Apply credit cards for bad credit online Credit Card for People with Bad Credit
Having problem with bad credit? Want to get a bad credit credit card? You've come to the right place for a credit card.
Get a second chance to enjoy the power of plastic again. The credit opportunity is yours - even if you have bad credit!
"It just takes a minute to complete and submit your bad credit history visa card application"
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your your best bad credit credit card deals today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
Important Notice: Some of the Bad Credit Credit Card issuers/banks may charge you application fee, processing fee, etc.
Before applying for a bad credit credit card, you are advised to carefully read the terms and conditions plus other info on the application page of the issuer/bank.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
• Enjoy the prestige of Platinum with no up front fees
• Premium Platinum benefits including Purchase Protection
• Reports to all 3 credit bureaus monthly
• Free Online 24-hour Account Access and Bill Pay
• Periodic credit limit increases
• 4 Plastic Designs to Choose From
Apply today for the Tribute® Gold MasterCard® Credit Card!
Unsecured Gold MasterCard® Credit Card
Reports to the Major Credit Bureaus
MasterCard® cards are accepted at over 25 million locations worldwide
Quick Online Decision
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Review
The Tribute® Gold MasterCard® Credit Card is designed for those with bad credit who only require the basic functions of a credit card, but would like to have their account reported to the credit bureaus.
The card has high interest rates and an above average annual fee. There is also a monthly maintenance fee, which is average for this type of card.
However, these fees are comparable to most prepaid or secured cards, and this card reports to the credit bureaus as an unsecured credit card.
If you have trouble getting approved for other types of credit cards, you do not plan to carry a balance, and you do not mind paying the various fees, this card may be a reasonable option.
Real Credit. Right Now. The Cash Yes MasterCard® is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.
$370 available credit the moment you get your card.
Cash advance - Get cash when you need it.
Reports monthly to the major credit bureaus.
Credit limit increases available
Automated payment plan - Help minimize late fees
Unsecured MasterCard® Accepted at millions of locations worldwide.
*See website for complete terms and conditions of card usage and application disclosure.
Review
The Cash Yes MasterCard®, issued by MetaBank, is ideal if you have less than perfect credit and would like to get an unsecured credit card.
This main advantage of this card is it gives you slightly higher credit limit when compares to other unsecrued credit card in the same category.
This card does reports to major credit bureaus monthly. However, various fees are associated with this card, including an annual fee,
an account set-up fee, a program fee, and a monthly maintenance fee. These types of fees are common among cards designed for poor or limited credit.
The APR for purchases is above average. An option for credit limit increases(with one-time fee) is available after the sixth month your Account is open.
To apply for this card, you need to have an active checking account.
Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!
Rates As low as 9.75% APR*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases
Prestige of carrying a Gold card
*See website for other fees, rates, and terms and conditions.
Review
The Continental Finance Gold MasterCard® issued by First Bank of Delaware, is a credit card designed for those with poor credit who would like a second chance. The main benefit of this unsecured credit card is that it reports to credit bureaus.
This card has a very low APR of 9.75%, and it has an average annual fee of $25. It also charges a monthly maintenance fee of $12 ($144 per year). However, the monthly maintenance fee is waived for the first month. There is a one-time account
processing fee of $200. This means that the total amount of fees that a cardholder can expect to pay in the first year will be $357. However, this is comparable to the amount of fees that most cardholders with poor credit will be required to
pay to have their account reported to the credit bureaus.
Reviews
The Access Visa® card, issued by Plains Commerce Bank, is ideal if you have less than perfect credit and would like to get an unsecured credit card.
This card comes with monthly reporting to major credit bureaus. However, various fees are associated with this card, including an annual fee,
an account set-up fee, a program fee, and a monthly maintenance fee. These types of fees are common among cards designed for poor or limited credit.
The APR for purchases is above average. Upon your request, a fee-free, minimum Credit Limit Increase of $25 may be granted after your account has been open for six months.
Review
The Total Visa® Card is ideal if you have poor credit. The main benefit of this card is that it reports to all major credit bureaus, which is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards.
The interest rate for purchases is above average and not ideal if you plan to carry a balance. However, this may not be a problem if you only need a credit card to make certain purchases. This card does have some fees to get started as well as an annual fee and a monthly fee,
but these fees are reasonable in comparison to the amount of fees you would pay for most secured and prepaid cards. Overall, this is a good card if you have trouble being approved for other credit cards.
Get a second chance if you have less than perfect credit. If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you’ve been waiting for. Apply today!
Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases
No Minimum Monthly Income Requirements*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Review
The Continental Finance MasterCard®, issued by First Bank of Delaware, is a credit card designed for those with poor credit who would like a second chance. The main benefit of this unsecured credit card is that it reports to credit bureaus.
This card has an above average APR of 19.92%, and it has an average annual fee of $50. It also charges a monthly maintenance fee of $12 ($144 per year). However, the monthly maintenance fee is waived for the first month. There is a one-time
processing fee of $200. This means that the total amount of fees that a cardholder can expect to pay in the first year will be $382. However, this is comparable to the amount of fees that most cardholders with poor credit will be required to
pay to have their account reported to the credit bureaus.
• Receive MasterCard® privileges and benefits
• Reports to all 3 credit bureaus monthly
• Free Online 24-hour Account Access and Bill Pay
• Periodic credit limit increases
• 4 Plastic Designs to Choose From
Review
The Bank of America Secured Visa® Platinum Card is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.
Unlike most secured credit cards, this card offers benefits such as auto rental insurance, travel and emergency assistance, and Total Security Protection®. Cardholders
will also have the option to receive convenience checks at no extra charge. These benefits do come with an annual fee of $29. However, this card does not charge an application
fee or a transaction fee for purchases, which are favorable benefits overall.
New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
Review
The New Millennium Bank Secured Black Diamond Visa®/MasterCard® is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards,
this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, and a Bonus $5,000 credit line from eClubUSA. These benefits do come with an
annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®). The APR
that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases,
which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
Review
The New Millennium Bank Secured Platinum Visa®/MasterCard® is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards,
this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, and a Bonus $5,000 credit line from eClubUSA, These benefits do come with
an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®).
The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that
there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
Review
The New Millennium Bank Secured Gold Visa® / MasterCard® is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards,
this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. These benefits do come with an annual fee of $59, which is slightly above
average for a secured card, as well as a one-time processing fee of $69.95($99.95 if the applicant would like to be issued both a Visa® and a MasterCard®). The APR that is applied to purchases is above average for a
secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest
will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
Review
The Orchard Bank MasterCard® Secured is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all secured cards,
the available balance on the card for purchases must be secured through a bank account. Once you are approved, your credit limit is equal to the amount you are allowed to deposit to this account,
which will be reviewed for increases periodically. You'll then be able to use the card anywhere a traditional credit card is accepted. This card does have a low annual fee($35 waived first year), but there are no application
or participation fees. However, unlike prepaid cards, you'll still have to pay interest if you choose to carry a balance on this card, but the interest rate for purchases is average. Various cardholder benefits are also provided.
Reviews
The Rewards 660 Visa® Card, issued by Dakota State Bank, is ideal if you have less than perfect credit and would like to get an unsecured credit card. The main benefit of this card is that it reports
monthly to the TransUnion and Equifax credit bureaus. However, various fees are associated with this card, including an annual fee, an account set-up fee,
a program fee, and a monthly maintenance fee. These types of fees are common among cards designed for poor or limited credit. The APR for purchases is above average.
• Credit-On Demand™: up to $25,000 credit line—Patent Pending
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
Get your best cash back credit card offers here:-
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.