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Apply credit cards for bad credit online
Credit Card for People with Bad Credit

Having problem with bad credit?
Want to get a bad credit credit card? You've come to the right place for a credit card. Get a second chance to enjoy the power of plastic again. The credit opportunity is yours - even if you have bad credit!

"It just takes a minute to complete and submit your
bad credit history visa card application"

bad card credit instant Secure Online Application Safe and secure online application with SSL encryption technology.
Get your your best bad credit credit card deals today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
Important Notice:
Some of the Bad Credit Credit Card issuers/banks may charge you application fee, processing fee, etc. Before applying for a bad credit credit card, you are advised to carefully read the terms and conditions plus other info on the application page of the issuer/bank.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Orchard Bank Classic MasterCards
 
Orchard Bank Classic MasterCard If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards.
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Purchase APR Processing Fee Annual Fee
7.90% - 19.90% $0 - $49 $39 - $79
Click here to Apply
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Review
Orchard Bank Classic MasterCards are issued by HSBC Bank Nevada, N.A. They are a trio of cards that offer applicants with limited credit histories the opportunity to establish better credit.* Applicants of this offer are eligible for any one of the following four cards, Orchard Bank Platinum MasterCard®, Orchard Bank Gold MasterCard®, Orchard Bank MasterCard®, Orchard Bank Secured MasterCard®, depending on their credit history. The APRs and fees cards vary, and are detailed on the application. These cards share common benefits including credit bureau reporting, 24-hour customer service assistance, online account access, and periodic credit limit increases for those who qualify. Those in need of a credit card that can possibly improve creditworthiness in exchange for the out of pocket costs of additional fees may find one of the Orchard Bank Classic MasterCards to be a good fit.

* It is HSBC's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
 
Public Savings Bank Classic Secured VISA Card
 
public savings bank secured visa credit card
  • 0% APR for 6 months on purchases
  • No annual or monthly fees
  • Free fraud protection against unauthorized use
  • No penalty APR
  • We report to all 3 credit bureaus
  • No minimum credit score, no income/employment verifications
  • 25 day grace period
  • Use the card everywhere you see the Visa® logo
  • Lifetime credit limits up to $10,000

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
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Platinum Zero™ Secured Visa® Credit Card from Applied Bank®
 
Platinum Zero Secured Visa Credit Card
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Wont Change - Even If Youre Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit and Income Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting!

Intro Rate Application Fee Annual Fee
see terms see terms None
Click here to Apply
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At Speedy Cash we provide short term loans
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First Option Visa®
 
First Option Visa The First Option Visa® Secured credit card is a Real credit card that will provide you with all the privileges of Visa® credit card.
  • Get a Full Privilege Secured Visa® Credit Card Account
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • Guaranteed Approved Regardless of Credit History or Income
  • Earn Interest on Your Deposits
  • FDIC Insured

Purchase APR Processing Fee Annual Fee
19.5% $99.95 $59
Click here to Apply
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First Option MasterCard®
 
First Option MasterCard The First Option MasterCard® Secured credit card is a Real credit card that will provide you with all the privileges of MasterCard® credit card.
  • No Credit Check
  • Approved Regardless of Credit History*
  • Credit limits up to $5,000.00
  • Reports to All 3 Bureaus

Purchase APR Processing Fee Annual Fee
19.5% $99.95 $59
Click here to Apply
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Next Millennium Visa®
 
Next Millennium Visa
  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever Visa® is accepted

Purchase APR Processing Fee Annual Fee
19.5% $99.95 $59
Click here to Apply
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Next Millennium Black MasterCard®
 
Next Millennium MasterCard
  • Get a Full Privilege Secured MasterCard® Credit Card Account
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • Guaranteed Approved Regardless of Credit History or Income
  • Earn Interest on Your Deposits
  • FDIC Insured

Purchase APR Processing Fee Annual Fee
19.5% $99.95 $59
Click here to Apply
Now or Learn More...
 
New Millennium Bank Secured Black Diamond Visa® or Mastercard®
 
New Millennium Bank Secured Black Diamond Visa® or Mastercard® New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
* Terms and conditions apply.
Purchase APR Processing Fee Annual Fee
19.5% $99.95 or $129.95 $59
Click here to Apply
Now or Learn More...

Review
The New Millennium Bank Secured Black Diamond Visa®/MasterCard® is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, and a Bonus $5,000 credit line from eClubUSA. These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®). The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
 
New Millennium Bank Secured Platinum Visa® or MasterCard®
 
A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
  • Extended Warranty Protection
  • Bonus $5,000 credit line from eClubUSA
Purchase APR Processing Fee Annual Fee
19.5% $99.95 or $129.95 $59
Click here to Apply
Now or Learn More...

Review
The New Millennium Bank Secured Platinum Visa®/MasterCard® is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, an extended warranty for purchases, and a Bonus $5,000 credit line from eClubUSA, These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®). The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
 
New Millennium Bank Secured Gold Visa®/MasterCard®
 
New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
  • Approved Regardless of Credit History
  • Credit Limits Up To $10,000
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • No Credit Check
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
Purchase APR Processing Fee Annual Fee
19.5% $69.95 or $99.95 $59
Click here to Apply
Now or Learn More...

Review
The New Millennium Bank Secured Gold Visa® / MasterCard® is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike most secured credit cards, this card offers benefits such as auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. These benefits do come with an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $69.95($99.95 if the applicant would like to be issued both a Visa® and a MasterCard®). The APR that is applied to purchases is above average for a secured card, but this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. It is important to note that there is no grace period for purchases, which means that interest will be applied immediately to any charges made with the card. However, if you are having difficulty in obtaining an unsecured card, this card does have a no credit check and no turn-down policy.
 
Ultra VX Visa® Card
 
ultravx visa credit card
  • Credit-On Demand™ up to $25,000 credit line
  • Instant Approval: No credit check, no minimum income or bank account required
  • Credit Reporting: Reports to all the major credit bureaus
  • Clear Rewards: Earn rewards for Southwest Airlines, American Airlines, JetBlue, Barnes and Noble, Amazon and more - with no restrictions
  • Powerful Account Features: FREE direct deposit, FREE bill pay, FREE alerts, FREE Online account access, add cash instantly at 100,000 retail locations nationwide, and many more.
Fees and Charges
Please refer website
Click here to Apply
Now or Learn More...

Card Review^
The Ultra VX Visa® Card, issued by New Millennium Bank is ideal for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Unlike a secured credit card, you do not need to open a bank account to maintain the card. Instead through the Credit-On Demand feature, a Cash Account is used to give you a credit line up to $25,000. This card also allows you to earn rewards for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels and more with no restrictions. There is a one-time account set-up fee and a monthly maintenance fee for this card. This card reports to all major credit bureaus monthly and the interest rate for purchases is average. Overall, if you are having difficulty in obtaining an unsecured card, and do not wish to maintain a bank account as required by a secured card, this card gives you an extra option since it does have a no credit check and no minimum income policy.
 



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