Skip to main content.
apply credit card online  Instant Free Credit Score Check your Credit Score Now and Fix 1 Problem Online for Free Today

Apply Online for FREE, No Annual Fee, 0 Apr Credit Card Offers

 Home | Get Instant Online Credit Card Approval | Most Popular Credit Card | Contact Us
 

Popular Categories

  • Balance Transfer Cards
  • Low Interest Credit Cards
  • Cash Rebate Credit Cards
  • Instant Online Approval
  • Most Popular Credit Card
  • Rewards Credit Cards
  • Gas Rewards/Rebate
  • Business Credit Cards
  • Airline/Frequent Flyer
  • Bad Credit Credit Cards

Other Categories

  • Student Credit Cards
  • Prepaid Credit Cards
  • Secured Credit Cards
  • No Annual Fee Credit Cards
  • Debit Cards

By Banks/Issuers

  • American Express
  • Chase
  • Discover
  • IberiaBank
  • Simmons First National Bank
  • Other

By Card Types

  • American Express
  • Discover
  • Mastercard
  • Visa Card

Smart Credit Report

  • smart credit repair

Other Countries

  • UK Credit Cards
  • Australian Credit Cards
  • Austria Credit Cards
  • Belgium Credit Cards
  • Canadian Credit Cards
  • Finland Credit Cards
  • Germany Credit Cards
  • India Credit Cards
  • Italy Credit Cards
  • Netherlands Credit Cards
  • Norway Credit Cards
  • Poland Credit Cards
  • Portugal Credit Cards
  • Singapore Credit Cards
  • Sweden Credit Cards

FREE Credit Report

MoneyAisle

  • Click here to view great bank rates at MoneyAisle

Personal Loan

  • p2p loans

Apply online for 0% no fee balance transfer credit cards

"It just takes a minute to complete and submit your
0% balance transfer credit cards application"

Higher Balance Transfer Fees
The prolong weak economy, recent financial crisis and new credit card act have drastically changed the landscape of US credit card market.

It is a fact that getting a decent balance transfer card is much harder now without incurring a hefty fees. The credit card issuers are raising the balance transfer fees as high as 5% nowadays.

This only means getting a 0% no fee balance transfer credit card is not possible at the moment. Your choice is now pretty much narrow towards a 0% balance transfer card up to 6 months with 3% to 5% transfer fee; a low interest balance transfer card with low transfer fee; or a no fee balance transfer card but with a higher interest rates.

You must take note on the minimum and maximum cap on the balance transfer fee as well, if any.
credit card offers 0% for balance transfer Secure Online Application Safe and secure online application with SSL encryption technology.
Get your best balance transfer credit cards with 0% interest today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Discover® More® Card
 
discover platinum card
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
  • No Annual Fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% up to 12 Months None
Click here to Apply
Now or Learn More...
 
Bryant State Bank MasterCard
 
Bryant State Bank MasterCard Looking for a credit card with a great interest rate? Want to save hundreds in interest and consolidate your large credit card bills into one low interest payment? Apply for the Bryant State Bank MasterCard Credit card today!
  • Low Interest Rate of 11.25%*
  • Introductory Balance Transfer Rate
  • No Balance Transfer Fee
  • $0 Fraud Liability
  • 24/7 Online Account Access
  • Emergency Cash Advance & Card Replacement
  • Worldwide Acceptance
*See Card Terms and Conditions

For people with fair or good credit

Intro APR Intro Period Annual Fee
3.25% 6 Months $20
Click here to Apply
Now or Learn More...
 
Discover® MotivaSM Card
 
discover motiva credit card
  • Cash Rewards for your good credit management!*
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top online retailers through our exclusive online site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Free payment by phone or online—even on your Payment Due Date
  • Choose a Payment Due Date that meets your needs
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
  • Easy online account options that put you in control
  • $0 fraud liability guarantee
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
3.99% Up to 12 Months* None
Click here to Apply
Now or Learn More...
 
IberiaBank Visa® Classic
 
Iberia Bank Visa Classic
  • No annual membership fee
  • Low, variable rate APR
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

Intro APR Intro Period Annual Fee
1.99% 6 Billing Cycles None
Click here to Apply
Now or Learn More...
 
Simmons First Visa® Platinum
 
Simmons First Visa Platinum
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Intro APR Intro Period Annual Fee
N/A N/A None
Click here to Apply
Now or Learn More...
 
IberiaBank Visa® Select Card
 
Iberia Bank Visa Select Card
  • Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the first 12 billing cycles.
    Applies to balance transfers processed within three months of your account open date.
  • Low Ongoing Variable Rate APR after introductory period
  • No transaction fee for balance transfers
  • 25 Day grace period
  • Online access to credit card account information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

Intro APR Intro Period Annual Fee
8.75% 12 Billing Cycles $45
Click here to Apply
Now or Learn More...
 
Discover® Open Road® Card
 
discover platinum gas card
  • 0% Intro APR* on purchases and balance transfers for 6 months
  • Double Cashback Bonus at any gas station and any restaurant
  • 5% to 20% Cashback Bonus® at top retailers through the online shopping site
  • Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
  • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 months None
Click here to Apply
Now or Learn More...
 
IberiaBank Visa® Gold Cash Back Rewards Card
 
Iberia Bank Visa Gold Cash Back Rewards Card
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low, variable rate APR
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

Intro APR Intro Period Annual Fee
1.99% 6 Billing Cycles None
Click here to Apply
Now or Learn More...
 
IberiaBank Visa® Platinum Rewards Card
 
Iberia Bank Visa Platinum Rewards Card
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, travel, gift or experience rewards
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low, variable rate APR
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information
  • Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.

Intro APR Intro Period Annual Fee
1.99% 6 Billing Cycles None
Click here to Apply
Now or Learn More...
 
Simmons First Visa® Platinum Rewards
 
Simmons First Visa Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

Intro APR Intro Period Annual Fee
N/A N/A None
Click here to Apply
Now or Learn More...
 
Visa® Black CardTM
 
Barclays Visa® Black Card BLACK CARD MEMBERS ENJOY THESE EXCLUSIVE PRIVILEGES:
  • Limited Membership
    The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
  • 24-Hour Concierge Service
    Become a Black Card member today and enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs.
  • Exclusive Rewards Program
    The more you use the Black Card the better. Black Card members will receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime.
  • Luxury Gifts
    Black Card members deserve the best of the best. Members will receive Luxury Gifts from some of the world's top brands.
  • Patent Pending Carbon Graphite
    The Black Card is made with carbon graphite, creating a more durable card, guaranteed to get you noticed.
  • Annual Fee $495
  • 0% APR for 6 Months on Balance Transfers*
    When opening a Black Card account, you can transfer over your existing balances and accrue no interest for six months.

Intro APR Intro Period Annual Fee
0% 6 Months $495
Click here to Apply
Now or Learn More...
 
Biodegradable Discover® More Card
 
Biodegradable Discover Card
  • Help Protect the Planet with the New Biodegradable Discover Card
  • Card Plastic Breaks Down 99% Within Five Years in Landfill Conditions
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
Now or Learn More...
 
Discover® More® Card - Clear
 
discover platinum clear card
  • 0% introductory APR* on purchases and balance transfers for 6 months
  • No Annual Fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • Formerly Discover Platinum American Flag Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
Now or Learn More...
 
Discover® More® Card - Monogram
 
discover platinum monogram card
  • 0% introductory APR* on purchases and balance transfers for 6 months
  • No Annual Fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Choose your personalized design
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • Formerly Discover Platinum American Flag Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
Now or Learn More...
 
Discover® More® Card - Sealife Collection
discover sealife
  • 0% introductory APR* on purchases and balance transfers for 6 months
  • No Annual Fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • Formerly Discover Platinum American Flag Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
Now or Learn More...
Discover® More® Card - American Flag
 
  • 0% introductory APR* on purchases and balance transfers for 6 months
  • No Annual Fee
  • Earn more cash in more ways than anyone elseSM*
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee
  • Easy online account options that put you in control
  • Fraud specialists dedicated to helping you 24/7
  • Customer Service in less than a minute, anytime you want
  • Secure online account numbers
  • Timely e-mails to help you avoid fees
  • Formerly Discover Platinum American Flag Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Annual Fee
0% 6 Months None
Click here to Apply
Now or Learn More...
 
Why such drastic measures are taken?
With current economy woes where unemployment rates skyrocketing, lending has become a highly unpredictable risky business. Most credit card issuers are unwilling to extend credit for high risk lending.

The delinquency rate is high and they are making huge losses in the credit card business operation.

Not only the application process is strict, favoring a small group with excellent credit rating, the credit card issuers are now expecting to be rewarded fairly for taking the unusual high risk lending.

All these unfavorable circumstances has somehow force and lead the market with no option but to increase in fee, which is almost inevitable, if not predictable.

Pay off the debt within introductory offer period
Although it may not possible for you to pay the balances in full within the introductory offer period, it is to your advantage to put extra efforts in paying as much as possible in the given period. At the end of the day, you'll be glad with the savings you made by paying within the offer period.

If you plan to carry your balances beyond the introductory offer period, make sure the interest rate is reasonable and affordable according to your plan.

Aside that, to help settle your debt faster, it is best not to make any purchases with the balance transfer card.

What if you have more than one card with balances
At the end of the day, you may not be able to consolidate all your card balances into one card.

In such circumstances, you should concentrate in settling off the balances on one card while paying the minimum amount on other cards. And restraint yourself from making further purchases with your cards.

This practice should continue until you settle your debts in full on all the cards.

Credit Limit and Minimum Payament
Bear in mind the issuer is entitled to reduce your credit limit and increase your monthly minimum-payment amounts.

It is advisable to use only 30% of the credit limit available to avoid such reduction from affecting your credit score. This may help to ensure you are not caught off-guard in case the issuer raise your monthly minimum-payment required.

With such uncertainties, it is best to stress against making purchases with your balance transfer card, until unless all the balances are settled in full.

Nowonwards, preserving your creditworthiness has become a crucial factor in determining your financial future. So make good use of your credit and do not spend on something you can't afford to pay.

Treating your credit card like a charge card i.e. paying your balances in full every month is now the golden rule in maintaining a healthy credit history.

apply for citi dividend

Free 3-in-1 Credit Report and Triple Credit Score

Apply Online Now for a FREE Credit Card

Search for more FREE credit cards...
Gas Rewards/Rebate | Cash Back Rebate | Low Interest | Rewards Cards | Balance Transfer | No Annual Fee | Airline/Frequent Flyer | Business Cards | Student Cards | Bad Credit | Prepaid/Debit Cards | Instant Online Approval | Most Popular Credit Card | FREE 3-in-1 Credit Report and Triple Credit Score | US Credit Cards | UK Credit Cards | Australia Credit Cards | Kreditkarte Österreich | Carte de Credit Belgique | Canadian Credit Cards | Luottokortti Suomi | Kreditkarten Deutschland | India Credit Cards | Carta Credito Italia | Kredietkaart Nederland | Kredittkort Norge | Karty Kredytowe w Polsce | Cartoes de Credito Portugal | Singapore Credit Cards | Kreditkort Sverige

Google
applycreditcard-online.com
other sites

Get your best cash back credit card offers here:-
FREE Online Credit Card Application All card applications are strictly confidential.
Apply for a Credit Card You are allowed to apply for more than one card.
Secure Online Credit Card Application Your application is safe and secure with SSL encryption technology.

One Minute Online Credit Card Application Center
Copyright © 2005-2006 All rights reserved | Privacy Policy
ApplyCreditCard-Online.com - 0 Percent No Fee Credit Card Balance Transfer