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Credit Cards in Romania
As of 2010, Romania has a population of 21.43 millions with a GDP(gross domestic product) of €121.94 billions. This
translates into €5.69 thousands of GDP per capita, one of the lowest in Europe. Romania contributes 0.99% of the EU total GDP.
As at 31st December 2010, there are 12,604,230 payment cards issued in Romania(0.59 cards per capita), a decrease of 282,110 or 2.19% compares to 12,886,340 in 2009.
There are 2,123,360 credit cards in Romania as at 31st December 2010, a decrease of 125,530 or 5.58% compares to 2,248,890 in 2009.
Debit cards decrease by 161,150 or 1.51% to 10,492,600 in 2010, compares to 10,653,750 in 2009.
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Împrumuturi rapid de la Provident
Poti primi oricesuma de la 400 la 3.000 de lei:
- Rapid - Primesti baniimult mai repede decât de la alte institutii financiare, chiar la tine acasa
- Accesibil - Fara birocratie,fara giranti si garantii materiale
- Convenabil - Fara cozi laghiseu, un singur formular de completat
- Transparent - Stii de laînceput cât si cum platesti
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Total Card Payments in Volume and Value
For 2010, there are 102.52 millions of card payment transactions in Romania(a low 4.78 transactions per capita), a significant increase of 16.23 millions or 18.81% compares to 86.29 millions in 2009.
Out of these transactions, 16.28 millions or 15.88% is paid by credit cards, a decrease of 0.14 millions or 0.85% compares to 16.42 millions in 2009. The rest of card payment transactions(86.24 millions) are paid by debit cards,
a significant increase of 16.37 millions or 23.43% compares to 69.87 millions in 2009, although there is 1.51% decrease on the number of debit cards issued. Romania total card payment transactions volume contributes a low 0.30% to the EU total number of transactions.
Romania total card payments in value is one of the lowest in Europe, there is an increase of €0.54 billions or 16.22% to €3.87 billions(€0.16 thousands per capita) in 2010, compares to €3.33 in 2009.
This also translates into €37.7 per card payment transaction, a marginal decrease compares to €38.6 in 2009. Out of these transactions, €0.59 billions or 15.25% is paid by credit cards,
an increase of €0.04 billions or 7.27% compares to €0.55 billions in 2009. This shows the reduction in number of credit cards issued and transactions volume did not afffect the credit card spending growth.
The rest of card payments, €3.27 billions in value is paid by debit cards, an increase of €0.49 billions or 17.63% compares to €2.78 billions in 2009. Romania total card payment transactions value contributes a low 0.22% to the EU total value of transactions.
Credit Cards in Romania 2008-2009
As of 2009, Romania has a population of 21.46 millions with a GDP(gross domestic product) of €115.87 billions. This
translates into €5.40 thousands of GDP per capita, one of the lowest in Europe. Romania contributes 0.98% of the EU total GDP.
As at 31st December 2009, there are 12,886,340 payment cards issued in Romania(0.60 cards per capita), a decrease of 601,620 or 4.46% compares to 13,487,960 in 2008.
There are 2,248,890 credit cards in Romania as at 31st December 2009, a significant decrease of 470,160 or 17.29% compares to 2,719,050 in 2008.
Debit cards decrease by 162,570 or 1.5% to 10,653,750 in 2009, compares to 10,816,320 in 2008.
Total Card Payments in Volume and Value
For 2009, there are 86.29 millions of card payment transactions in Romania(a low 4.02 transactions per capita), a significant increase of 10.68 millions or 14.13% compares to 75.61 millions in 2008.
Out of these transactions, 16.42 millions or 19.03% is paid by credit cards, a decrease of 0.96 millions or 5.52% compares to 17.38 millions in 2008. The rest of card payment transactions(69.87 millions) are paid by debit cards,
a significant increase of 11.64 millions or 19.99% compares to 58.23 millions in 2008, although there is 1.5% decrease on the number of debit cards issued. Romania total card payment transactions volume contributes a low 0.27% to the EU total number of transactions.
Romania total card payments in value is one of the lowest in Europe, there is a decrease of €0.58 billions or 14.83% to €3.33 billions(€0.18 thousands per capita) in 2009, compares to €3.91 in 2008.
This also translates into €38.6 per card payment transaction, a significant decrease compares to €51.7 in 2008. This shows payment cards are being used for increasing smaller amount purchases in Romania.
Out of these transactions, €0.55 billions or 16.52% is paid by credit cards, a decrease of €0.20 billions or 26.67% compares to €0.75 billions in 2008. The rest of card payments, €2.78 billions in value is paid by debit cards,
a significant decrease of €0.37 billions or 11.75% compares to €3.15 billions in 2008. Romania total card payment transactions value contributes a low 0.20% to the EU total value of transactions.
Credit Cards in Romania 2007-2008
As of 2008, Romania has a population of 21.50 millions with a GDP(gross domestic product) of €139.75 billions. This
translates into €6.50 thousands of GDP per capita, one of the lowest in Europe. Romania contributes 1.12% of the EU total GDP.
As at 31st December 2008, there are 13,487,960 payment cards issued in Romania(0.63 cards per capita), a significant increase of 1,839,720 or 15.79% compares to 11,648,240 in 2007.
There are 2,719,050 credit cards in Romania as at 31st December 2008, a whopping increase of 870,920 or 47.12% compares to 1,848,130 in 2007.
Debit cards increase by 969,780 or 9.85% to 10,816,320 in 2008, compares to 9,846,540 in 2007.
Total Card Payments in Volume and Value
For 2008, there are 75.61 millions of card payment transactions in Romania(a low 3.52 transactions per capita), a whopping increase of 27.14 millions or 55.99% compares to 48.47 millions in 2007.
Out of these transactions, 17.38 millions or 22.99% is paid by credit cards, an increase of 2.48 millions or 16.64% compares to 14.90 millions in 2007. This growth is contributed to the 47.12% increase
in the number of credit cards issued in 2008. The rest of card payment transactions(58.23 millions) are paid by debit cards, a whopping increase of 24.66 millions or 73.46% compares to 33.57
millions in 2007, although there is only about 10% increase on the number of debit cards issued. Romania total card payment transactions volume contributes a low 0.26% to the EU total number of transactions.
Even though Romania total card payments in value is one of the lowest in Europe, there is a whopping increase of €1.42 billions or 57.03% to €3.91 billions(€0.18 thousands per capita) in 2008,
compares to €2.49 in 2007. This also translates into €51.7 per card payment transaction, insignificant increase compares to €51.3 in 2007. Out of these transactions, €0.75 billions or 19.18% is paid by credit cards,
an increase of €0.12 billions or 19.05% compares to €0.63 billions in 2007. This is influence by increase on the number of credit cards issued. The rest of card payments, €3.15 billions in value is paid by debit cards,
a whopping increase of €1.29 billions or 69.35% compares to €1.86 billions in 2007. This is in accordance with the increase in debit cards number of transactions. Romania total card payment value contributes a mere 0.23%
to the EU total transactions value.
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