Compare and Apply Online for Australian Credit Cards
"It just takes a minute to complete and submit your Australia Credit Card Online Applications"
Safe and secure online application with SSL encryption technology.
Get the Australia best card credit deal of your choice with special offers and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Enjoy a fresh rewards program that can make a valuable difference to your everyday.
Earn reward points everywhere you use your Everyday Money Credit Card Every 4 months, if you have enough points, you’ll receive an Everyday Money Shopping Card. Whether you want new clothes, cosmetics, electronics or a whole lot more, our rewards are designed with you in mind.
Packed with fresh features and real value!
Up to 3 reward points per dollar spent
0% p.a. until 1 February 2009 on all purchases
No annual fee in the 1st year
Up to 55 days interest free on purchases
5.99% p.a. for 6 months on balance transfers
Your choice of four fresh card colours
Free additional cardholder
Worldwide acceptance wherever you see the MasterCard logo
An additional card for a friend or family member, with all transactions on one statement
Linked access to your other St.George accounts, for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. 55 days interest free on purchases only on accounts
paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 20.49%p.a on
Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer
remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and
conditions apply and full details are available upon request.
** If your application for credit is approved, the special balance transfer rate period commences on the date the
account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any
balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest
rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest
free period for purchases does not apply while an amount that has been debited as a result of a balance transfer
remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group
or international credit card accounts.
Fly 365 days a year with the Card that breaks all the rules for flight rewards. Simply book your flight at least 30 days in advance to secure your seats.
Earn One Blue Sky point for every dollar spent, with no expiry of your points as long as your account remains current. Best of all, there is no limit to the amount of points you can earn.
Make the most of exclusive deals and discounts with American Express Selects™.
Get 50% OFF Blue Sky Flights until 2010 - book before January 2009
No annual Card fee. You can enjoy all the benefits of the Blue Sky Card - including its in-built rewards program - and pay $0 annual Card fee.
Use your points to travel 365 days a year with unlimited travel choices including flights, cruises, car rental and accommodation.
Complimentary domestic and international travel insurance for you and your family.
Travel Inconvenience Cover will cover you for flight delays, missed connections or delayed luggage.
Emergency Card replacement - our global network of offices means that we can usually get a replacement Card to you virtually anywhere in the world.
With our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges online.
Refund Protection means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase.
Purchase Protection gives you replacement or refund cover for products that have been stolen or damaged accidentally for up to 90 days after purchase.
Supplementary Cards at no additional cost.
A credit limit of up to $25,000.
No interest for up to 55 days on purchases.
Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy
Be confident with your everyday credit card spend.
With the Aussie MasterCard® in your wallet you’ll enjoy the benefits of:
A low interest rate of 11.99% p.a.* on purchases
Up to 55 days interest free credit on purchases
0% p.a. interest rate on balance transfers for the first 6 months^. Limited offer
Credit limit up to $15,000
24 hour call centre assistance - at home and overseas
Shop safely Online with MasterCard SecureCode™
A competitive 17.99% p.a. on cash advances*
Get an online response in 60 seconds
And you don’t have to be an Aussie customer to apply
*Interest rates current at 27 September 2008 and subject to change. Terms and conditions available on application. Fees and charges apply. Approval subject to our normal lending criteria.
^ From date of card approval. Only valid for balance transfers from non-Aussie credit and store cards.
Balance transfer rate applies only to the balance transferred for six months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases on your card. Balances that remain unpaid at the end of this period will become subject to the standard variable rate applicable for purchases on your card. Interest accrues on balance transfers from the date the transfers are processed by us. Aussie Credit Cards are provided under agreement by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.
Imagine a loan that lets you renovate, take holidays, pay for school fees, and best of all - dip back into the money you’ve repaid any time.
A St.George Get Set Loan means you can enjoy easy access to a pool of reusable money for whatever you like, whenever you like.
Here's why...
Reusable and convenient credit facility with flexible repayments
Apply for a credit limit from $5,000 to $50,000
Variable interest rate.
Interest is payable only on your outstanding balance
A low $150 establishment fee and $9 monthly fee*
A flexible loan to suit your lifestyle
Access your funds via ATM, EFTPOS or any St.George branch.
With the optional Visa Debit card, you can make purchases over the phone or on the internet
Cheque books are also available
Option to protect your loan with our loan protection insurance^
Disclaimer
* Other fees and charges are payable.
^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance. All applications for credit are subject to St.George Bank’s prevailing
credit criteria Fees & charges apply. Terms & conditions apply, full details of which are
available on request. View St.George Get Set Loans Terms and Conditions.
Linked access to your other St.George accounts for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. All applications for credit are subject to the Bank's
prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request. No
interest free day period on the No Annual Fee card.
Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.
SAVE with a low balance transfer rate - 7.9% p.a.* for LIFE on balances you transfer† from non-Citibank credit cards, store cards and personal loans.
SAVE with a low ongoing rate - 14.99% p.a. on ANY purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more.
SAVE with none of the everyday transactional fees# - NO transaction, ATM/EFTPOS or cash advance fees# so even more money stays in your pocket.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
Convenient access with a Visa Debit Citicard - Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
12.49%p.a. ongoing for purchases*
0% for 6 months on Balance Transfers
Access your account anywhere, anytime via Internet and phone banking
Want to pay less interest? Then a Low Rate Credit Card could be right for you. With an ongoing low rate of just 13.24% p.a. for both purchases and 18.99% p.a. on cash advances you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively.
Low interest rate of just 12.64% p.a. on purchases and 19.99% p.a. on cash advances
$48 annual fee
Up to 55 days' interest free on all purchases
Even lower balance transfer rate of 5.99% p.a. for 5 months
Free additional card for a family member or friend
Influence. Status. Privilege. Nothing impresses quite like Platinum.
The American Express® Platinum MoneyBack Card opens a world of luxury and service.
And you'll earn 5% of your MoneyBack for the first 3 months (capped at $300 for the first $6,000 you spend). Then 1% with no limit to your MoneyBack.
It could add up to anything from a lava lamp to oysters at the Ritz. Whatever you want that day.
You’re covered
With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with Refund Protection,
Purchase Protection and our extensive On-Line Fraud Guarantee.
Supplementary Cards at no additional cost
Make the most of your Card
Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
Apply for a free supplementary Card it all counts to your MoneyBack.
The more you spend the more MoneyBack you get
The Platinum MoneyBack Credit Card has been designed to give you unlimited MoneyBack for all purchases made on your Card.
Exclusive deals and discounts with American Express Selects
An invigorating massage. A trip to lunch in a seaplane. Or maybe a balloon flight is more your thing. Make life more exciting with American Express Selects
Balance transfer rate of 6.99% p.a. for the first 6 months, subject to the American Express Interest Rate Policy
3.99% p.a balance transfer rate for up to 6 months***
Up to 55 interest free days on purchases*
A full range of complimentary insurances** including:
Domestic flight inconvenience insurance
Transit accident
Purchase cover
Extended warranty
Best price guarantee
Personal Concierge Service available 24/7
Up to 3 additional cards for your friends or family, with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking
Exclusive Platinum card programs offered by Visa and MasterCard
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Platinum an interest rate of 20.49% p.a. applies
to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free
period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a
balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees,
charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions
(http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of
Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the
account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any
balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest
rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest
free period for purchases does not apply while an amount that has been debited as a result of a balance transfer
remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group
or international credit card accounts.
A Platinum Credit Card backed by a range of unique privileges. For those who value style with substance.
Automatic enrolment in the Membership Rewards Ascent program
Earn 1.5 Membership Rewards points for every dollar spent up to $100K (reverting to 1 point per dollar thereafter - reset annually) - and your points won’t expire.
1 point = 1 Qantas Frequent Flyer Point
Supplementary Cards at no additional cost
Interest rate of 19.99% p.a.
Platinum Priority Service 24/7
Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy
Enjoy exceptional Card benefits for an annual Card fee of $395 p.a.
Credit limit of up to $100,000
A free Qantas domestic Economy return flight to selected Australian Capital cities or a free night’s stay at a hotel every year
Purchase Protection and Refund Protection
Domestic and Overseas Travel Insurance
Exclusive VIP treament with Entertainment Advantage
Due to its impressive range of benefits and features, the American Express Platinum Credit Card was named fully featured credit card of the year at The Australian Financial Review Smart Investor Blue Ribbon Awards 2007.
Perfect for everyday shopping and paying bills, ANZ First Visa gives you the freedom of a straightforward credit card with NO ANNUAL ACCOUNT FEE for the first 12 months.
$0 annual account fee for the first 12 months
Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
Up to 44 days interest free credit on purchases
Extended Warranty Insurance and 90-day Purchase Security Insurance
Design your card by simply loading your favourite image or choose from a library of images
Convenience of Visa acceptance at over 24 million locations worldwide
ANZ Falcon™ security with 24/7 monitoring of suspicious transactions
Access to exclusive offers through Visa Entertainment
60 second response - apply now and get a response in only 60 seconds. Once approved you will normally receive your card within 5 business days.
Complimentary Shopping and Travel Insurances** including:
Overseas travel
Transit accident
Extended warranty
Purchase cover
Up to 3 free additional cards for your friends or family, with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Gold Low Rate an interest rate of 18.25% p.a.
applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest
free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result
of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria.
Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in
the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
One low 12.99% p.a rate for purchases and cash advances*
Up to 55 interest free days on purchases*
$69 annual fee
Up to 3 additional cards for your friends or family, with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. 55 days interest free on purchases only on accounts
paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an
amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject
to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon
request.
Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
Online security guarantee
Additional cardholder for $15
Hit the shops, fill up the fridge, pay the bills - however you use your card, you'll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.
If you're spending too much on credit card fees and interest, ReadyCredit is a great alternative. It's an unsecured line of credit you can use every day.
ReadyCredit allows you to:
SAVE with a low introductory rate - 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
SAVE with NO setup and ongoing transaction fees - Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
Choose how you use your credit - Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
Apply today and save - Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience
Apply for an ANZ Everyday Visa Debit card and pay NO monthly fee for the first 6 months. Get worldwide acceptance of Visa PLUS you can make purchases online, overseas or over the phone at more than 24 million outlets around the world – using your own money.
Apply online now for these great benefits –
$0 monthly fee for the first 6 months
Use your own money to shop, online, overseas or over the phone
Unlimited ANZ Transactions for $6 a month
Protection against fraudulent purchases with Online Guarantee
Intro APR
Intro Period
Annual Fee
N/A
N/A
$6 per month ($0 monthly fee for the first 6 months)
Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer*
Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers*.
Premium lifestyle card with extensive benefits and rewards
2.9%p.a for 12 months on balance transfers*
Credit Limit of up to $35,000 giving you the purchasing power and flexibility you require
Free International Travel Insurance# - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Automatic FREE access to a superior Rewards Program+ - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner
Up to 55 days interest FREE on retail purchases
Fly any airline, anytime with Citibank Take Flight®
Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's fines restaurants, you'll find something to temp you.
Purchase Cover# - Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
FRAUD SHIELD® - Our fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program - Membership Rewards Choices - the program awarded 5 stars by Cannex.
You can earn unlimited points and they never expire – so the sky’s the limit. That means you’re on your way to redeeming for the things you really want, like travel and accommodation, MP3 Players, tickets and so much more.
Balance transfer rate of 6.99% p.a. for the first 6 months (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases), subject to the American Express Interest Rate Policy
American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping.
If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
Safe and secure online application with SSL encryption technology.
