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Retail Finance in India
The Indian economy has grown steadily over the last two decades with a rapidly growing Banking and Financial Services sector based on sound fundamentals (low NPAs, Basel I compliant).
India’s central bank, Reserve Bank of India (RBI) is the regulator for the Banking and Financial Services industry.
As reported, Retail Finance in India(housing loan, auto loan, personal loan, education loan, consumer durable loan and credit card) is expected to grow at an annual rate of 18%, from US$27.6 billion in 2003-04 to over US$75 billion by 2010.
And credit card is one of the most common lending segment for consumers in India. Hence we've decided to take the first step and putting the necessary efforts in creating this credit card offers section.
The main purpose is helping the Indian to make credit cards comparison before applying for one that suit them best.
All these processes(comparing and applying) can be made online, thanks to the fact that India is an early adopter of online credit card application facility and technology in Asia.
credit card comparison india Secure Online Application Safe and secure online application with SSL encryption technology.
Get the indian credit cards of your choice and enjoy the benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
ICICI Bank HPCL Gold Credit Card
 
ICICI HPCL Gold Credit Card
  • Cash back up to 2.5% on your monthly fule purchases at select HPCL outlets
  • Refund of surcharge (2.5%) on fuel purchases at HPCL Outlets on ICICI Bank charge slip only. Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver
  • Earn 1 reward point on every Rs.200 spent on all purchases except on fuel purchases at HPCL outlets.
  • Discount on tyres, batteries and auto accessories sold at select HPCL petrol pumps
  • High credit and cash limits.
  • Comprehensive travel benefits.
  • Mobile alerts and statement by e–mail.
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
Kotak Trump Gold Card
 
Kotak Trump Gold Card
  • 10% Cashback across all restaurants
  • 10% Cashback on movies and plays
  • Zero charge EMI(Convert any purchase above Rs. 5000/- into EMI for 3 months)
  • 2.5% Fuel Surcharge Waiver across all Fuel Pumps
  • Railway Surcharge Waiver for offline & online transactions
  • 0% Balance Transfer(Processing fee of Rs.199/- flat)
  • Interest free period on retail transactions of up to 48 days
  • Free for Life

Eligibility:
  • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
  • Income – Rs. 1.8 lakh and above per annum
  • For Salaried Executives
  • Should be a resident of India

Intro APR Intro Period Annual Fee
0% 3 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank American Express Gold Credit Card
 
ICICI Amex Gold Card
  • Earn 3 I-miles for every Rs. 100 spent on the card, which can be redeemed for a range of exciting rewards such as air-tickets, holidays, shopping vouchers, electronics and more
  • Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com
  • Redemption of reward points for air miles on Singapore Airlines KrisFlyer programme.
  • Enjoy an exciting selection of year-round privileges and savings in travel, leisure, dining and shopping in key destinations around the world with American Express SelectsSM
  • Fuel-surcharge waiver across all petrol pump
  • Access over 2,200 American Express Travel Services Office locations in over 130 countries worldwide for assistance in travel bookings and arrangements, purchase or encashment of travellers cheques, or simply to access cash
  • International Travel Assist Helpline number from Amex
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Preferred Gold Credit Card
 
ICICI Bank Preferred Gold Credit Card
  • Enjoy the benefits of getting a fuel surcharge waiver on fuel spends at select HPCL pumps (2.5 % of transaction value or Rs.10, which ever is higher).
  • Fabulous shopping deals & Delicious Dining Treats
  • Earn double Reward Point on every Rs. 200/- spent on hotel stays, airline ticketing and dining.
  • Travel Privileges
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
Kotak Fortune Gold Card
 
Kotak Fortune Gold Card
  • Interest Free Cash Withdrawals up to 48 days(Cash Advance fee of Rs. 199/- per Rs. 10,000 or part thereof)
  • Zero charge EMI(Convert any purchase above Rs. 5000/- into EMI for 3 months)
  • 2.5% Fuel Surcharge Waiver across all Fuel Pumps
  • Railway Surcharge Waiver for offline & online transactions
  • 0% Balance Transfer(Processing fee of Rs.199/- flat)
  • Interest free period on retail transactions of up to 48 days
  • Free for Life

Eligibility:
  • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
  • Income – Rs. 1.8 lakh and above per annum
  • For Businessmen Only
  • Should be a resident of India

Intro APR Intro Period Annual Fee
0% 3 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank EMI Card
 
ICICI EMI Card
  • Purchase throughout the year and pay only fixed EMIs every month. Every transaction on EMI card gets converted into easy monthly EMI of Rs 1000/Rs 2000/Rs 4000. With more purchases monthly EMI amount does not change, only tenure increases
  • Interest charges of only 1.99% per month (much lower than regular credit card)
  • No hassle of tracking multiple EMI payments.
  • Transaction fee of Rs 149 and prepayment fee of Rs 199 applicable.
  • Minimum transaction value of Rs 1000 allowed.

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,50,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Note:
For 0% finance rate and EAD of Rs.1,000, the annual fee would be Rs.1,500.
For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000.
For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500.

Intro APR Intro Period Annual Fee
N/A N/A None
Click here to Apply
Now or Learn More...
 
ICICI Bank Titanium Credit Card
 
ICICI Titanium Card
  • Freedom from Fuel surcharge waiver on fuel spends across all pumps, anywhere in India (2.5 % of transaction value or Rs.10, which ever is higher)
  • Relax in luxury, access to Oberoi Lounges across various international and domestic airports in India
  • Fuel Surcharge waiver across all petrol pumps. (No reward points on fuel-purchase transactions)
  • Earn more reward points for spend retail spends outside India, 10 reward points for every Rs. 200 spent internationally
  • Higher reward points for retail spends in India, 2 reward points for every Rs. 200
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.3,60,000 p.a.
Self Employed: Rs.3,60,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
Kotak League Platinum Card
 
Kotak League Platinum Card
  • Exclusive dining benefits at the Taj
  • Auto encashment of Reward Points
  • SMS us and we will reach you
  • Lost or stolen card fraud cover
  • Zero charge EMI(Convert any purchase above Rs. 5000/- into EMI for 3 months)
  • Complimentary Taj Epicure Membership
  • Complimentary Membership to Golf Fee Card
  • Priority Pass for access to international airport lounges worldwide
  • 2.5% Fuel Surcharge Waiver across all Fuel Pumps
  • Railway Surcharge Waiver for offline & online transactions
  • 0% Balance Transfer(Processing fee of Rs.199/- flat)
  • Interest free period on retail transactions of up to 48 days
  • No annual fee
  • Complimentary Add on cards
  • One-time joining fee of Rs. 3000/Rs. 8500/Rs. 12000

Eligibility:
  • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
  • Income – Rs. 12 lakh and above per annum
  • Should be a resident of India

Intro APR Intro Period Annual Fee
0% 3 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Platinum Credit Card
 
ICICI Platinum Card
  • Life Time free credit card
  • High credit limit and cash limit
  • 1 reward point for every Rs. 100 retail spent
  • Air-accident insurance of up to Rs. 40 lac
  • Fuel-surcharge waiver across all petrol pumps
  • I-Assist: 24x7 personal concierge services, offering a host of benefits
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.4,20,000 p.a.
Self Employed: Rs.4,80,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
Kotak Royale Signature Card
 
Kotak Royale Signature Card
  • Special concierge services to assist you
  • Enjoy golf privileges worldwide
  • Auto enchashment of Reward points
  • Lost or stolen card fraud cover
  • Exclusive dining benefits at the Taj
  • SMS us and we will reach you
  • Zero charge EMI(Convert any purchase above Rs. 5000/- into EMI for 3 months)
  • Complimentary Taj Epicure Membership
  • Membership to Club Privada - India's first yacht club
  • Complimentary Membership to Golf Fee Card
  • Priority Pass for access to international airport lounges worldwide
  • 2.5% Fuel Surcharge Waiver across all Fuel Pumps
  • Railway Surcharge Waiver for offline & online transactions
  • 0% Balance Transfer(Processing fee of Rs.199/- flat)
  • Interest free period on retail transactions of up to 48 days
  • No annual fee
  • Complimentary Add on cards
  • One-time joining fee of Rs. 25000/-

Eligibility:
  • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
  • Should be a resident of India
  • By invitation only

Intro APR Intro Period Annual Fee
0% 3 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Picture Credit Card
 
ICICI Picture Card Enjoy the many benefits of your ICICI Bank Credit Card
  • Your favourite picture on your credit card
  • Reward Points - Earn upto ten reward points for every Rs. 200 spent under special rewards programs
  • Easy Bill Pay Facility - Pay your bills from your home by registering with any 50 service providers through internet banking.
  • Cash withdrawals - You can withdraw cash against your card from any ICICI Bank ATM or from any VISA/MasterCard participating member bank ATM.
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

ICICI Bank shall debit a sum of Rs 200/- + taxes as applicable towards fees for printing of the image on the Card.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Big Bazaar Silver Credit Card
 
ICICI Bank Big Bazaar Silver Credit Card
  • Get Voucher worth Rs 250, redeemable against purchase of Rs.500 or more at any Big Bazaar Outlet on payment through the ICICI Bank -Big Bazaar Credit Card
  • 4 reward points on every Rs. 100/- spent at Big Bazaar (Except EMI Purchase) (To earn the additional reward points at Big Bazaar, the card should be swiped at ICICI Bank EDC only). 1 reward point for all non Big Bazaar purchases for every Rs.200 spent
  • Special payment counters for Cardholders.
  • Exclusive offers for Cardholders from time to time.
  • Priority entry to Cardholders during high traffic.
  • “0% EMI scheme for purchases in Big Bazaar for above Rs.1,500 in a single transaction for 3 months will be discontinued with effect from 01-Apr-08”
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Indiatimes Credit Card
 
ICICI Indiatimes Credit Card
  • Free gift voucher worth Rs. 151 for shopping at www.indiatimes.com
  • 5% cash back on Airline Tickets purchased at www.indiatimes.com, valid upto September 30, 2007 (offer not valid for Air Deccan and Spice Jet Airline tickets)
  • 10% cash back on special shopping zone at www.shopmore.indiatimes.com, valid up to March 31, 2008
  • 4 reward points for every Rs. 200 /- spent at www.indiatimes.com and 1 reward point for every Rs. 200 /- spent at other merchant establishments.
  • Air accident insurance of up to Rs. 50 lac
  • Cardholder will have special net security for all transactions up to Rs. 20,000/- at www.indiatimes.com, free of cost to the cardholder.
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank Kingfisher Airlines Credit Card
 
ICICI Kingfisher Credit Card
  • Life Time free credit card
  • 5 reward points on every Rs. 100 spent on Kingfisher Airlines tickets / at Kingfisher Airlines counters
  • 2 reward points on every Rs.100 spent at other merchant establishments
  • Reward points can be converted into King Miles(1 reward point = 1 King Mile) or redeemed against ICICI Bank Credit Cards Rewards catalogue
  • Air accident insurance of up to Rs. 50 lac
  • Fuel Surcharge waiver across all petrol pumps. (No reward points on fuel-purchase transactions)
  • I-Assist: 24x7 personal concierge services, offering a host of benefits.
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 
ICICI Bank HPCL Silver Credit Card
 
ICICI HPCL Silver Credit Card
  • Cash back up to 2.5% on your monthly fule purchases at select HPCL outlets
  • Refund of surcharge (2.5%) on fuel purchases at HPCL Outlets on ICICI Bank charge slip only. Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver
  • Earn 1 reward point on every Rs.200 spent on all purchases except on fuel purchases at HPCL outlets.
  • Discount on tyres, batteries and auto accessories sold at select HPCL petrol pumps
  • Comprehensive travel benefits.
  • Mobile alerts and statement by e–mail.
  • Life Time Balance Transfer Scheme Introductory offer of 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back

Eligibility Criteria:
Minimum Age: 21
Salaried: Rs.1,44,000 p.a.
Self Employed: Rs.1,50,000 p.a.

Intro APR Intro Period Annual Fee
0.75% per month 6 Months None
Click here to Apply
Now or Learn More...
 



Tata AIG Maharaksha Personal Injury Plan

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