Credit cards growth in South Africa
The economy of South Africa has been in an upswing since September 1999
In the second quarter of 2008 South Africa’s gross domestic product (GDP) rose by 4.9%.
The South African Reserve Bank (the SARB) is the central bank of the Republic of South Africa.
Retail banks had been trying to enter previously untapped lower-income markets, with some making extensive use of credit cards.
Thus credit cards in South Africa has recorded considerable growth where issuers tempt consumers with enticing products and offers.
In the past two years, the amount of loans granted through credit cards had grown 40% a year.
We hope this section will help South African to get the best credit card offers available in the market.

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	African Bank Visa Gold Credit Card
	Key Benefits of the Gold Credit Card include: Convenience and safety, as it eliminates the need to carry cash International acceptance by millions of merchants Added security, as you need to input your PIN to transact Up to 60 days interest free credit, provided that you settle your outstanding balance in full by the due date. Monthly statements to help you monitor your account. Use your Gold card at any retailer displaying the Visa logo and withdraw cash at any Saswitch ATM Apply for your budget 24 facility after 3 months Revolving Credit which means no need to apply for credit again SMS notification for transactions greater than R200 to help you monitor your spending and possible fraudulent transactions Extra cash may be deposited into the card and accessed at any time *Terms, conditions and affordability rules apply Fees and Charges Please refer website Click here to Apply Now or Learn More...

	African Bank Visa Blue Classic Credit Card
	The African Bank Classic Credit Card includes these incredible features: Revolving Credit: Cardholders are allowed access to a credit facility on a recurring basis, which means no need to apply for credit again! Buying Power: Cardholders can use the African Bank Blue Classic Credit Card for purchases at retailers as well as cash withdrawals at Saswitch ATMs, nationwide. With a PIN (Personal Identification Number) credit card customers can make cash withdrawals up to a maximum of R2000 per day, subject to the ATM cash withdrawal limits set by each bank. The unique PIN is created when the cardholder activates the card. Convenient Repayments: Instalments are deducted by debit order from the bank account into which the cardholder’s salary is normally paid. National access: Cardholders may transact wherever the VISA logo is displayed in South Africa. Personal Security: Cardholders choose a PIN (Personal Identification Number) authorisation, which makes the African Bank Classic Credit Card a secure way to obtain credit and make purchases electronically. SMS notification: Approved cardholders receive SMS messages via cellphone for transactions greater than R100. This helps cardholders monitor spending as well as providing notification of possible fraud being committed on the credit card. Fixed monthly instalments: Cardholders are given greater control over finances with fixed monthly instalments. This benefit also makes budgeting straightforward and simple so that there’s no worries about increasing and varying monthly repayments. Deposits: Cardholders may deposit extra cash into the card at any time, and access the credit whenever and wherever they need it. Credit Life Insurance: Cardholders may choose to take up insurance that offers protection and settlement on any outstanding balances in the event of death, and will pay the monthly instalments in the event of disability or retrenchment. *Terms, conditions and affordability rules apply Fees and Charges Please refer website Click here to Apply Now or Learn More...

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