Credit Cards UK - Compare and Apply Online for Best Credit Card Deals in UK
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Credit Cards in United Kingdom
As of 2008, UK has a population of 61.35 millions with a GDP(gross domestic product) of €1,816.09 billions. This translates into €29.60 thousands of GDP per capita.
UK contributes 14.51% of the EU total GDP, third behind Germany and France. There is a significant drop of 11.16% or €228.04 billions in GDP for UK compares to 2007.
As at 31st December 2008, there are 148,869,000 payment cards issued in UK(2.44 cards per capita), making UK the Europe leader in number of cards issued in the country per capita.
This is an increase of 4,204,000 payment cards issued or 2.91% compares to 144,665,000 in 2007.
There are 66,163,000 credit cards in UK as at 31st December 2008, a decrease of 1,148,000 or 1.71% compares to 67,311,000 in 2007. UK has the highest number of credit cards
issued in Europe followed by France(with 50% lesser cards).
In the same period, there are 4,095,000 cards with a credit and/or delayed debit function in UK, a significant increase of 727,000 or 21.59% compares to 3,368,000 in 2007.
Debit cards increase by 4,625,000 or 6.25% to 78,610,000 in 2008, compares to 73,985,000 in 2007. UK is the second highest country in Europe when it comes to debit cards issued, behind the leader
Germany.
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Get the uk credit cards of your choice with special deals and rewards today!
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For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Here is a list of popular credit cards in UK. For more credit card offers, you can search by Categories, Banks/Issuers and Card Types from the menu on the left.
Earn up to triple points and a choice of great places to use them with the new Express Rewards Card from American Express.
0% on purchases for the first 6 months
Earn 6,000 bonus points (worth £30) when you spend £500 in your first 3 months of cardmembership
Earn 3 points for virtually every full £1 of spend in major supermarkets, 2 points for virtually every full £1 of spend in leading department stores, 1 point for every £1 of spend elsewhere.
Once you reach 5,000 points, you can redeem for a £25 gift voucher from a selection of favourite stores, both on the high street and online.
Typical 17.9% APR Variable
No annual fee
Free Supplementary Cards – combine your points and share these Card benefits with the whole family.
Up To 56 Days interest-free period for Purchases if you pay your balance in full and on time.
24/7/365 customer service
Purchase Protection Benefit – if eligible items are stolen or damaged within 90 days of purchase, they are replaced or the cost is refunded up to £2,500
Refund Protection Benefit – should any UK retailer refuse you a refund on any eligible items within 90 days of purchase, you get back the purchase price up to £200
Online Fraud Guarantee - if something's stolen from your account or you see a charge you don't recognise, we'll remove it and investigate. You can shop online knowing you'll never be held responsible for any unauthorised online purchases.
Travel Accident Benefit - Receive up to £150,000 when public transport travel tickets are charged to your Card
Additional features to keep you up to date with your account, including online account management, 24-hour global assistance and emergency Card replacement services.
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases 3 months from the date your account is opened – good for your Christmas shopping!
16.9% APR typical rate (variable).
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month.
No annual fee
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking: check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away.
When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.
0% p.a. on Balance Transfers for 15 months* from the date your account is opened. Transfers to be made within first 60 days(2.98% handling fee applies)
0% p.a. on Card Purchases for 6 months from the date your account is opened.
Voted best credit card for balance transfers. Moneyfacts Awards 2008 - Winner Best Credit Card Provider (Balance Transfer Rate).
No annual fee.
Typical rate 16.6% APR (variable)
Manage your account online or over the phone 24/7
Awesome discounts like 10% off Virgin Holidays, discounted high street vouchers and more…
FREE Purchase Protection Insurance
FREE Travel Accident Insurance up to £250,000
Up to 50 interest-free days on card purchases if you pay your statement balance in full and on time every month
* Your repayments will be allocated to balances at the lowest rates first. If you have balances attracting the same promotional rate, we will allocate your repayments to the balance at the promotional rate which ends first.
The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status,
only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
A brand new offer from MBNA - apply now and receive a promotional low rate on balance transfers and money transfers until the balances transferred are paid off.
A promotional low rate on balance transfers and money transfers - 5.9% for the life of the balance
2% handling fee for balances transferred in the first 60 days, 3% thereafter (4% for money transfers)
Ideal for rearranging your finances and consolidating loans.
To help protect you further against online fraud we've implemented Verified by VisaTM.(Verified by Visa is a simple password-protected identity-checking service that takes the risk out of online retail for you, so you get the reassurance you need to spend with confidence. )
Now with MBNA Secure you can feel safer when you shop, click on the link at the top of the page and find out more.
Typical rate 16.9% APR (variable)
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
Free 24 hour worldwide Customer Satisfaction Helpline – wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a free phone call away.
The United Nations Children's Fund is the only global organisation working specifically for children and children's rights. We work with local communities and governments in 158 countries to help every child reach their full potential through long term and emergency work on healthcare, education and protection for children at risk.
UNICEF will receive £4 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening. As a valued cardholder, you will also be entitled to a 10% discount on WWF’s collection of eco-friendly gifts and products when you shop at www.wwf.org.uk/shop. Simply enter the first eight digits of your new card into the promotional code box when proceeding to check-out.
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 12 months. Remember for this great rate you need to transfer money within the first 90 days of opening your account (4% handling fee).
0% on card purchases for 3 months from the date your account is opened.
15.9% APR typical rate (variable).
MBNA will contribute £6 to WWF when you first use your card within 90 days of the account opening, and MBNA will continue to contribute £2 for every year you continue to use your card.
In addition, every time you use your WWF Credit Card to make a card purchase, WWF will receive 40p contribution for every £100 you spend on card purchases. These contributions are made at no extra cost to you. Contributions are made by MBNA Europe Bank Limited and will not cost you a penny extra.
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away.
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
0% on balance transfers for 13 months (2.9% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of opening your account.
0% on card purchases for 3 months from the date your account is opened.
Earn 1 point for every £1 spent on card purchases.
Redeem your points for a select range of rewards including travel, entertainment, shopping vouchers, wines from around the world and even cash.
16.9% APR typical rate (variable).
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month.
No annual fee
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking: check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away.
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 9 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).
0% for 9 months on balance transfers made in the first 90 days
0% for the first 9 months on purchases with your Halifax All In One Credit Card
A typical rate of 15.9% APR (variable)
A handling fee of 3% applies for each balance transfer
No annual fee
Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
0% on balance transfers until February 2011 (2.99% fee). To benefit your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers until February 2011 on transfers from your credit card to your current account (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases of motoring, fuel and AA products until February 2011**
16.9% APR typical rate (variable)
No Annual Fee
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month.
Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products
Use your AA Reward Points to purchase from a range of motoring products and services, AA Home or Car Insurance, a new AA atlas, or choose to treat yourself with a day or night out
Check your balance and transactions, view your pin with our online banking, you can also opt for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as your card cannot be found or you notice any unusual transactions on your account
Free 24-hour UK-based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
Use your points to take cash back on fuel purchases
The AA Credit Card is issued by MBNA Europe Bank Limited.
* Motoring purchases includes: purchases from any car garage (eg for parts, repairs, servicing, MOT testing); fuel purchases (diesel, petrol or LPG Autogas) from any fuel stations including supermarkets; AA products and services purchased directly from the AA.
** If you do not pay your balance in full we will use your payments to reduce lower-rate balances before higher-rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates and start dates are the same then the one with the lowest standard rate.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Receive 20,000 free destinations miles* when you spend £250 on card purchases within 90 days of your account opening (enough for a return flight to Italy, Spain and many other great destinations!)
Earn miles on your every day spend taking you to over 975 destinations worldwide
Automatic Diamond Club membership, the UK's most generous frequent flyer programme**
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 975 worldwide destinations
Earn triple destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No Annual Fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time every month
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Reward Points – you will get access to one of the biggest credit card reward schemes available today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No Annual Fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
The acceptance criteria is below:
You are currently employed
You are over 23 years of age
You are a homeowner
You have an income of over £20,000
You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
You are a resident in the UK and can prove residential addresses for the past two years
Please note: This product is currently only available to existing HSBC current account customers.
0% on purchases for 3 months from account opening
0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies (minimum £5)
Typical 16.9% APR variable after introductory period
Up to 56 days' interest-free period – available on purchases when you pay your whole credit card balance (including any balance transfers) in full and on time
No annual fee to pay
Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
Convenience and flexibility – pay your bills and manage your credit card online using Internet Banking, over the telephone or at your local branch.
Free additional credit card for your partner or other family member over 18.
Zero online fraud liability - for online transactions that were undertaken without the customer’s authority.
Advanced fraud detection systems - state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud.
MasterCard® SecureCode™ - register for a private code which gives you added protection against unauthorised use of your card when you shop at participating online merchants.
Global assistance - card replacement service and emergency cash advance if the customer’s card is lost or stolen abroad
By taking your Euros or US Dollars abroad on the FairFX Prepaid MasterCard you could save up to 10% on currency exchange rates!*
Key Benefits
Card available in Euros and US Dollars
Zero fee for purchases made in card currency
Low fees (€1.50/$2.00) for each cash withdrawal
Market-leading currency exchange rates
It's normally £9.95, but FREE* if you order through this special link!! (*Subject to a minimum load of just €10 or $20 which is added to the card balance.)
The credit card that can shrink your interest rate
Your balance transfer and purchase rates could shrink to as low as 19.9% p.a. variable.
All you need to do is keep up to date with minimum repayments and stay within your credit limit
A credit limit of up to £2,500
Online security and anti-fraud protection
A FREE choice of card design
34.9% APR typical variable
No Annual Fee
Identity Theft Protection
Free Equifax credit reports
Up to maximum 56 days interest free period for purchases where the balance is paid in full every month.
24 hour confidential helpline
Add up to 3 additional cardholders to your account
Online account management with paperless statements
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Receive 3,000 FREE Sony Card Rewards Points* when you make a card purchase within the first 90 days – that's enough to claim up to two free DVDs, CDs, a PSP® game or a PlayStation®2 game
Earn Reward Points every time you spend using your Sony Card
Claim TRIPLE Reward Points – when you buy products from Sony using your Sony Card.
As a Sony Card Customer we'll keep you up to date with what's new in the world of Sony's Entertainment world – and you'll also be able to enter Dream Draws giving you access to exclusive offers from Sony.
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
No Annual Fee
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time every month
The One account puts all your money in one place - your mortgage, loans, savings and current account - helping you to:
Cut the overall cost of your mortgage.
The money in your current account automatically reduces what you owe on your mortgage, saving you interest. This can add up to thousands over the lifetime of your mortgage.
Pay off your mortgage early.
Any money left in your account automatically goes towards overpaying your mortgage.
Get a better return on your savings - with no tax to pay By paying your savings into the One account you can use them to reduce your mortgage and save interest on a daily basis. And because it's interest saved rather than interest earned, there's no tax to pay.
Cut the cost of your personal loans and credit cards. You pay one mortgage-style interest rate for everything you borrow - no need for expensive loans and credit cards.
The One account is a secured personal bank account from The Royal Bank of Scotland plc.
To open a One account, you need to:
be aged 18 or over.
be a UK resident and more than 5 years away from retirement.
own (or be about to buy) a property in England, Scotland or Wales - your One account will be secured against this property and The One account will need to hold the first legal charge - this is just like any other mortgage.
be happy to repay your borrowings by an agreed date - which will always be before your retirement.
Please note that The One account currently cannot lend against 'right-to-buy' properties, 'buy-to-let' properties or homes that are part-owned by a housing association or local council.
Purchase Protection Benefit - If something you bought with your Card gets stolen or damaged within 90 days of purchase, we'll reimburse you for repairing or replacing it.
Refund Protection Benefit - We'll reimburse you for unwanted items bought with the Card within 90 days of purchase.
Extended Warranty Benefit - We'll add a year to manufacturers' warranties.
Fraud Guarantee - We aim to put things right straight away if someone uses your account details without your consent.
Membership Rewards® - Earn points for almost every pound you spend. Redeem them for a choice of rewards.
SelectsSM - Hundreds of offers for you to enjoy at home and abroad.
Travel Back-Up - Problems abroad? Call us and we'll get your holiday back on track.
Travel Inconvenience Benefit - If you or your luggage are delayed, we'll compensate you for unexpected costs.
Supplementary Cards - Up to 2 free additional Cards for family and friends.
24hr Customer Care
Pay in full every month - No interest charges.
£60 annual fee - Get all these benefits for the equivalent of just £5 a month.
For people who need to strengthen their credit rating
Capital One Classic Card offers you:
No Annual Fee
Up to £2,500 in spending power
Credit limit increase - simply use your card*, stay within your credit limit and make your payments on time and Capital One will increase your initial credit limit on your 4th statement
A FREE choice of card design
Spread your payments
Typical 34.9% APR variable
Free Identity Theft Service
Register Online for Free Identity Alerts powered by Equifax
Up to maximum 56 days interest free period for purchases where the balance is paid in full every month.
24 hour confidential helpline
Add up to 3 additional cardholders to your account
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 9 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).
0% for 9 months on balance transfers made in the first 90 days
0% for the first 9 months on purchases with your Bank of Scotland All In One Credit Card.
A typical rate of 15.9% APR (variable)
A handling fee of 3% applies for each balance transfer
No annual fee
Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.
Superior travel and lifestyle benefits for you and your family.
Complimentary enrolment in Membership Rewards® - reward yourself and your family more often.
Earning Membership Rewards is easy. Every time you use your Card you’ll earn one point for virtually very £1 you spend
Points can be redeemed for hundreds of free rewards - from chic fashion accessories, fine wines and digital cameras, to the best hotels and resorts in over 5,000 locations and flights with some of the worlds leading airlines including Virgin and Continental
Free access to VIP airport lounges worldwide for you and your partner
Global annual travel insurance for you and your family
Platinum Service - preferential treatment when you travel
Five more free cards for family and friends
Companion tickets - friends and family fly with our complements. With the Platinum Card, every time you book a full-fare business class ticket with our partner airlines, your friend or partner enjoys their flight on us.
Emergency assistance - wherever, whenever, we're there for you
Every year, Dogs Trust looks after around 15,000 dogs at their 17 Rehoming Centres around the country. Now you too can help with a Dogs Trust Credit Card.
Dogs Trust will receive £4 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Apply today for the RSPCA Credit Card, designed especially for animal lovers.
RSPCA will receive £20 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
0% on money transfers from your credit card to your current account for 12 months. Remember for this great rate you need to transfer money within the first 90 days of opening your account (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
No Annual Fee
Enjoy up to 50 days interest free – on card purchases, if you pay your statement balance in full and on time each month
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
A choice of three card designs are available, including the RSPCA Platinum Paw Print design, the Platinum Cat design and the Platinum Dog design
Earn money off your BT bill* with the BT Credit Card
0% on balance transfers for 13 months (3% handling fee) from the date your account is opened. For this great rate your balance needs to be transferred within the first 90 days of opening your account.
0% on money transfers from your credit card to your current account for 13 months (4% handling fee) from the date your account is opened. Remember for this great rate you need to transfer money within the first 90 days of opening your account
0% on card purchases for 3 months from the date your account is opened
16.9% APR typical rate (variable)
No Annual Fee
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
Get your instant decision in minutes
*BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill ('the BT Credit Card Discount') at the rate of 1p for each £1.50 (but not part of) spent on the relevant BT Credit Card on eligible purchases per month or part of a month.
Every time you spend on your BT Credit Card you'll earn money off your BT bill*
An outstanding introductory card purchase rate of just 0% on petrol station and supermarket# spend - available for 10 months from the date your account is opened.
An outstanding introductory balance transfer rate of 0% – available for 6 months from the date your account is opened. This offer only applies to transactions made within 90 days from the account opening date. 2% handling fee applies.
The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
16.9% APR typical rate (variable)
No Annual Fee
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month
Manage your account online at www.bt.com/mycreditcard
Free 24 hour worldwide Customer Service Helpline
#This promotional rate applies to card purchases made at most major UK supermarkets or petrol retailers (including supermarket petrol stations). This offer excludes all online purchases, any financial or insurance related products, vouchers purchased through Grass Roots Group, or services from a third party which are associated with a supermarket or petrol retailer. This promotional rate is provided by MBNA and is not linked to, or endorsed by, any supermarket or petrol retailer.
*BT Credit Card Rewards are awarded as a discount on your applicable BT telephone bill at the rate of 1p for each £2 (but not part of) spent on the relevant BT Credit Card up to £250 spent on retail purchases per month or part of a month, and at the rate of 1p for each £1 (but not part of) spent on retail purchases over £250 in any one month. In any twelve month period, the maximum BT Credit Card Reward that can be earned using a BT Credit Card account is £75.
British Heart Foundation will receive £7.50 when you use your card within 90 days of the account opening
They will also receive 35p for every £100 you spend on card purchases
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
It's your opportunity to help us fight breast cancer.
Breakthrough Breast Cancer will receive £7.50 when you use your card within 90 days of the account opening
They will also receive 25p for every £100 you spend on card purchases
And £2 for every year you continue to use the card
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Enjoy up to 50 days interest free - on card purchases, if you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
Apply for your card today and help us to protect the nation's heritage and wild, beautiful places.
The National Trust credit card - contribute as you spend and enjoy great rates!
The National Trust will receive £15 when you use your card within 90 days of the account opening
They will also receive 30p for every £100 you spend on card purchases
And £2.00 for every year you continue to use the card
Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
0% on money transfers from your credit card to your current account for 12 months. Remember for this great rate you need to transfer money within the first 90 days of opening your account (4% handling fee)
0% on card purchases for 3 months from the date your account is opened
15.9% APR typical rate (variable)
Enjoy up to 50 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking: Check your balance and transactions, view your pin, set up direct debits or carry out balance transfers and much more! You can also now help the environment by opting for paperless statements
Fraud Protection: You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
Free 24 hour UK based customer service helpline – wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
*Terms and conditions - available at National Trust shops only when a purchase is made using the National Trust Credit Card. Discount only available on production of a valid voucher which may be downloaded from www.ntcard.org. One discount per customer. Excludes Waddesdon Shop, mail order, admission, membership, gift vouchers and catering purchases. Cannot be used in conjunction with any other offers. Valid until 31 December 2009.
Total Card Payments in Volume and Value
For 2008, UK recorded the highest card payment transactions in Europe with 7,595.00 millions transactions(124.45 transactions per capita), an increase of 395 millions or 5.49% compares to 7,200.00 millions in 2007.
Out of these transactions, 1,791.00 millions or 23.58% is paid by credit cards, a decrease of 15.00 millions or 0.83% compares to 1,806.00 millions in 2007; which is in tandem with the decrease in number of credit cards.
Whereas 179.00 millions is paid by cards with a credit and/or delayed debit function, an increase of 48.00 millions or 36.64% compares to 131.00 millions in 2007; which reflects the impact of 21.59% increase in number of cards.
The rest of card payment transactions(5,625.00 millions) are paid by debit cards, an increase of 362.00 millions or 6.88% compares to 5,263 millions in 2007. UK total card payment
transactions volume contributes 25.78% to the EU total number of transactions, which also happened to be the top contributor.
The total card payments for 2008 is €511.99 billions in value(€8.39 thousands per capita - second highest in Europe), although there is a decrease of €21.86 billions or 3.95% compares to €553.85 billions in 2007,
UK card payments value is still ranked top in Europe. This also translates into €67.4 per card payment transaction, decrease from €76.9 in 2007; which shown payment cards are used for increasingly smaller amounts.
Out of these transactions, €143.36 billions or 28.00% is paid by credit cards, a decrease of €22.32 billions or 13.47% compares to €165.68 billions in 2007 due to drop in number of credit cards. Whereas €26.09 billions
or 5.10% is paid by cards with a credit and/or delayed debit function, an increase of €4.20 billions or 19.19% compares to €21.89 billions in 2007; which is in tandem with the increase of cards with a credit and/or delayed
debit function. The rest of card payments, €342.53 billions in value is paid by debit cards, a decrease of €23.74 billions or 6.48% compares to €366.27 billions in 2007. UK total card payment value contributes 30.47% to the
EU total transactions value, the highest in Europe.
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