Credit Cards in Denmark/Kreditkort i Danmark
As of 2008, Denmark has a population of 5.49 millions with a GDP(gross domestic product) of €232.50 billions. This translates into €42.33 thousands of GDP per capita, a high and respectable figure in Europe. Denmark contributes 1.86% of the EU total GDP.

As at 31st December 2008, there are 6,167,070 payment cards issued in Denmark(1.12 cards per capita), a significant increase of 734,900 or 13.53% compares to 5,432,170 in 2007. There are 1,115,100 credit cards in Ireland as at 31st December 2008, an increase of 173,630 or 18.44% compares to 941,470 in 2007. Debit cards increase by 561,270 or 12.50% to 5,051,970 in 2008, compares to 4,490,700 in 2007.

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Total Card Payments in Volume and Value
For 2008, there are 935.93 millions of card payment transactions in Denmark, an increase of 83.78 millions or 9.83% compares to 852.15 millions in 2007. This also translates into 170.42 transactions per capita, making Denmark one of the highest in Europe on number of card payment transactions per capita, behind Sweden, Finland and Norway. Out of these transactions, 68.23 millions or 7.29% is paid by credit cards, a significant increase of 11.01 millions or 19.24% compares to 57.22 millions in 2007; which is in accordance with increase in the number of credit cards issued. The rest of card payment transactions(867.70 millions) are paid by debit cards, an increase of 72.77 millions or 9.15% compares to 794.93 millions in 2007. Denmark total card payment transactions volume contributes 3.18% to the EU total number of transactions.

The total card payments for 2008 is €47.47 billions in value(€8.64 thousands per capita, marginally ahead of UK but behind Norway), an increase of €2.59 billions or 5.77% compares to €44.88 billions in 2007. This also translates into €50.7 per card payment transaction, a smaller amount compares to €52.7 in 2007. Out of these transactions, €5.74 billions or 12.09% is paid by credit cards, a significant increase of €0.8 billions or 16.19% compares to €4.94 billions in 2007; which is constant with increase in the number of credit cards issued and transactions volume. The rest of card payments, €41.73 billions in value is paid by debit cards, an increase of €1.79 billions or 4.48% compares to €39.94 billions in 2007. Denmark total card payment value contributes 2.83% to the EU total transactions value.

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