Compare and Apply Online for credit cards with no annual fee
"It just takes a minute to complete and submit your no annual fee credit card application"
Why pay when you can get it free?
Great rewards, rebates and cash back awaiting you with no annual fee credit card. Choosing the right one will surely give the best value for your money.
You can even save even more every year with generous cash back offers.
Annual fee may be a norm soon
The financial crisis and economy climate have hit the credit card issuers hard. Almost all of them are reporting significant losses in the credit card business with high delinquency rate.
The recent credit card act does not help them either.
Since they are in the business of making profits, it is unavoidable for them to introduce some new measures to cover the projected losses.
One of the fastest and easiest way to generate revenue is imposing a yearly fee to the cardholders. As such, we are predicting credit card annual fee will be making a come back sooner rather than later.
Unlike US and UK, credit card with annual fee is a norm in Europe,
Asia and Australia. Even if there is one, the no annual
fee credit card in those regions is often stripped to a bare minimum with no rewards and attached with high interest rate.
However, one year waiver on annual fee is more common in those regions. And for waiver of the annual fee second year onwards, cardholders are required to make a minimum card purchases.
It is to your advantage now to get one while it is available. And we foresee the issuers in US and UK will eventually force to adopt the strategy practised by their counterparts in those regions.
Pay your balances in full every month
To ensure the health of your credit, it is favorable to pay your balances in full every month. This will prevent unnecessary spending as well as unforeseen debt accumulation.
Furthermore, by maintaining good and excellent credit, you'll have more credit card offers to choose from.
Safe and secure online application with SSL encryption technology.
Choose the best, no annual fee credit card offers of your choice with rewards and benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR
Intro Period
Annual Fee
0%
12 months on balance transfers, 6 months on purchases*
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees – Good till April 30, 2010
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees – Good till April 30, 2010
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.