Credit Cards in Portugal
As of 2010, Portugal has a population of 10.64 millions with a GDP(gross domestic product) of €172.70 billions. This translates into €16.24 thousands of GDP per capita. Portugal contributes 1.41% of the EU total GDP.

As at 31st December 2010, there are 19,694,550 payment cards issued in Portugal(1.85 cards per capita), a decrease of 723,040 or 3.54% compares to 20,417,590 in 2009. There are 9,303,400 cards with a credit and/or delayed debit function in Portugal as at 31st December 2010, a decrease of 211,530 or 2.22% compares to 9,514,930 in 2009. There are 10,391,150 vards with a debit and/or delayed debit function at the end of 2010, a decrease of 511,510 or 4.69% compares to 10,902,660 in 2009.

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	Unibanco Atitude
	Poupe Cada Vez que Compra Pague em 3 vezes sem juros, compras de valor igual ou superior a 300€ Tenha 15% de desconto nas lojas aderentes Unibanco Shopping Tenha até 30% de desconto directo em hotelaria, restauração e lazer Ganhe com o mealheiro bónus 5% Receba Alertas grátis por email ou SMS Poupe o ambiente e receba extractos digitais TENHA AINDA... ... ANUIDADE GRÁTIS PARA SEMPRE Com o cartão Unibanco, tem sempre 20 a 50 dias de crédito gratuito. Nas restantes situações, caso não pague a totalidade do saldo aplica-se:TAEG 26,9% (exemplo para montante de €1.500; prazo de 12 meses; prestações constantes; TAN 26,80%) Intro APR Intro Period Annual Fee N/A N/A Grátis para Sempre Click here to Apply Now or Learn More...

	Cartões Crédito Barclaycard(Cartão de Crédito Citi)
	Adira e escolha uma destas três ofertas: Oferta exclusiva para novas adesões até 31 de Janeiro 2012 Cartão Presente Sonae no valor de €70; Máquina de Café NESPRESSO; €70 em Cartão; As nossas vantagens: Anuidades grátis para sempre; Linha de crédito até €6.000; Não precisa mudar de banco; Crédito até 50 dias sem juros; Descontos em Parceiros: Pousadas de Portugal, Hóteis Vila Galé, AVIS, entre muitos outros; Protecção de Compras até 90 dias em caso de roubo ou danos acidentais; Não paga taxa de abastecimento de combustíveis(0,50€); 0% de responsabilidade em caso de furto, roubo, perda ou apropriação abusiva, conforme disposto na cláusula 6.4 do Acordo de Utilização dos cartões de crédito Barclaycard; Cliente cartão de crédito Citi, agora titular de um Barclaycard Faça uma compra nos primeiros dois meses após aprovação do cartão de crédito Barclaycard e poderá escolher uma de três ofertas que temos para si. As ofertas estarão limitadas ao stock existente e poderão ser substituídas por ofertas de valor semelhante no caso de ruptura de stocks. Uma vez escolhida a oferta não poderá haver lugar a troca. Levantamentos de dinheiro não se encontram ao abrigo desta promoção. Caso o cliente cancele a opção de pagamento por débito directo ou entre em incumprimento perde o direito à oferta. Após fazer a sua primeira compra, receberá um SMS com um código relativo a esta promoção, exemplo GBX444, para que nos indique a oferta que prefere. Bastará responder-nos via SMS, para o número 3301, escrevendo: código da campanha (espaço) oferta escolhida, exemplo: GBX444 cartão presente. Caso opte pela máquina de café ou pelo cartão presente, a sua oferta ser-lhe-à enviada para a sua morada 4 semanas após a recepção do seu SMS. Caso escolha o reembolso de €70, o valor será creditado na sua conta-cartão no extracto seguinte ao da compra. Se não escolher uma das ofertas disponíveis, até 6 meses após adesão, deixará de estar elegível para esta campanha. Não dispensa a leitura do Acordo de Utilização dos Cartões de Crédito Barclaycard TAEG de 33,1 % Exemplo para um financiamento de €1.500, com reembolso no prazo de 12 meses e à Taxa Anual Nominal (TAN) de 26,99%. Intro APR Intro Period Annual Fee N/A N/A Grátis para Sempre Offer Ended

Total Card Payments in Volume and Value
For 2010, there are 1,168.12 millions of card payment transactions in Portugal(109.81 transactions per capita), an increase of 103.02 millions or 9.67% compares to 1,065.10 millions in 2009. Out of these transactions, 206.71 millions or 17.7% is paid by cards with a credit and/or delayed debit function, an increase of 45.63 millions or 27.85% compares to 161.68 millions in 2009. The rest of card payment transactions(961.41 millions) are paid by cards with a debit and/or delayed debit function, an increase of 57.99 millions or 6.42% compares to 903.42 millions in 2009. Portugal total card payment transactions volume contributes 3.45% to the EU total number of transactions.

The total card payments for 2010 is €54.24 billions in value(€5.10 thousands per capita), an increase of €11.13 billions or 25.82% compares to €43.11 billions in 2009. This also translates into €46.4 per card payment transaction, a decrease from €40.5 in 2009. Out of these transactions, €9.30 billions or 17.15% is paid by cards with a credit and/or delayed debit function, an increase of €1.52 billions or 19.54% compares to €7.78 billions in 2009. The rest of card payments, €44.94 billions in value is paid by cards with a debit and/or delayed debit function, an increase of €9.61 billions or 21.38% compares to €35.33 billions in 2009. Portugal total card payment value contributes 3.06% to the EU total transactions value.

Credit Cards in Portugal 2008-2009
As of 2009, Portugal has a population of 10.63 millions with a GDP(gross domestic product) of €167.65 billions. This translates into €15.77 thousands of GDP per capita. Portugal contributes 1.42% of the EU total GDP.

As at 31st December 2009, there are 20,056,590 payment cards issued in Portugal(1.89 cards per capita), a decrease of 245,840 or 1.21% compares to 20,302,430 in 2008. There are 7,643,810 credit cards in Portugal as at 31st December 2009, an increase of 227,600 or 3.07% compares to 7,416,210 in 2008. There are 2,213,140 cards with a delayed debit function at the end of 2009, a decrease of 40,790 or 1.81% compares to 2,253,930 in 2008. Debit cards decrease by 42,690 or 0.256% to 16,650,090 in 2009, compares to 16,692,780 in 2008.

Total Card Payments in Volume and Value
For 2009, there are 1,060.34 millions of card payment transactions in Portugal(99.73 transactions per capita), an increase of 61.74 millions or 6.18% compares to 998.60 millions in 2008. Out of these transactions, 78.47 millions or 7.4% is paid by credit cards, an increase of 0.58 millions or 0.74% compares to 77.89 millions in 2008. Cards with a delayed debit function recorded 81.65 millions or 7.7% of the total transactions in 2009, a decrease of 2.23 millions or 2.66% compares to 83.88 millions in 2008. The rest of card payment transactions(900.23 millions) are paid by debit cards, an increase of 63.41 millions or 7.58% compares to 836.82 millions in 2008. Portugal total card payment transactions volume contributes 3.36% to the EU total number of transactions.

The total card payments for 2009 is €41.34 billions in value(€3.89 thousands per capita), an increase of €2.3 billions or 5.89% compares to €39.04 billions in 2008. This also translates into €39.0 per card payment transaction, a marginal decrease from €39.1 in 2008. Out of these transactions, €4.80 billions or 11.61% is paid by credit cards, an increase of €0.10 billions or 2.13% compares to €4.70 billions in 2008. Another €0.66 billions or 1.60% is paid by cards with a delayed debit function, an increase of €0.21 billions or 46.67% compares to €0.45 billions in 2008. The rest of card payments, €35.89 billions in value is paid by debit cards, an increase of €1.99 billions or 5.87% compares to €33.90 billions in 2008. Portugal total card payment value contributes 2.53% to the EU total transactions value.

Credit Cards in Portugal 2007-2008
As of 2008, Portugal has a population of 10.62 millions with a GDP(gross domestic product) of €171.93 billions. This translates into €16.19 thousands of GDP per capita. Portugal contributes 1.38% of the EU total GDP.

As at 31st December 2008, there are 20,302,430 payment cards issued in Portugal(1.91 cards per capita), an increase of 1,666,460 or 8.94% compares to 18,635,970 in 2007. There are 7,416,210 credit cards in Portugal as at 31st December 2008, a significant increase of 1,147,920 or 18.31% compares to 6,268,290 in 2007. There are 2,253,930 cards with a delayed debit function at the end of 2008, a significant increase of 329,220 or 17.1% compares to 1,924,710 in 2007. Debit cards increase by 919,420 or 5.83% to 16,692,780 in 2008, compares to 15,773,360 in 2007.

Total Card Payments in Volume and Value
For 2008, there are 998.60 millions of card payment transactions in Portugal(94.01 transactions per capita), an increase of 53.12 millions or 5.62% compares to 945.48 millions in 2007. Out of these transactions, 77.89 millions or 7.8% is paid by credit cards, an increase of 1.31 millions or 1.71% compares to 76.58 millions in 2007. Cards with a delayed debit function recorded 83.88 millions or 8.4% of the total transactions in 2008, an increase of 8.24 millions or 10.89% compares to 75.64 millions in 2007. The rest of card payment transactions(836.82 millions) are paid by debit cards, an increase of 43.57 millions or 5.49% compares to 793.25 millions in 2007. Portugal total card payment transactions volume contributes 3.38% to the EU total number of transactions.

The total card payments for 2008 is €39.04 billions in value(€3.68 thousands per capita), an increase of €3.37 billions or 9.45% compares to €35.67 billions in 2007. This also translates into €39.1 per card payment transaction, an increase from €37.7 in 2007. Out of these transactions, €4.70 billions or 12.04% is paid by credit cards, an increase of €0.81 billions or 20.82% compares to €3.89 billions in 2007. Another €0.45 billions or 1.15% is paid by cards with a delayed debit function, an increase of €0.24 billions or 114.29% compares to €0.21 billions in 2007. The rest of card payments, €33.90 billions in value is paid by debit cards, an increase of €2.33 billions or 7.38% compares to €31.57 billions in 2007. Portugal total card payment value contributes 2.34% to the EU total transactions value.

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