Prepaid Credit Cards Online Application and Comparison
Prepaid credit card is accepted at millions of locations. Get the purchasing power of credit card minus the debt!
"It just takes a minute to complete and submit your prepaid debit card application"
Prepaid Card in the United States
In 2009, there are 6 billion prepaid card(which include private label, general purpose, and EBT cards) transactions, an increase of 2.7 billion transactions or 21.5% per year from 2006 to 2009,
compares to 3.3 billion transactions in 2006. The 6 billion prepaid card transactions accounted for 5.5% of the total 109 billion noncash payment transactions in the US in 2009,
compares to 3.47% of the total 95.2 billion noncash payment transactions in 2006.
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Get the best prepaid visa or mastercard offers of your choice today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
Important Notice: It's common for the Prepaid Card issuers/banks to charge application fee, processing fee, etc.
Before applying for a prepaid card, you are advised to carefully read the terms and conditions plus other info on the application page of the issuer/bank.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Get $10 FREE with your first qualifying direct deposit!
Sign up for direct deposit within 60 days of receiving your card and receive $10 onto your card within 60 days of completion of an eligible direct deposit.
Shop the way you want. Whether online or in store, you can use your card everywhere Debit MasterCard® is accepted.
The Western Union® MoneyWise™ Prepaid MasterCard® is a great way to pay for everyday expenses. Features include:
Fee-friendly
A prepaid card with nothing to hide!
No monthly maintenance fees
No purchase transaction fees
No overdraft or late payment fees
Manage your money
Only spend the money you have on your card. Plus, track your balance and spending online, over the phone and with email or mobile text notifications.
Reloadable
Add money again and again with 4 convenient ways to reload:
Cash at an Agent location
Direct Deposit a payroll check
Receive a Western Union Money Transfer® transaction
Transfer from a bank account
Your money is protected
If your card is lost or stolen, your money is protected by MasterCard's Zero Liability Policy.
As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
No credit check, No application fee, No obligation*
Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
PerkStreet Financial offers up to 2% cash back on debit card purchases – one of the best debit card rewards programs in America!
Earn 2% when your Account balance is $5k+, or earn 1% when your Account balance is less than $5k
The average American will earn $600 every year in cash back
A great tool to improve your financial life – use your cash back to pay down your debt faster, save for your future, give back to others or just have some fun
No cap on the amount of rewards you can earn plus no annual fee
No monthly fees when you use your account
Free online banking and bill pay
Easy electronic transfers
24/7 customer support
FDIC-insured deposits, up to $250,000
PerkStreet Financial offers one of the most rewarding debit card programs in America by offering up to 2% cash back on all non-PIN debit card purchases.
You’ll always earn at least 1% cash back on non-PIN purchases with your PerkStreet card. Whenever your account balance is over $5,000 for a day, we’ll double that to 2% cash back on all non-PIN purchases. And, for the first three months that you have your account, we’ll give you 2% cash back on every non-PIN purchase no matter your balance.
The average family can earn $600 cash back every year with PerkStreet – significant rewards for you to redeem for things like Amazon, Target or Best Buy gifts cards. PerkStreet Financial isn’t about just offering a checking account with cash back, it’s a great tool to improve your financial life. Use your cash back to pay down debt, save for the future or even reward yourself for making such a smart decision. Start earning cash back with PerkStreet by signing up today!
Works like a checking account - load money & use anywhere Visa is accepted - withdraw cash at ATMs, Online Bill Pay, shop at stores, internet, buy gas, etc.
Free Direct Deposit your paychecks!
Account is fully FDIC-insured up to the balance of your card
Easy cash reloading at 50,000+ retail locations
Share money between two READYdebit cards instantly
No credit or Checksystems™ checks
No bounced checks - Ever!
Premium Benefits
Exclusive Rewards Program
Free Credit Score
Free Mobile Banking and Text Alerts
Free Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Use your AccountNow® Gold Visa® Prepaid Card at millions of locations worldwide - to withdraw cash, make everyday purchase shop online, or pay bills. Flaunt the gold privilege you have earned.
100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 bonus with Free direct deposit§
Free Online Bill Payment
Up to $10,000 balance limit
Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.
Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
FREE Direct Deposit, Online bill pay, Earn rewards.
Free Direct Deposit - Get paid up to 2 days faster**
Free Online Cardholder-to-Cardholder Transfers
Optional Savings Account with a 5.00% APY** payments
Note:
This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs.
Free Direct Deposit - Get paid up to 2 days faster**
Free Online Cardholder-to-Cardholder Transfers
Optional Savings Account with a 5.00% APY** payments
Note:
This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs.
Fastest growth noncash payments instrument
The total 6 billion prepaid card transactions for 2009 generated USD$140 billions in value, an increase of USD$60 billion transactions or 22.9% per year from 2006 to 2009,
compares to USD$80 billion in 2006. However, the value generated is only accounted for 0.19% of the total USD$72.2 trillion noncash payment transactions in the US in 2009.
The average value per transaction increase marginally from USD$23 in 2006 to USD$24 in 2009(1.1% increase per year from 2006 to 2009).
Even though prepaid cards is the least used(accounted for 5.5% of noncash payments transactions), it is the fastest growing noncash payments instrument with 21.5% increased per year from 2006 to 2009.
During the financial crisis, many credit card accounts are closed and issuance of new credit cards is limited. This has directly spurs the growth of prepaid cards. Growing numbers of consumer in
the US have chosen prepaid card as an alternative to credit card. Prepaid cards allow the Americans to enjoy the convenience of cashless transaction using plastic card, and avoiding the
possibility of credit card debt.
General purpose prepaid card
General purpose prepaid instruments are network branded by either credit card or PIN networks (e.g., payroll or prepaid banking cards).
In 2009, there are 1.3 billion general purpose prepaid card transactions, an increase of 1 billion transactions or 63.4% per year from 2006 to 2009,
compares to 0.3 billion transactions in 2006. The 1.3 billion general purpose prepaid card transactions accounted for 21.67% of the total 6 billion prepaid card transactions in the US in 2009,
compares to 9.09% of the total 3.3 billion prepaid card transactions in 2006.
The total 1.3 billion general purpose prepaid card transactions for 2009 generated USD$40 billions in value, an increase of USD$30 billion transactions or 48.8% per year from 2006 to 2009,
compares to USD$10 billion in 2006. However, the average value per general purpose prepaid card transaction decrease from USD$41 in 2006 to USD$33 in 2009(7.2% decrease per year from 2006 to 2009).
General purpose prepaid card has the fastest growth rates in transactional number as well as value.
Notes: Figures may not add due to rounding.
Private label prepaid card
Private label prepaid cards are those which are limited in usage to one or several merchants (e.g., gift cards).
Private label prepaid is the most used type of prepaid card in 2009 with 2.7 billion transactions, an increase of 0.8 billion transactions or 11.8% per year from 2006 to 2009,
compares to 1.9 billion transactions in 2006. The 2.7 billion private label prepaid card transactions accounted for 45% of the total 6 billion prepaid card transactions in the US in 2009,
compares to 57.58% of the total 3.3 billion prepaid card transactions in 2006.
The total 2.7 billion private label prepaid card transactions for 2009 generated USD$40 billions in value, an increase of USD$10 billion transactions or 9.5% per year from 2006 to 2009,
compares to USD$30 billion in 2006. However, the average value per private label prepaid card transaction decrease from USD$18 in 2006 to USD$17 in 2009(2.0% decrease per year from 2006 to 2009).
Private label prepaid card has the lowest growth rates in transactional number as well as value.
Notes: Figures may not add due to rounding.
Electronic benefits transfer(EBT) card
EBT is an electronic system in the United States that allows state governments to provide financial and material benefits via a plastic debit card.
In 2009, there are 2.0 billion EBT card transactions, an increase of 0.9 billion transactions or 21.4% per year from 2006 to 2009,
compares to 1.1 billion transactions in 2006. The 2.0 billion EBT card transactions accounted for 33.33% of the total 6 billion prepaid card transactions in the US in 2009,
unchanged compares to 33.33% of the total 3.3 billion prepaid card transactions in 2006.
The total 2.0 billion EBT card transactions for 2009 generated USD$50 billions in value, an increase of USD$20 billion transactions or 22.6% per year from 2006 to 2009,
compares to USD$30 billion in 2006. The average value per EBT card transaction increase from USD$27 in 2006 to USD$28 in 2009(1.0% increase per year from 2006 to 2009).
Notes: Figures may not add due to rounding.
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.