Compare and Apply Online for best reward credit card
"It just takes a minute to complete and submit your application to the best credit card reward programs"
Compliment your lifestyle with FREE rewards, rebates and cash back
There are three types of rewards credit card available in the market.
The first type is cash back/rebate credit card.
This card gives cardholders a percentage of rebate based on their card purchases. The cash back percentage may varies based on yearly spending as well as category of purchases.
The rebates accumulated can then be redeemed for gift cards, check or used as statement credit to offset your monthly payment.
Another popular type of rewards is the travel rewards credit card.
With this card, you can accumulate miles/points which can then be exchanged for travel related rewards. For example you can redeem for free flights, free nights hotel stay,
cruises, vacation packages, car rental, and restaurants.
Whereas the points rewards credit card allows you to accumulates points, which can then be redeemed for a host of different rewards found in the rewards program.
Safe and secure online application with SSL encryption technology.
Get the best reward credit card offers of your choice to enjoy the benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, travel, gift or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees – Good till April 30, 2010
Automatic enrollment in PenFed Premium Rewards Program
Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions
Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
Rewards offered are shrinking
With the recent financial crisis and economy climate causing havocs and losses to the credit card issuers, it is inevitable for the rewards credit card to be affected.
Cardholders may observe either a reduction in the miles/points earned on per dollar card purchases, lower percentage of cash rebates or higher points required for redemption.
It won't be a surprised if the issuers decide to charge an annual fee to participate in the rewards program in the near future.
Higher interest rate than a regular credit card
It is common for a rewards credit card to have a higher interest rate than a regular card.
As such, it is wiser to pay your balances in full every month to enjoy the maximum benefits. Otherwise, the the rewards earned could be easily offset or overtaken by the interest charges.
Read the fine prints
The rewards scheme always comes with a set of rules and exceptions. It is important to read this terms and conditions before you apply for the credit card.
For example, if your yearly card purchases is low, you may not be able to enjoy the maximum cash rebates offered. A lower percentage rate will be offered instead.
Always ensure the rewards credit card you choose is in accordance to your credit card spending and lifestlye preferences.
By understanding thoroughly how the rewards program works, you'll be able to take the most advantage and find the best way to make the most out of it.
Get your best cash back credit card offers here:-
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.