Compare and Apply Online for Singapore credit cards.
"It just takes a minute to complete and submit your online application for the best credit card in Singapore."
Credit Cards in Singapore
Monetary Authority of Singapore, or better known as MAS is the central bank of Singapore. MAS administers the various statutes pertaining to money, banking, insurance, securities and the financial sector in general, including currency issuance.
In accordance to MAS credit and charge card statistics, there are 5,056,450 of main cardholders and 1,221,333 of supplementary cardholders in Singapore as at December 2008. As of December 2009, there are 5,419,621 of main cardholders and 1,282,996 of supplementary cardholders in Singapore.
This shown the number of main cardholders has jumped by 363,171 or 7.18% in 12 months, a slower rate compared to previous few years. This is expected due to global financial crisis where card issuers are more prudent and many old accounts are closed. On the other hand, the supplementary cardholders
has increased by 61,663 or 5.05% in the same period.
Total Card Billings and Bad Debts Written Off
Total card billings for 2008 is S$25.66 billion with rollover balance of S$3.38 billion. Whereas the total card billings for 2009 is at S$26.03 billion, with rollover balance of S$3.70 billion.
Overall, the total billing increased marginally by 1.44%, and rollover balance increased by 9.47%.
Bad debts written off for Singapore credit and charge card in 2008 is S$115.4 million. In 2009 the bad debts written off increased by a whopping 59.36% or S$68.5 million to S$183.9 million.
This is the effect of global financial crisis which hit hard on the employment sector and the economy in 2009.
Charge-off rate in year 2009 increased to 5.2% from 3.6% in year 2008.
Safe and secure online application with SSL encryption technology.
Get the best credit card Singapore of your choice and enjoy the benefits today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Winner of Asian Banking & Finance Retail Banking Awards 2009 - Best Credit Card Initiative
Introducing Switch. A smarter way of thinking that cuts credit card charges down to size.
This is the only platinum card that offers you:
Low interest rate of 18% p.a.
No cash advance fee
No annual subscription fee, ever*
FlexiPlan
Split your purchase(s) over 3, 6 or 12-month instalments for a minimum combined amount of S$500
Auto FlexiPlan
Enjoy up to 12 months interest-free instalments on your purchases for any single retail transaction equal to and above S$1,000
S$1.50 OFF per ticket with purchase of 2 tickets at Shaw Theatres
Transport rebates on MotorPay, EZ-Reload and Comfort/CityCab
RBS Singapore has officially been acquired by ANZ.
* No annual fee ever, if the card account is active through any transactions over a period of 12 months or such other period as we may determine from time to time.
All applicants must be at least 21 years of age with a minimum annual income of not less than $30,000 p.a. for Singaporean or Permanent Residents and $60,000 p.a. for Foreigners.
Terms and Conditions apply for all credit cards promotions
15% savings* at Caltex service stations(additional rebates on top of prevailing site and HSBC petrol discounts)
5% cash rebates* at Cold Storage, Giant, Guardian, Jasons and Market Place
3% cash rebates* on top of prevailing dining deals at over 400 HSBC's Everyday Dining Offers outlets
Preferential Rewards
Earn 5 Rewards points when you charge S$5
With a 3 year validity period, you have more time to accumulate Rewards points
Redeem Eewards item with fewer points
Golfing privileges at home and abroad plus complimentary Golfers' Insurance
Exclusive tier of Rewards, dining deals and privileges at selected merchants
Greater Visa rewards with HSBC Platinum card
Earn Rewards points with income tax payments
Dedicated 24-hour Hotline and world-wide emergency
Free supplementary cards for your loved ones
Complimentary travel insurance coverage
Exclusive privileges at over 1,800 outlets in Singapore and even more overseas with HSBC home&Away Privilege Programme
Two-year annual fee waiver**
All applicants must be at least 21 years of age.
For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
For self-employed and foreigners, a minimum annual income of S$40,000 is required.
If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required.
* Terms and conditions apply
**Two-year annual fee waiver
Annual fee is waived for the first year from the date the HSBC Platinum card is issued.
To qualify for the subsequent annual fee waiver, a minimum annual spending of S$12,500 must be made on your HSBC Platinum credit card account.
Fund transfers, instalments, tax payments, annual fees, bank charges and unposted, cancelled, disputed and refunded transactions are excluded from the calculation of the spend requirement.
Intro APR and Intro Period
Annual Fee
3.20% p.a. for 6 months or 6.88% p.a. for 12 months
Simply sign up for an HSBC's Revolution credit card online now.
Your HSBC's Revolution credit card comes with Visa payWave™ feature and a two-year fee waiver.
A personal internet banking account that lets you manage all your accounts online conveniently.
Plus monthly lifestyle privileges with 1 free movie ticket, S$2 rebate on your taxi fares and 3 books at 25% off at MPH.
Fabulous offers at Mayang Sari Beach Resort, Bintan, Swensen's, Atlantic Optical and more.
Also enjoy exclusive banking privileges including a preferential interest rate for HSBC’s personal line of credit, low minimum balance requirement for ePowerVantage and discount off premiums for TravelSurance Plus.
Enjoy great savings on interest with fund transfer of 3.20% p.a. for 6 months or 6.88% p.a. for 12 months with upfront processing fee of S$50.
Special offer: Processing fee of S$50 waived for fund transfer of S$10,000 and above at 6.88% p.a. for 12 months.
Eligibility Criteria:
All applicants must be at least 21 years of age.
For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
For self-employed or foreigners, a minimum annual income of S$40,000 is required.
Intro APR and Intro Period
Annual Fee
3.20% p.a. for 6 months or 6.88% p.a. for 12 months
Two-year annual fee waiver and free supplementary HSBC Gold Credit Card for life
Greater savings at Caltex, Cold Storage and Golden Village cinemas
Amazing dining deals with your HSBC Gold Credit Card
Shopping, dining and lifestyle deals at over 1,800 outlets in Singapore with HSBC home&Away Privileges
All applicants must be at least 21 years of age.
For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
For self-employed or foreigners, a minimum annual income of S$40,000 is required.
If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required.
* Terms and conditions apply
Intro APR and Intro Period
Annual Fee
3.20% p.a. for 6 months or 6.88% p.a. for 12 months
Enjoy low monthly repayments with MoneyLine Term Loan.
Get a free* iPod shuffle or Samsung ES70 Digital Camera upon approval.
MoneyLine Term Loan is a personal loan that gives you
Greater savings with low interest rates
5.8% p.a. for 12 months (Effective interest rate: 10.54% p.a.)
6.8% p.a. for 24 months (Effective interest rate: 12.56% p.a.)
7.8% p.a. for 36 months (Effective interest rate: 14.21% p.a.)
8.8% p.a. for 48 months (Effective interest rate: 15.66% p.a.)
Choose to repay on a 12, 24, 36 or 48-month term in fixed and equal monthly instalments.
Longer repayment tenure of up to 48 months
Greater control over your cash with a fixed monthly repayment plan
Extra cash of up to S$100,000^ to fulfill all your needs and desires
Flexibility to pay just part of the instalment when needed
Enjoy the flexibility of paying just 3% of your outstanding balance or $12 (whichever is higher) at any time or the full instalment amount.
RBS Singapore has officially been acquired by ANZ.
Interest is calculated on a front end add-on method. A one-time upfront processing fee of S$80 applies for each approved MoneyLine Term Loan application. An early repayment fee of S$150 is applicable for full repayment before end of loan tenure.
^ Credit limit is subject to a maximum of up to 4 times monthly income.
1-hour In-Principle approval# for online applications!
You can enjoy greater control with fixed and affordable monthly installments.
Choose from loan tenors of one to seven years
Enjoy effective interest rate of 13.8% p.a. for loan tenor of one to five years or 15% p.a. for loan tenor of six to seven years.
Processing fee waived.
Get extra cash of four times your salary or up to S$100,000 whichever is lower.
No guarantor or collateral required. Enjoy totally hassle-free, easy application.
Application requirements
All applicants must be between 21 - 55 years of age.
For Singaporeans and Singapore Permanent Residents:
Minimum annual income of S$30,000.
For self-employed or commission-based earners, minimum annual income of S$40,000.
For foreigners residing in Singapore:
Minimum annual income of S$40,000.
Employment pass validity of at least two years for personal loan and one year for personal line of credit.
Cars cost lots of money. Insurance doesn't have to.
At Aviva, a real good deal on car insurance comes guaranteed, without any compromise on quality. Aviva car insurance is only available online, and by purchasing it directly online, you can be sure there’s no need to wait, no middlemen, and no additional or hidden charges.
All Aviva-approved car repairs guaranteed for 12 months.*
As long as you choose an Aviva-approved repairer, all your car accident repairs come with a 12-month warranty.
14-day money back promise.
If you were to change your mind about Aviva car insurance, you can cancel your policy within 14 days of purchase. You will get a full refund of the premium paid provided you have not made any claims
You won’t pick up any bill for an accident that is not your fault.
No towing fee, no cab fares, no repair charges and no excess. Pay nothing upfront if you weren’t at fault at the accident.
Amend or renew your policy anytime online.
When you buy a car policy from us, you will be able to view and change your details and cover as and when you want to. You can also renew your policy and notify us of a claim. All online and with complete security.
Modify your car insurance policy to suit your needs and only pay for the extras you want.
Only pay for the extras you want. Nothing more. Nothing less.
Help at the scene of an accident within 20 minutes of your call and free transport to a destination of your choice within Singapore.
If you are involved in a car accident in Singapore and your car cannot be driven, we will come and pick you and your car up, whatever time of the day or night. We can arrange for you to be taken to a destination of your choice,
and for your car to be dropped off at a repairer of your choice or an Aviva-approved repairer. We’ll make sure you’re never stuck. We will also guide you through the claims process and take care of all your form filling so you don’t have to worry.
Free emergency roadside assistance in case of a breakdown.
If you require assistance following a car breakdown in Singapore, you can call our emergency hotline, which is open 24/7. We will arrange to tow your car, free of charge, to a repairer of your choice, anywhere in Singapore.
So, if you require a jump-start, have a flat battery or need a flat tyre changed, you can rest assured that free assistance is only a phone call away.
Child seat cover.
Child car seat cover comes, as standard, with our comprehensive car insurance policies. We'll replace your child car seat following an accident or theft, even if there is no apparent damage. With Aviva car insurance, your family’s safety comes first.
*Non Aviva-approved repairers will not be covered under this warranty.
Enjoy the following privileges that come standard with your card:
Special travel deals
Enjoy exclusive dining privileges and fine cuisine in the company of your loved ones with your ANZ Personal Card.
Enjoy 3-year annual fee waiver for yourself and supplementary cardmember
Enjoy the convenience of paying your Income Tax, Property Tax and TV License Renewal Fee with your ANZ Personal Card. You get the choice of making a one-time payment or monthly instalments and earn Rewards Points at the same time.
0% Interest-Free Instalment Payment plan, gives you what you desire and only to pay a minimum outlay every month
Transport rebates on MotorPay, EZ-Reload and Comfort/CityCab
Travel Insurance
RBS Singapore has officially been acquired by ANZ.
All applicants must be at least 21 years of age with a minimum annual income of not less than $30,000 p.a. for Singaporean or Permanent Residents and $60,000 p.a. for Foreigners.
Terms and Conditions apply for all credit cards promotions
Complimentary airport lounge access to SATS Premier Lounge and Rainforest Lounge in Singapore Changi Airport
Complimentary Airport Limousine Departure Transfer
Complimentary travel insurance coverage of up to S$500,000 for you and your family
Golf
Complimentary green fees at 5 premier golf clubs in Singapore, Malaysia, Thailand and China. No paying guest required.
Discounts and privileges at selected golf apparel / merchandise outlets
Dine
Attractive dining deals for you and your family
Fun
Have great fun with your family and enjoy exciting deals from Singapore's popular attractions.
Financial Benefits
FlexiPlan
Split your purchase(s) over 3, 6 or 12-month interest-free instalments for a minimum combined amount of S$500
Pay $mart
0% Interest-Free Instalment Payment plan, gives you what you desire and only to pay a minimum outlay every month
Platinum Rewards
With Reward Points, you can fully indulge in the Rewards Programme which brings you a whole host of unique features
Entertainment
S$1.50 OFF per ticket with purchase of 2 tickets at Shaw Theatres
RBS Singapore has officially been acquired by ANZ.
All applicants must be between 21 & 65 years of age with a minimum annual income of $50,000 p.a. for Singaporean or Permanent Residents and $90,000 p.a. for Foreigners.
Terms and Conditions apply for all credit cards promotions
Selection Criteria and Payment Habit
The main drivers for credit card selection criteria among Singaporeans are convenience of use and protection, economics, and flexibility. Females were shown to value the promotional factor more, while males preferred the economic factor.
In Singapore, the higher income earners, the better educated, older adults, females, married, and both Chinese and Indians are more receptive to paying their monthly credit card balances in full.
Financial Crisis and Credit Cards
During financial crisis, the credit card issuers are extra cautious in issuing new credit cards. It is much harder to get a new credit card nowadays when news of old accounts are closed or reduced in credit limits is common.
We've been working hard to get credit card issuers in Singapore to participate with us in acquiring new credit card customers. Bookmark this page and come back often to check if there are new credit cards added which may suit your needs.
Below is some credit card offers you may be interested. Check it out and get one yourself if you like it. The offer may not last foerver considering the volatile economy may continue for months(if not years) to come.
Credit and Charge Card Statistics Singapore 2007-2008
In accordance to MAS credit and charge card statistics, there are 4,472,124 of main cardholders and 1,173,988 of supplementary cardholders in Singapore as at December 2007.
As of December 2008, there are 5,056,450 of main cardholders and 1,221,333 of supplementary cardholders in Singapore.
This shown the number of main cardholders has jumped by 584,326 or 13.07% in 12 months, while the supplementary cardholders has increased by 47,345 or 4.03% in the same period.
Total card billings for 2007 is S$22.64 billion with rollover balance of S$2.98 billion. Whereas the total card billings for 2008 is at S$25.66 billion, with rollover balance of S$3.38 billion.
Overall, the total billing increased by 13.34%, and rollover balance increased by 13.42%.
Bad debts written off for Singapore credit and charge card in 2007 is S$108.9 million. In 2008 the bad debts written off increased by 5.97% to S$115.4 million. Charge-off rate in year 2008
decreased to 3.6% from 3.9% in year 2007. Charge-off rate for the year is defined as the bad debts written off during the year divided by the average rollover balance for the same year.
Compare and Apply Online for Credit Cards Worldwide
All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.