Credit Cards in Sweden
As of 2010, Sweden has a population of 9.38 millions with a GDP(gross domestic product) of €346.67 billions. This translates into €36.97 thousands of GDP per capita. Sweden contributes 2.83% of the EU total GDP.

As at 31st December 2010, there are 20,190,000 payment cards issued in Sweden(2.15 cards per capita), an increase of 2,937,000 or 17.02% compares to 17,253,000 in 2009. There are 6,157,000 credit cards in Sweden as at 31st December 2010, an increase of 999,000 or 19.37% compares to 5,158,000 in 2009. In the same period, there are 3,450,000 cards with a credit and/or delayed debit function in Sweden, a decrease of 596,000 or 20.88% compares to 2,854,000 in 2009. Debit cards increase by 1,445,000 or 15.64% to 10,686,000 in 2010, compares to 9,241,000 in 2009.

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	Ikanobanken Kreditkort
	Ett smartare kort från Småland Ikano Kort är ett kreditkort utan någon årsavgift. Den stora skillnaden mellan Ikano Kort och andra kreditkort är att du som kund själv väljer hur du vill betala. En stor fördel är att dina kortköp för 2.000 kronor eller mer alltid kan betalas räntefritt i 6 eller 12 månader. Du slipper alltså krånglet att öppna nya krediter för att komma åt räntefritt varje gång du gör ett större köp. Tar du för vana att betala med ditt Ikano Kort när du handlar så får du en bra översikt på dina inköp. Runt den 20:e varje månad får du ett kontoutdrag som visar vad du har handlat under månaden, du väljer själv i vilken takt du vill betala. Som Ikano Kort-kund har du tillgång till förmånliga erbjudanden och rabatter varje månad. Fördelar med Ikano Kort: VISA-kort utan årsavgift. Räntefri betalning i 6 eller 12 månader. Betala förmånligt i 24 månader. Kreditbelopp från 1.000 till 60.000 kr. Erbjudanden i kontoutdraget varje månad. För att få kredit hos oss har vi några grundkrav på er: Ni ska ha fyllt 18 år. En av er ska ha en fast årsinkomst på minst 100 000 kr. Ni ska ha tagit del av våra kreditvillkor. Ni ska inte ha några betalningsanmärkningar. Terms and Conditions Please refer website Click here to Apply Now or Learn More...

	EasyCard
	Enkelt att få, lätt att använda EasyCard är ett kreditkort som är kopplat till MasterCard, ett av världens mest användbara kort. Med EasyCard kan du handla på kredit enkelt, tryggt och säkert i butiker och på internet. Kortet ger dig upp till 30 000 kronors kredit vilket betyder att du har pengar att handla för, till och med dagen före lön. Det är lätt att ansöka om ett eget EasyCard. Och det är enkelt att få. Kredit upp till 30 000 kr EasyCard ger dig upp till 30 000 kronors kredit. Det är pengar som ger dig större frihet och mer handlingsutrymme i din vardag. När kylskåpet plötsligt går sönder, när bilen stannar eller när du vill unna dig själv något extra. När du handlar på kredit samlas alla dina inköp på en månadsfaktura som gör det enkelt att följa dina köp och uttag. Med EasyCard får du med andra ord bättre koll på din ekonomi. Räntefri kredit Varje månad skickar vi en faktura på förra månadens gjorda inköp och uttag. Betalar du hela fakturabeloppet på en gång tillkommer ingen ränta. Med EasyCard kan du få upp till 56 dagars räntefri kredit. Dela upp din betalning När din faktura kommer bestämmer du själv hur mycket du vill betala. Du kan som minst betala 1/36-del och lägst 99 kronor av fakturerat belopp.  När du betalar i din egen takt blir det lättare för dig att planera din vardagsekonomi. Somliga månader betalar du helt enkelt mer och andra mindre. Väljer du att dela upp beloppet tillkommer en ränta på den återstående summan. Gäller över hela världen EasyCard kan du använda i butiker, på restauranger, i uttagsautomater och på banker över hela världen. Du har med andra ord dina pengar nära tillhands och i säkert förvar var du än är. Reseförsäkring När du betalar din resa med EasyCard får du reseförsäkring och avbeställningsskydd på köpet. Det betyder att du kan känna dig extra trygg när du är ute och reser. Försäkringen som tecknas av Folksam gäller för resor över hela världen. Säkra betalningar Säkra betalningar över Internet Tjänsten "Säkra betalningar" innebär att du som kund kan identifiera dig med ett lösenord/säkerhetskod när du handlar på Internet. I och med identifieringen blir handeln på Internet säkrare och risken för kortbedrägerier mindre. Tjänsten bygger på en global standard som är utvecklad av Visa och Mastercard. Kundwebb Genom vår kundwebb ges du en överblick över dina transaktioner och ditt saldo. På kundwebben kan du dessutom skriva ut ditt kontoutdrag samt hitta erbjudanden från EasyCard och Collector. Grundkrav Du är minst 20 år Du är bosatt i Sverige Du har inga betalningsanmärkningar Terms and Conditions Please refer website Click here to Apply Now or Learn More...

Total Card Payments in Volume and Value
For 2010, there are 1,845.64 millions of card payment transactions in Sweden, an increase of 148.64 millions or 8.76% compares to 1,697.00 millions in 2009. This also translates into 196.80 transactions per capita, making Sweden one of the highest in Europe on number of card payment transactions per capita, behind Norway. Out of these transactions, 125.37 millions or 10.40% is paid by credit cards, an increase of 25.37 millions or 25.37% compares to 100.00 millions in 2009. Whereas 226.48 millions is paid by cards with a credit and/or delayed debit function, an increase of 25.48 millions or 12.68% compares to 201.00 millions in 2009. The rest of card payment transactions(1493.79 millions) are paid by debit cards, an increase of 97.79 millions or 7.01% compares to 1396.00 millions in 2009. Sweden total card payment transactions volume contributes 5.45% to the EU total number of transactions.

The total card payments for 2010 is €79.16 billions in value(€8.44 thousands per capita - one of the highest in Europe), an increase of €12.2 billions or 17.44% compares to €66.96 billions in 2009. This also translates into €42.9 per card payment transaction, an increase from €39.5 in 2009. Out of these transactions, €6.29 billions or 7.95% is paid by credit cards, an increase of €2.71 billions or 75.7% compares to €3.58 billions in 2009. Even though the number of credit card transations has increased by 25.37% , the total value has increased by three folds. Whereas €10.80 billions or 13.64% is paid by cards with a credit and/or delayed debit function, an increase of €2.51 billions or 30.28% compares to €8.29 billions in 2009. The rest of card payments, €62.07 billions in value is paid by debit cards, am increase of €6.97 billions or 12.65% compares to €55.10 billions in 2009. Sweden total card payment value contributes 4.46% to the EU total transactions value.

Credit Cards in Sweden 2008-2009
As of 2009, Sweden has a population of 9.34 millions with a GDP(gross domestic product) of €292.68 billions. This translates into €31.33 thousands of GDP per capita. Sweden contributes 2.48% of the EU total GDP.

As at 31st December 2009, there are 17,253,000 payment cards issued in Sweden(1.85 cards per capita), an increase of 384,000 or 2.28% compares to 16,869,000 in 2008. There are 5,158,000 credit cards in Sweden as at 31st December 2009, an increase of 196,000 or 3.95% compares to 4,962,000 in 2008. In the same period, there are 2,854,000 cards with a credit and/or delayed debit function in Sweden, a decrease of 156,000 or 5.18% compares to 3,010,000 in 2008. Debit cards increase by 344,000 or 3.87% to 9,241,000 in 2009, compares to 8,897,000 in 2008.

Total Card Payments in Volume and Value
For 2009, there are 1,697.00 millions of card payment transactions in Sweden, an increase of 123.00 millions or 7.81% compares to 1,574.00 millions in 2008. This also translates into 181.67 transactions per capita, making Sweden one of the highest in Europe on number of card payment transactions per capita, behind Norway. Out of these transactions, 100.00 millions or 5.89% is paid by credit cards, an increase of 6 millions or 6.38% compares to 94.00 millions in 2008. Whereas 201.00 millions is paid by cards with a credit and/or delayed debit function, an increase of 9.00 millions or 4.69% compares to 192.00 millions in 2008. The rest of card payment transactions(1396.00 millions) are paid by debit cards, an increase of 108.00 millions or 8.39% compares to 1288.00 millions in 2008. Sweden total card payment transactions volume contributes 5.38% to the EU total number of transactions.

The total card payments for 2009 is €66.96 billions in value(€7.17 thousands per capita - one of the highest in Europe), a decrease of €5.11 billions or 7.09% compares to €72.07 billions in 2008. This also translates into €39.5 per card payment transaction, a decrease from €45.8 in 2008. Out of these transactions, €3.58 billions or 5.35% is paid by credit cards, a decrease of €0.16 billions or 4.28% compares to €3.74 billions in 2008. Even though the number of credit card transations has increased, the total value has decreased which is in accordance to payment cards being used for smaller amount purchases. Whereas €8.29 billions or 12.38% is paid by cards with a credit and/or delayed debit function, a decrease of €0.34 billions or 3.94% compares to €8.63 billions in 2008. The rest of card payments, €55.10 billions in value is paid by debit cards, a decrease of €4.60 billions or 7.71% compares to €59.70 billions in 2008. Sweden total card payment value contributes 4.10% to the EU total transactions value.

Credit Cards in Sweden 2007-2008
As of 2008, Sweden has a population of 9.26 millions with a GDP(gross domestic product) of €334.23 billions. This translates into €36.11 thousands of GDP per capita. Sweden contributes 2.67% of the EU total GDP.

As at 31st December 2008, there are 16,869,000 payment cards issued in Sweden(1.82 cards per capita), an increase of 1,544,000 or 10.08% compares to 15,325,000 in 2007. There are 4,962,000 credit cards in Sweden as at 31st December 2008, an increase of 613,000 or 14.10% compares to 4,349,000 in 2007. In the same period, there are 3,010,000 cards with a credit and/or delayed debit function in Sweden, a significant increase of 522,000 or 20.98% compares to 2,488,000 in 2007. Debit cards increase by 409,000 or 4.82% to 8,897,000 in 2008, compares to 8,488,000 in 2007.

Total Card Payments in Volume and Value
For 2008, there are 1,574.00 millions of card payment transactions in Sweden, a significant increase of 223.00 millions or 16.51% compares to 1,351.00 millions in 2007. This also translates into 170.05 transactions per capita, making Sweden one of the highest in Europe on number of card payment transactions per capita, behind Finland and Norway. Out of these transactions, 94.00 millions or 5.97% is paid by credit cards, an increase of 1 millions or 1.08% compares to 93.00 millions in 2007. Whereas 192.00 millions is paid by cards with a credit and/or delayed debit function, an increase of 5.00 millions or 2.67% compares to 187.00 millions in 2007. The rest of card payment transactions(1288.000 millions) are paid by debit cards, an increase of 217.00 millions or 20.26% compares to 1071.00 millions in 2007. This is a good growth on the number of transactions considered only 4.82% increase in number debit cards issued. Sweden total card payment transactions volume contributes 5.33% to the EU total number of transactions.

The total card payments for 2008 is €72.07 billions in value(€7.79 thousands per capita - one of the highest in Europe), an increase of €5.80 billions or 8.75% compares to €66.27 billions in 2007. This also translates into €45.8 per card payment transaction, a decrease from €49.1 in 2007. Out of these transactions, €3.74 billions or 5.19% is paid by credit cards, an increase of €0.17 billions or 4.76% compares to €3.57 billions in 2007. Whereas €8.63 billions or 11.97% is paid by cards with a credit and/or delayed debit function, an increase of €1.06 billions or 14.00% compares to €7.57 billions in 2007. The rest of card payments, €59.70 billions in value is paid by debit cards, an increase of €4.56 billions or 8.27% compares to €55.14 billions in 2007. Sweden total card payment value contributes 4.32% to the EU total transactions value.

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