台灣信用卡資訊
截至民國99年底, 台灣人口共有23,165,000人, 總流通卡數有30,705,583張(平均每人1.33張卡), 較民國98年之30,566,700張卡增加148,883張卡或0.49%。
但是有效卡數共有19,527,730張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國99年, 台灣全年總簽帳金額約新台幣1兆5,389億元(平均每人約新台幣6萬6千, 每張卡約新台幣5萬), 較民國98年之新台幣1兆3,654億元增加新台幣1,740億元。 國內与國外全年總簽帳金額分為約新台幣1兆4,551億元和新台幣838億元。
民國99年底預借現金金額約新台幣33億元, 較民國98年之約新台幣36億元減少新台幣3億元或8.39%。
民國98年12月份, 循環信用金額新台幣2,081億元。民國99年12月份, 循環信用金額下降至新台幣1,810億元。
民國98年年度轉銷約新台幣232億元, 而民國99年年度轉銷約新台幣115億元。

台灣信用卡資訊 98-99
截至民國98年底, 台灣人口共有23,119,772人, 總流通卡數有30,566,700張(平均每人1.32張卡), 較民國97年之33,950,436張卡減少3,393,736張卡或10%。
但是有效卡數共有18,827,666張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國98年, 台灣全年總簽帳金額約新台幣1兆3,654億元(平均每人約新台幣5萬9千, 每張卡約新台幣4萬4千), 較民國97年之新台幣1兆3,941億元減少新台幣290億元。 國內与國外全年總簽帳金額分為約新台幣1兆2,920億元和新台幣734億元。
民國98年底預借現金金額約新台幣36億元, 較民國97年之約新台幣97億元減少新台幣51億元或58.97%。
民國97年12月份, 循環信用金額新台幣2,537億元。民國98年12月份, 循環信用金額下降至新台幣2,081億元。
民國97年年度轉銷約新台幣380億元, 而民國98年年度轉銷約新台幣232億元。

台灣信用卡資訊 97-98
截至民國97年底, 台灣人口共有23,037,031人, 總流通卡數有33,950,436張(平均每人1.47張卡), 較民國96年之36,437,097張卡減少2,486,661張卡或6.82%。
截至民國98年9月底止, 計有38家信用卡發卡機構，總流通卡數有31,241,514張; 29,510,981張卡由本國銀行发行, 1,466,220張卡由外國在台分行发行。 但是有效卡數共有18,701,680張(最近六個月有消費紀錄之卡， 只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
民國94年底是台灣信用卡高峰期, 總流通卡數約4,549萬張。 在三年之内(自從民國91年底總流通卡數約3,159萬張), 卡數增加了1,390萬張或44%。 為防止更多貸款和信用卡債務問題, 行政院金融監督管理委員會發動各項規則和條例, 台灣信用卡數量因此自然持續減少。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國97年, 台灣全年總簽帳金額約新台幣1兆3,941億元(平均每人約新台幣6萬, 每張卡約新台幣4萬), 較民國96年之新台幣1兆4,135億元減少新台幣190億元。 國內与國外全年總簽帳金額分為約新台幣1兆3,136億元和新台幣805億元。
民國97年底預借現金金額約新台幣87億元, 較民國96年之約新台幣78億元增加新台幣9億元或11.48%。
民國96年12月份, 循環信用金額新台幣2,847億元。 民國97年12月份, 循環信用金額下降至新台幣2,537億元。 民國98年9月份, 循環信用金額进一步降低至新台幣2,164億元。
民國96年年度轉銷約新台幣628億元, 而民國97年年度轉銷約新台幣380億元。 截至民國98年9月底止,年度轉銷約新台幣187億元。

信用卡是指由發卡銀行授予持卡人特定的信用額度，允許持卡人於消費後，某一定期間結束時，支付全額或部分的消費金額。
信用卡之使用在台灣社會已相當普遍，且隨著電子商務發展，透過網際網路線上刷卡購物的情形益趨增加，許多金融機構並發行集合預借現金、提款、循環信用等功能的信用卡。
為避免信用卡被盜刷或偽冒使用之情形，各金融機構也積極推行信用卡晶片化之轉置作業，以提高信用卡消費的安全性。

Credit Cards in Taiwan
As at 31st December 2010, Taiwan with a population of 23,165,000 has 30,705,583 of credit cards issued(1.33 cards per capita), an increase of 148,883 cards or 0.49% compares to 30,566,700 cards issued in the same period for year 2009.
However, there are only 19,527,730 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2010 in Taiwan has generated NT$1.539 trillions in value(NT$66,436 per capita， NT$50,121 per card), an increase of NT$174 billions or 12.75% compares to €1.365 trillions in 2009. Out of this total value, NT$1.455 trillions is spent locally with the balance NT$83.82 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.99 billions or 8.39% from NT$35.64 billions in 2009 to NT$32.65 billions in 2010.
The revolving balance has reduced from NT$208,106,616 in December 2009 to NT$180,979,880 in December 2010.
The annual write-off amount for 2009 is NT$23.22 billions, whereas the write off amount for 2010 is NT$11.51 billions.

Credit Cards in Taiwan 2008-2009
As at 31st December 2009, Taiwan with a population of 23,119,772 has 30,566,700 of credit cards issued(1.32 cards per capita), a decrease of 3,393,736 cards or 10% compares to 33,950,436 cards issued in the same period for year 2008.
However, there are only 18,827,666 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded).

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2009 in Taiwan has generated NT$1.365 trillions in value(NT$59,040 per capita， NT$44,656 per card), a decrease of NT$29 billions or 2.08% compares to €1.394 trillions in 2008. Out of this total value, NT$1.292 trillions is spent locally with the balance NT$73.41 billions is spend abroad. The credit card cash advances has significantly decreased by NT$51.22 billions or 58.97% from NT$86.86 billions in 2008 to NT$35.64 billions in 2009.
The revolving balance has reduced from NT$253,662,021 in December 2008 to NT$208,106,616 in December 2009.
The annual write-off amount for 2008 is NT$37.97 billions, whereas the write off amount for 2009 is NT$23.22 billions.

Credit Cards in Taiwan 2007-2008
As at 31st December 2008, Taiwan with a population of 23,037,031 has 33,950,436 of credit cards issued(1.47 cards per capita), a decrease of 2,486,661 cards or 6.82% compares to 36,437,097 cards issued in the same period for year 2007.
As at 30th September 2009, there are 31,241,514 credit cards issued in Taiwan. 29,510,981 cards are issued by domestic banks, while the balance of 1,466,220 cards are issued by foreign banks in Taiwan. However, there are only 18,701,680 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
The number of credit cards in Taiwan has been constantly reduced since 2005, where the number of credit cards issued has reached 45.49 millions mark. Within 3 years, the number of credit cards in 2005 has increased significantly by 13.9 millions or 44% compares to 31.59 millions cards in 2002.
Various rules and regulations have since been introduced by the Taiwan FSC(Financial Supervisory Commission) to curb the over lending and credit card debt issue.

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2008 in Taiwan has generated NT$1.394 trillions in value(NT$60,514 per capita， NT$41,060 per card), a decrease of NT$19 billions or 1.34% compares to €1.413 trillions in 2007. Out of this total value, NT$1.314 trillions is spent locally with the balance NT$80.48 billions is spend abroad. However, the credit card cash advances has increased by NT$8.95 billions or 11.48% from NT$77.91 billions in 2007 to NT$86.86 billions in 2008.
The revolving balance has reduced from NT$284,700,424 in December 2007 to NT$253,662,021 in December 2008. As at September 2009, the revolving balance has been further reduced to NT$216,394,683.
The annual write-off amount for 2007 is NT$62.75 billions, whereas the write off amount for 2008 is NT$37.97 billions. For the 9 months ended September 2009, the annual write-off amount is NT$18.71 billions

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