Loans and advances in Hong Kong
As at December 2010, credit card advances in Hong Kong is amounted to HKD$80,137 millions, an increase of HKD$11,592 millions or 16.93% compares to HKD$68,545 millions as at December 2009. It is interesting to note that credit card advances is always at peak during Quarter 4 of the year.
Loan for other private purposes in Hong Kong is amounted to HKD$165,807 millions as at December 2010, an increase of HKD$22,557 millions or 15.75% compares to HKD$143,250 millions as at December 2009.

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	Citibank Personal Loan - 花旗銀行私人貸款
	From now until July 05,2011, new customers who successfully online apply for and drawdown "Card Debt Consolidation" or "Speedy Cash" will have a chance to win: HTC Incredible S worth HK$4,298(Total 5 Winners) Speedy Cash For the special times when you need to increase financial flexibility at a moment's notice, turn to a Speedy Cash. You'll receive greater cash flow quickly, and also enjoy an ultra low interest rate for repayment. 30 minutes from application to drawdown Instant cash disbursement until 7PM Repayment term up to 60 months Loan amount up to 4 times your monthly salary Card Debt Consolidation Loan Getting out of credit card debt can be a struggle. It's too easy to spiral deeper into the cycle of mounting interest, while minimum monthly payments can't add up fast enough. Free yourself with a Card Debt Consolidation Loan to cut your monthly payments in a half. Loan amount to 21 times your salary Repayment term up to 60 months Reduce monthly repayments by 1/2 Application Requirement A Hong Kong permanent resident aged 18 or above In full-time employment and with present employer for at least 3 months Have a monthly salary of HK$6,000 or above 由即日起至2011年7月5日，新客戶成功網上申請並提取Citibank「卡數結餘轉戶」或Citibank「特快現金」即有機會贏取: HTC Incredible S 價值HK$4,298(得獎者 5 名) 特快現金 日常生活之中，我們往往要面對突如其來的現金需要，「特快現金」讓您瞬間現金到手，申請手續快捷簡易，加上特低利率，讓您輕鬆解決周轉問題。 申請至放款只需 30 分鐘 即時提取現金至7PM 還款期長達60個月 貸款額高達月薪4倍 卡數結餘轉戶 面對沉重的卡數，的確令人感到煩惱。如果每月只還最低還款額，卡數問題只會愈積愈嚴重，還款時間更愈拖愈長。選用「卡數結餘轉戶」，將卡數集中處理，便可令每月還款大大減低，令您更有計劃地解決所有卡數問題。 貸款額高達月薪21倍 還款期長達60個月 每月還款額減低至1/2 申請資格 凡年滿18歲之香港永久居民 於現職工作最少3個月 月薪港幣6,000元或以上的全職人士 Terms and Conditions Please refer website Offer Ended

"Samsung GALAXY Tab" Online Promotion terms and conditions ("Promotion"): The promotion period is from March 3 to May 3, 2011 ("Promotion Period"). Customers must successfully apply for and drawdown an approved "Card Debt Consolidation Loan" or "Speedy Cash" during the promotion period via a Citibank Loan Services Online Application Form ("Eligible customers"). Eligible customers must not currently hold and/or in the past 12 months have successfully applied for or cancelled any Citibank Personal Loan, Mortgage Loan and/or Citibank Ready Credit account with Citibank (Hong Kong) Limited. Eligible customers will be entitled to one entry for the lucky draw ("Lucky Draw"). Eligible customers' accounts must be in good condition without late payment or early payment, otherwise the lucky draw entry will be forfeited. Four winners will be drawn from the eligible customer base; the lucky draw will be conducted randomly by computer. Winners will be notified by mail individually within one week after the draw date. The lucky draw result will be announced on the Citibank Loan Services website on May 24, 2011. Winners must redeem their prizes at the designated redemption house on or before the designated date as stated on the redemption letter. Otherwise the lucky draw prize will be forfeited. Winners are responsible for arranging transport, delivery and insurance of their own prize and all taxes, charges and fees in relation thereto. The lucky draw prize is non-transferable and non-exchangeable for cash, credit or any other items. Citibank (Hong Kong) Limited shall not be responsible for any matters or disputes relating to the product or service provided by the respective merchant. The respective merchant is solely responsible for all obligations and liabilities in relation to such product or service. By entering the promotion, customers consent to co-operate with and participate in any marketing activities of Citibank (Hong Kong) Limited related to the promotion. Employees and their immediate family members of Citibank (Hong Kong) Limited and its subsidiaries and employees and their immediate family members of their advertising agency are not eligible for the promotion. Citibank (Hong Kong) Limited reserves the right to amend these terms and conditions and may withdraw or discontinue the promotion without prior notice. All matters and disputes will be subject to the final decision of Citibank (Hong Kong) Limited. The English version of these terms and conditions shall prevail wherever there is a discrepancy between the English and the Chinese versions.

"Samsung GALAXY Tab" 網上推廣條款及細則(「推廣」): 推廣期2011年3月3日至2011年5月3日止(「推廣期」)。 客戶必須於推廣期內經花旗銀行貸款服務網上申請表成功申請及提取「卡數結餘轉戶」或「特快現金」 (「合資格的客戶」)。 合資格的客戶必須於現在及過去12個月內未曾持有及/或成功申請任何花旗銀行(香港)有限公司之花旗銀行私人貸款、樓宇按揭或「Citibank靈活錢」。 合資格的客戶可獲抽獎機會一次(「抽獎」)。 合資格的客戶需保持戶口狀況良好，沒有逾期還款或提早還款，否則抽獎資格將被取消。 抽獎將以電腦隨機形式進行，於合資格的客戶中抽出四名得獎者。 得獎者將於抽獎日期後一星期內獲專函通知領獎。抽獎結果將於2011年5月24日刊登於花旗銀行貸款網站內 得獎者需於專函上之指定日期前到指定地點換領有關獎品。如未能於限期前換領取獎品，其獎品將被取消。 得獎者需負責所有有關獎品之運輸安排、保險、稅項及有關之費用。 獎品不得轉讓他人、兌換現金、用作清繳結欠或兌換其他優惠。 花旗銀行(香港)有限公司恕不負責有關獎品之責任。一切有關獎品之責任，概由商戶負責。 參加此推廣之客戶必須同意參與花旗銀行(香港)有限公司所舉辦之任何市場推廣活動。 所有花旗銀行(香港)有限公司及其廣告公司之員工及家屬，均不得參加是次推廣，以示公允。 花旗銀行(香港)有限公司保留隨時取消或終止是次推廣及修改本條款及細則之權利而毋須事先通知。如有任何爭議，概以花旗銀行(香港)有限公司之決定為最終裁決。 如中英文條款有所差異，概以英文版本為準。



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