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Credit card with no annual fee
Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee.
It is rare to get a credit card with no annual fee in Singapore. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver.
Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee.
Get one now and save your money today.
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Get the no annual fee credit cards of your choice to enjoy the benefits and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
ANZ Switch Platinum Card
 
RBS ABN Amro Switch Platinum Card Winner of Asian Banking & Finance Retail Banking Awards 2009 - Best Credit Card Initiative

Introducing Switch. A smarter way of thinking that cuts credit card charges down to size.

This is the only platinum card that offers you:
  • Low interest rate of 18% p.a.
  • No annual subscription fee, ever*
  • FlexiPlan
    Split your purchase(s) over 3, 6 or 12-month instalments for a minimum combined amount of S$500
  • Auto FlexiPlan
    Enjoy up to 12 months interest-free instalments on your purchases for any single retail transaction equal to and above S$1,000
  • Taxes And Fee Payment Facility
    Enjoy the convenience of paying your Income Tax, Property Tax and TV License Renewal Fee with your ANZ Switch Platinum Credit Card. You get the choice of making a one-time payment or monthly instalments and earn Rewards Points at the same time.
  • Enjoy savings of up to S$2.50 per ticket at Golden Village Cinemas
  • 20% off selected attractions at Sentosa
  • 10% off total bill at all Party World outlets
  • Transport rebates on MotorPay, EZ-Reload and Comfort/CityCab
* The Bank reserves the right to suspend or terminate card accounts with less than 3 Card Transactions over a period of 12 months.

All applicants must be at least 21 years of age with a minimum annual income of not less than $30,000 p.a. for Singaporean or Permanent Residents and $60,000 p.a. for Foreigners.

Terms and Conditions apply for all credit cards promotions

Intro APR Intro Period Annual Fee
N/A N/A None*
Click here to Apply
Now or Learn More...
 
ANZ Personal Card
 
RBS Personal Card Indulge, travel and enjoy

Enjoy the following privileges that come standard with your card:
  • Special travel deals
  • Enjoy exclusive dining privileges and fine cuisine in the company of your loved ones with your ANZ Personal Card.
  • Enjoy 3-year annual fee waiver for yourself and supplementary cardmember
  • Enjoy the convenience of paying your Income Tax, Property Tax and TV License Renewal Fee with your ANZ Personal Card. You get the choice of making a one-time payment or monthly instalments and earn Rewards Points at the same time.
  • 0% Interest-Free Instalment Payment plan, gives you what you desire and only to pay a minimum outlay every month
  • Transport rebates on MotorPay, EZ-Reload and Comfort/CityCab
  • Travel Insurance
All applicants must be at least 21 years of age with a minimum annual income of not less than $30,000 p.a. for Singaporean or Permanent Residents and $60,000 p.a. for Foreigners.

Terms and Conditions apply for all credit cards promotions

Intro APR Intro Period Annual Fee
N/A N/A S$60 (3 Years Annual Fee Waiver)
Click here to Apply
Now or Learn More...
 
Standard Chartered Platinum Card
 
Standard Chartered Platinum Card Earn reward points on everything, everyday.
  • Visa Platinum Privileges
    Standard Chartered Visa Platinum card members get access to more than 350 of the best golf courses throughout Asia Pacific with stay-and-play privileges and discounted green fees. You’ll also enjoy a host of privileges from the world's leaders in travel and leisure as well as the finest dining experiences at over 250 celebrated restaurants throughout Asia Pacific
  • MasterCard Platinum Privileges
    The MasterCard Platinum collection inlcudes an assortment of leading hotels, golf courses, restaurants and merchants.
  • Enjoy exclusive privileges all year round.
    Enjoy fantastic dining deals at your favourite restaurants, indulge in some retail therapy and pamper yourself with tempting treats at luxury spas. Just remember to call ahead to make a reservation with your Standard Chartered Card.
  • Accumulate your Std$ to redeem a host of exciting rewards in our Rewards Programme
    Transform your spend into reward points to redeem incredible rewards from the finest names in shopping, dining and travel.
  • 24-Hour Platinum Concierge
    You are an individual on the move. So let someone else take care of your daily needs like travel assistance, reservations, shopping and gift services. Our concierge and customer service is available round-the-clock to help make life easier for you.
  • 2X Salary Advance Line of Credit
    Your Platinum Card comes with a complimentary Salary Advance Line of Credit which gives you up to two times your monthly salary. That’s cash on hand, whenever you need it.
  • Funds Transfer
    With our Funds Transfer at 6.88% p.a. for 6 months or 8.88% p.a. for 12 months, you can have everything your heart desires and more!
  • 24-hour Card Replacement
    Have your card replaced within 24 hours from the time you report the loss.
  • Fraud Alert
    Standard Chartered will alert you of any unusual card activity giving you added security.
  • 24-hour Phone & Internet Banking
    Bank with us hassle-free from your office or the comfort of your home.

Eligibility Criteria:
  • All applicants must be 21 to 60 years old.
  • Singapore Citizens and Permanent Residents: minimum annual income of S$30,000
  • Foreigners with Employment Passes: minimum annual income of S$36,000
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Intro APR and Intro Period Annual Fee
6.88% p.a. for 6 months
or
8.88% p.a. for 12 months
S$180
(3 years annual fee waived)
Click here to Apply
Now or Learn More...
 
HSBC Gold Credit Cards
 
HSBC Gold MasterCard & Visa Benefits and features of HSBC Gold Credit Cards
  • Two-year annual fee waiver and free supplementary HSBC Gold Credit Card for life
  • Greater savings at Caltex, Cold Storage and Golden Village cinemas
  • Amazing dining deals with your HSBC Gold Credit Card
  • Shopping, dining and lifestyle deals at over 1,800 outlets in Singapore with HSBC home&Away Privileges
  • All applicants must be at least 21 years of age.
    For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
    For self-employed or foreigners, a minimum annual income of S$40,000 is required.
    If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required.

* Terms and conditions apply

Intro APR and Intro Period Annual Fee
1.88% p.a. for 6 months
OR
5.88% p.a. for 12 months
FREE for 2 Years
Click here to Apply
Now or Learn More...
 
HSBC's Revolution credit card
 
HSBC Revolution visa card Get up to S$150 Cash Rebate* with HSBC's Revolution Credit Card.

As a HSBC's Revolution credit cardholder, you enjoy a range of special deals and offers that's designed around you
  • 7% rebate on EZ-Reload, a service by EZ-Link that automatically tops up your card when it has insufficient value for pyament
  • 5% retabe on Tiger Airways and AirAsia airlines
  • 10% off shipping charges at vPOST
  • Your HSBC's Revolution credit card comes with Visa payWave™ feature, a two-year fee waiver
  • A personal internet banking account that lets you manage all your accounts online conveniently.
  • Plus monthly lifestyle privileges with 1 free movie ticket, S$2 rebate on your taxi fares and 3 diners & 4th dines free at Swissôtel Merchant Court & more!
  • Also enjoy exclusive banking privileges including a preferential interest rate for HSBC’s personal line of credit, low minimum balance requirement for ePowerVantage and discount off premiums for TravelSurance Plus.
  • Enjoy great savings on interest with fund transfer of 1.88% p.a. for 6 months or 5.88% p.a. for 12 months with upfront processing fee of S$50.
    Plus, for a limited time only, enjoy a waiver of S$50 processing fee for approved fund transfer of S$10,000 and above!
* Terms and conditions apply

Eligibility Criteria:
  • All applicants must be at least 21 years of age.
  • For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
  • For self-employed or foreigners, a minimum annual income of S$40,000 is required.

Intro APR and Intro Period Annual Fee
1.88% p.a. for 6 months
OR
5.88% p.a. for 12 months
FREE for 2 Years
Click here to Apply
Now or Learn More...
 

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