Compare and Apply Online for RBS Personal Loans, RBS MoneyLine
"It just takes a minute to complete and submit your ABN Amro MoneyLine SG online application."
Note : AMRO Bank N.V. is a subsidiary undertaking of The Royal Bank of Scotland Group plc
Latest Update : RBS Singapore has officially been acquired by ANZ
ANZ completed the acquisition of RBS business in Singapore on 15 May 2010.
Personal Loans
MoneyLine - Enjoy flexible usage as a line of credit, term loan or both
MoneyLine Express - Fast Cash within 24 hours whenever you need it
MoneyLine Term Loan - Enjoy attractive interest rates and longer repayment tenure! Enjoy more of the things you love with an interest break every 3 months. Take advantage of interest waiver every 3rd month starting from second year of loan.
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ANZ MoneyLine is a flexible line of credit that empowers you to do more with a term loan, overdraft facility or both. This unique 2-in-1 facility gives you the power of extra cash for whenever you need it for all your lifestyle choices.
Features & benefits of MoneyLine
Extra cash of up to S$100,000
Support your lifestyle choices with extra cash of up to 4 times your monthly income.
Low monthly payments
Just S$12 or 3% of monthly balance whichever is higher. Pay only when you use, only the minimum amount needed.
Low interest rates of 1.44% per month
Attractive interest rate at just 1.44% per month or 17.28% per annum.
No guarantor or collateral required
Totally hassle-free, easy application.
Additional benefits
Earn Interest On Credit Balances
Earn interest on credit balances, just like a savings account with no minimum balance required.
2-year Annual Fee Waiver
We will waive the annual fee of $55 for your first two years.
Bank Anywhere, Anytime
Perform banking transactions conveniently and securely with 24-hour Phone and Internet Banking services.
Free Cheque Book
Enjoy free and unlimited cheque usage for all your desired purchases.
Global Access To Cash
Easy access to funds from over 100 ATMs island-wide and at more than 600,000 Cirrus ATMs worldwide with your ATM Card.
Complimentary Credit Card
Access all the privileges available to our Credit Cardmembers.
Need faster access to cash? Get the power of instant cash within the day with MoneyLine Express. You no longer have to wait for your cheque book and ATM card to have immediate cash access.
Application processed and approved within the same day
Simply submit your application with supporting documents*, before 10.45am on a business day (Monday to Friday excluding Public Holidays)
Access to your cash within 24 hours
Withdraw your cash on the same day – or opt for cash disbursement via fund transfer on the next business day
For quick cash to fulfill nearly every lifestyle need you might have, apply immediately online.
* The maximum credit limit will be up to two times your monthly income. Supporting documents required are:
For Salaried Employees:
-NRIC, Latest computerised/electronic payslip OR
-Last 6 months' CPF statement OR
-Latest Income Tax Notice of Assessment
For Commission-Based Earners:
-NRIC, last 3 months' computerised/electronic payslips OR
-Last 2 years Income Tax Notice of Assessment.
For Self-Employed:
-NRIC and last 2 years' Income Tax Notice of Assessment.
Receive S$128 Isetan gift voucher* upon approval.
ANZ MoneyLine is a flexible line of credit that empowers you to do more with a term loan, overdraft facility or both. This unique 2-in-1 facility gives you the power of extra cash for whenever you need it for all your lifestyle choices.
Enjoy low monthly repayments with MoneyLine Term Loan.
MoneyLine Term Loan is a personal loan that gives you
Greater savings with low interest rates
5.8% p.a. for 12 months (Effective interest rate: 11.98% p.a.)
6.8% p.a. for 24 months (Effective interest rate: 13.27% p.a.)
7.8% p.a. for 36 months (Effective interest rate: 14.66% p.a.)
8.8% p.a. for 48 months (Effective interest rate: 15.99% p.a.)
Choose to repay on a 12, 24, 36 or 48-month term in fixed and equal monthly instalments.
Longer repayment tenure of up to 48 months
Greater control over your cash with a fixed monthly repayment plan
Extra cash of up to S$100,000^ to fulfill all your needs and desires
Enjoy the flexibility of paying just 3% of your outstanding balance or $12 (whichever is higher) at any time or the full instalment amount.
Interest is calculated on a front end add-on method. A one-time upfront processing fee of S$80 applies for each approved MoneyLine Term Loan application. An early repayment fee of S$150 is applicable for full repayment before end of loan tenure.
The effective interest rate (EIR) is calculated taking into consideration the S$80 processing fee and based on approved loan amount of S$10,000
*Terms and conditions apply
^ Credit limit is subject to a maximum of up to 4 times monthly income.
An express processing fee of S$50 will be debited to your MoneyLine account after it has been opened.
Applications that reach the bank before 10:45am on a working day will be processed on that day. Applications received after 10:45am will be processed on the next working day.
Applicants opting for disbursement over the counter will receive the disbursement on the same day their MoneyLine account is approved, whereas disbursements via Fund Transfer will be effected on the next working day.
The bank reserves the right without giving any reason to decline any MoneyLine Express application and vary/add any condition/s which it may impose from time to time at its absolute discretion.
MoneyLine Term Loan S$128 Isetan Gift Voucher Promotion Terms and Conditions – (7 May 2012 to 30 September 2012)
The MoneyLine Term Loan S$128 Isetan Gift Voucher promotion (“Promotion”) is open to new applicants of ANZ MoneyLine (“Customer”) and cannot be enjoyed in conjunction with any other ANZ MoneyLine promotions and/or offers unless otherwise stated.
Subject to these terms and conditions, S$128 Isetan gift voucher (“Gift”) will be given to Customers with approved MoneyLine Term Loan of S$15,000 and above and for loan tenures of 24 months and above.
Promotion is valid for applications received by 30 September 2012 and approved by 15 November 2012.
Customers must use the application forms specific to this Promotion to be entitled to the offers indicated herein as promotion vary for different application channels.
A redemption letter will be sent to eligible applicants by 15 December 2012.
The Gift is subject to the approved loan amount and is non-negotiable. Each Customer is entitled to one (1) Gift. The Gift is not exchangeable for cash or other items and the Bank reserves the right at its reasonable discretion to replace any Gift with any item of similar value.
Interest is calculated on a front-end add-on method. MoneyLine Term Loan interest rate is at 5.8% p.a. for 12-month loans, 6.8% p.a. for 24-month loans, 7.8% p.a. for 36-month loans and 8.8% p.a. for 48-month loans. Effective interest rates (EIR) are at 11.98% p.a. for 12-month loans, 13.27% p.a. for 24-month loans, 14.66% p.a. for 36-month loans and 15.99% p.a. for 48-month loans. The EIR is calculated taking into consideration the S$80 processing fee and based on an approved loan amount of S$10,000.
The maximum loan amount granted is subject to the Australia and New Zealand Banking Group Limited’s (the “Bank”) approval. The Bank reserves the right to reject the application or approve the requested amount at its reasonable discretion.
A processing fee of S$80 applies on each approved loan amount and will be debited to the Customer’s MoneyLine account upon disbursement of the relevant loan.
Upon completion of the Customer’s MoneyLine Term Loan tenure, prevailing MoneyLine interest rates will apply.
MoneyLine Term Loan interest rate is applicable on approved Term Loan amount only.
Disbursed loan amounts will be rounded to the nearest hundred. The total loan amount shall not exceed 95% of the available credit limit on the MoneyLine account at the time of application. Should the requested loan amount requested exceed the available credit limit, the approved loan amount will be 95% of the MoneyLine available credit limit as at time of processing.
An early repayment fee of S$150 applies for payments made before expiry of the Customer’s MoneyLine Term Loan tenure.
To initiate early repayment before expiry of the MoneyLine Term Loan tenure, Customer must inform the Bank in writing. Otherwise, monthly instalments will continue to be effected.
The Bank reserves the right and discretion to determine and vary the instalment amount, processing and early redemption fee, tenure and all other payment details and terms of the Customer’s MoneyLine Term Loan from time to time and without prior notice. Notwithstanding the preceding sentence, the Customer agrees to be bound by such payment details then prevailing at the time of the Customer’s Application.
The Bank reserves the right to vary/amend the offer and/or terms and conditions of this Promotion at any time without prior notice and such changes shall be binding on the Customer with effect from such date as the Bank may determine.
The Bank will not be responsible and liable to the Customers for any loss, cost and/or damages of any kind resulting from the application or participation of the Customer in this promotion.
The Gift is provided solely by the relevant participating merchant, under such terms and conditions as determined by such merchant, and therefore, the Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the Gift listed above. The Bank is not an agent of any merchant. Any dispute with any merchant in respect of any Gift shall be resolved directly with the relevant merchant. The Bank shall not be liable for any loss, cost and/or damages of any kind resulting from the use of any Gift.
General terms and conditions of MoneyLine and MoneyLine Term Loan apply.
Voucher Redemption Term and Conditions
The complimentary vouchers (“Gift”) redemption is strictly for new MoneyLine account holders who meet the MoneyLine and/or MoneyLine Term Loan promotion criteria indicated above. Each applicant is entitled to one redemption per promotion and the offer is while stocks last. The Gift is not exchangeable for cash or other items and the Bank reserves the right at its reasonable discretion to replace the Gift with any other item of similar value.
The Gift is provided solely by the relevant participating merchant, under such terms and conditions as determined by such merchant, and therefore, the Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the Gift listed above. The Bank is not an agent of any merchant. Any dispute with any merchant in respect of any Gift shall be resolved directly with the relevant merchant. The Bank shall not be liable for any loss, cost and/or damages of any kind resulting from the use of any Gift.
Voucher Redemption term and conditions
The complimentary vouchers (“Gift”) redemption is strictly for new MoneyLine account holders who meet the MoneyLine and/or MoneyLine Term Loan promotion criteria indicated above. Each applicant is entitled to one redemption per promotion and the offer is while stocks last. The Gift is not exchangeable for cash or other items and the Bank reserves the right at its reasonable discretion to replace the Gift with any other item of similar value.
The Gift is provided solely by the relevant participating merchant, under such terms and conditions as determined by such merchant, and therefore, the Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the Gift listed above. The Bank is not an agent of any merchant. Any dispute with any merchant in respect of any Gift shall be resolved directly with the relevant merchant. The Bank shall not be liable for any loss, cost and/or damages of any kind resulting from the use of any Gift.
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All card applications are strictly confidential.