Apply online for Balance Transfer Australia Credit Card with Low Interest
"It just takes a minute to complete and submit your Credit Card Balance Trasnfers Australia application."
Stop paying high interest rate and save money now!
If you carry high balances on other cards and need to transfer the balance, this is an ideal opportunity to do so.
You can choose and compare from a list of impressive balance transfer credit card offers in Australia.
Get one with 0% intro balance transfer up to 6 months or switch to a fixed rate for life balance transfer credit card.
Safe and secure online application with SSL encryption technology.
Get the balannce transfer credit card of your choice with low interest rate today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Be confident with your everyday credit card spend.
With the Aussie MasterCard® in your wallet you’ll enjoy the benefits of:
A low interest rate of 11.99% p.a.* on purchases
Up to 55 days interest free credit on purchases
0% p.a. interest rate on balance transfers for the first 6 months^. Limited offer
Credit limit up to $15,000
24 hour call centre assistance - at home and overseas
Shop safely Online with MasterCard SecureCode™
A competitive 15.99% p.a. on cash advances*
Get an online response in 60 seconds
And you don’t have to be an Aussie customer to apply
*Interest rates current at 12 March 2008 and subject to change. Terms and conditions available on application. Fees and charges apply. Approval subject to our normal lending criteria.
^ From date of card approval. Only valid for balance transfers from non-Aussie credit and store cards.
Balance transfer rate applies only to the balance transferred for six months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases on your card. Balances that remain unpaid at the end of this period will become subject to the standard variable rate applicable for purchases on your card. Interest accrues on balance transfers from the date the transfers are processed by us. Aussie Credit Cards are provided under agreement by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.
Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.
SAVE with a low balance transfer rate - 7.9% p.a.* for LIFE on balances you transfer† from non-Citibank credit cards, store cards and personal loans.
SAVE with a low ongoing rate - 14.99% p.a. on ANY purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more.
SAVE with none of the everyday transactional fees# - NO transaction, ATM/EFTPOS or cash advance fees# so even more money stays in your pocket.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
Convenient access with a Visa Debit Citicard - Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
Fly 365 days a year with the Card that breaks all the rules for flight rewards. Simply book your flight at least 30 days in advance to secure your seats.
Earn One Blue Sky point for every dollar spent, with no expiry of your points as long as your account remains current. Best of all, there is no limit to the amount of points you can earn.
Make the most of exclusive deals and discounts with American Express Selects™.
Get 50% OFF Blue Sky Flights until 2010 - book before January 2009
No annual Card fee. You can enjoy all the benefits of the Blue Sky Card - including its in-built rewards program - and pay $0 annual Card fee.
Use your points to travel 365 days a year with unlimited travel choices including flights, cruises, car rental and accommodation.
Complimentary domestic and international travel insurance for you and your family.
Travel Inconvenience Cover6 will cover you for flight delays, missed connections or delayed luggage.
Emergency Card replacement - our global network of offices means that we can usually get a replacement Card to you virtually anywhere in the world.
With our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges online.
Refund Protection means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase.
Purchase Protection gives you replacement or refund cover for products that have been stolen or damaged accidentally for up to 90 days after purchase.
Supplementary Cards at no additional cost.
A credit limit of up to $25,000.
No interest for up to 55 days on purchases.
Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy
If you're spending too much on credit card fees and interest, ReadyCredit is a great alternative. It's an unsecured line of credit you can use every day.
ReadyCredit allows you to:
SAVE with a low introductory rate - 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
SAVE with NO setup and ongoing transaction fees - Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
Choose how you use your credit - Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
Apply today and save - Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience
Enjoy a fresh rewards program that can make a valuable difference to your everyday.
Earn reward points everywhere you use your Everyday Money Credit Card Every 4 months, if you have enough points, you’ll receive an Everyday Money Shopping Card. Whether you want new clothes, cosmetics, electronics or a whole lot more, our rewards are designed with you in mind.
Packed with fresh features and real value!
Up to 3 reward points per dollar spent
0% p.a. until 1 February 2009 on all purchases
No annual fee in the 1st year
Up to 55 days interest free on purchases
5.99% p.a. for 6 months on balance transfers
Your choice of four fresh card colours
Free additional cardholder
Worldwide acceptance wherever you see the MasterCard logo
Perfect for everyday shopping and paying bills, ANZ First Visa gives you the freedom of a straightforward credit card with NO ANNUAL ACCOUNT FEE for the first 12 months.
$0 annual account fee for the first 12 months
Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
Up to 44 days interest free credit on purchases
Extended Warranty Insurance and 90-day Purchase Security Insurance
Design your card by simply loading your favourite image or choose from a library of images
Convenience of Visa acceptance at over 24 million locations worldwide
ANZ Falcon™ security with 24/7 monitoring of suspicious transactions
Access to exclusive offers through Visa Entertainment
60 second response - apply now and get a response in only 60 seconds. Once approved you will normally receive your card within 5 business days.
At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersŘ. With Citibank Clear Card, the choice has never been clearer.
12.49%p.a. ongoing for purchases*
0% for 6 months on Balance Transfers
Access your account anywhere, anytime via Internet and phone banking
Want to pay less interest? Then a Low Rate Credit Card could be right for you. With an ongoing low rate of just 13.24% p.a. for both purchases and 18.99% p.a. on cash advances you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively.
Low interest rate of just 13.24% p.a. on purchases and 19.99% p.a. on cash advances
$48 annual fee
Up to 55 days' interest free on all purchases
Even lower balance transfer rate of 5.99% p.a. for 5 months
Free additional card for a family member or friend
For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program - Membership Rewards Choices - the program awarded 5 stars by Cannex.
You can earn unlimited points and they never expire – so the sky’s the limit. That means you’re on your way to redeeming for the things you really want, like travel and accommodation, MP3 Players, tickets and so much more.
Balance transfer rate of 6.99% p.a. for the first 6 months (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases), subject to the American Express Interest Rate Policy
American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping.
If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
A Platinum Credit Card backed by a range of unique privileges. For those who value style with substance.
Automatic enrolment in the Membership Rewards Ascent program
Earn 1.5 Membership Rewards points for every dollar spent up to $100K (reverting to 1 point per dollar thereafter - reset annually) - and your points won’t expire.
1 point = 1 Qantas Frequent Flyer Point
Supplementary Cards at no additional cost
Interest rate of 19.99% p.a.
Platinum Priority Service 24/7
Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy
Enjoy exceptional Card benefits for an annual Card fee of $395 p.a.
Credit limit of up to $100,000
A free Qantas domestic Economy return flight to selected Australian Capital cities or a free night’s stay at a hotel every year
Purchase Protection and Refund Protection
Domestic and Overseas Travel Insurance
Exclusive VIP treament with Entertainment Advantage
Due to its impressive range of benefits and features, the American Express Platinum Credit Card was named fully featured credit card of the year at The Australian Financial Review Smart Investor Blue Ribbon Awards 2007.
Step up to the gold credit card that offers you more for an annual account fee of just $87?
ANZ Gold offers a host of benefits including:
More security features than you'll ever need for just $87 a year with up to 9 additional cardholders at no extra cost.
Transfer existing non-ANZ credit and store card balances to a new ANZ First card and you can enjoy a low 7.99%p.a.* balance transfer interest rate on those balances transferred for the first six months from the date your card is approved.
Comprehensive Overseas Travel and Medical Insurance including coverage for overseas medical expenses, cancellations and loss or damage of luggage
Up to 55 days interest free on purchases
Credit limits up to $25,000
Online Guarantee so you won't be liable for unauthorised or fraudulent Internet purchases
ANZ Car Rental Cover
Extended Warranty Insurance for up to 12 months, in addition to the Australian manufacturer's warranty*
90-day Purchase Security Insurance cover for loss, theft or accidental damage for most new personal items purchased*
ANZ Gold Liberty - International round-the-clock service, including emergency legal and medical referral.
Commission free travellers' cheques from any ANZ branch in Australia
No ANZ overseas cash withdrawal fees
ANZ Falcon™ – 24/7 credit card protection
90-day Purchase Security
You don’t even have to be an ANZ customer to apply.
Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer*
Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers*.
Premium lifestyle card with extensive benefits and rewards
2.9%p.a for 12 months on balance transfers*
Credit Limit of up to $35,000 giving you the purchasing power and flexibility you require
Free International Travel Insurance# - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Automatic FREE access to a superior Rewards Program+ - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner
Up to 55 days interest FREE on retail purchases
Fly any airline, anytime with Citibank Take Flight®
Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's fines restaurants, you'll find something to temp you.
Purchase Cover# - Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
FRAUD SHIELD® - Our fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards no other credit card can match.
Credit limit up to $100,000 - Citibank Platinum gives you a higer credit limit so you have the the purchasing power and flexibility you need
4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance.
24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week.
Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Personalised rewards program - With Citibank Platinum you’ll never be limited by a rewards catalogue.
For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program - Membership Rewards Choices - the program awarded 5 stars by Cannex.
You can earn unlimited points and they never expire – so the sky’s the limit. That means you’re on your way to redeeming for the things you really want, like travel and accommodation, MP3 Players, tickets and so much more.
Balance transfer rate of 6.99% p.a. for the first 6 months (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases), subject to the American Express Interest Rate Policy
American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping.
If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
Influence. Status. Privilege. Nothing impresses quite like Platinum.
The American Express® Platinum MoneyBack Card opens a world of luxury and service.
And you'll earn 5% of your MoneyBack for the first 3 months (capped at $300 for the first $6,000 you spend). Then 1% with no limit to your MoneyBack.
It could add up to anything from a lava lamp to oysters at the Ritz. Whatever you want that day.
You’re covered
With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with Refund Protection,
Purchase Protection and our extensive On-Line Fraud Guarantee.
Supplementary Cards at no additional cost
Make the most of your Card
Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
Apply for a free supplementary Card it all counts to your MoneyBack.
The more you spend the more MoneyBack you get
The Platinum MoneyBack Credit Card has been designed to give you unlimited MoneyBack for all purchases made on your Card.
Exclusive deals and discounts with American Express Selects
An invigorating massage. A trip to lunch in a seaplane. Or maybe a balloon flight is more your thing. Make life more exciting with American Express Selects
Balance transfer rate of 6.99% p.a. for the first 6 months, subject to the American Express Interest Rate Policy
19.99% p.a. on purchases AND 20.74% on cash advances
Up to 55 days interest free
$24 annual fee
Balance transfer rate 5.99% p.a. for 5 months
Global access - over 24 million locations
Issued with chip for extra security
Online security guarantee
Free additional cardholder
With up to 55 days interest free on all purchases, the Low Fee card lets you shop now without paying extra in interest. Combine that with a low annual fee of just $24 and you'll really start saving.
Special offer for CBA customers - No Annual Fee if you spend $1000 or more per year.
Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
Online security guarantee
Additional cardholder for $15
Hit the shops, fill up the fridge, pay the bills - however you use your card, you'll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.
Free international travel insurance (up to 3 months)
Free transit accident insurance
Commission-free travellers cheques
Your Global Connection (premium integrated travel services)
World-wide access (over 24 million locations)
Shopping benefits:
Free Secure internet shopping (when shopping online – provided by MC and Visa)
Free Purchase security insurance (replaces most personal goods which are lost, damaged or stolen for up to 90 days from date of purchase)
Free Extended warranty insurance (extension on normal manufacturer’s warranty for up to 1 year on most goods purchased in Australia or overseas)
Online security guarantee
Gold opens a world of exclusive opportunities. Take advantage of exceptional Gold rewards every time you shop or pay a bill, and get a range of exceptional travel benefits as well.
Personal concierge service – just one phone call away
Issued with chip for extra security
Commonwealth Awards program + extra Platinum offers and bonus points
Additional cardholder for $15
Travel benefits:
Complimentary international travel insurance (up to 12 months)
Interstate flight inconvenience insurance
Transit accident insurance
Commission-free travellers cheques
Companion airfare deal
World-wide access (over 24 million locations)
Shopping benefits:
Secure internet shopping (when shopping online – provided by MC and Visa)
Free Purchase security insurance (replaces most personal goods which are lost, damaged or stolen for up to 90 days from date of purchase)
Free Extended warranty insurance (extension on normal manufacturer’s warranty for up to 1 year on most goods purchased in Australia or overseas)
Online security guarantee
Compliment your lifestyle with a wide selection of outstanding rewards, travel services and benefits available exclusively to Commonwealth Bank Platinum cardholders.
There's nothing more exciting than ticking something off your wish list. And with the Rewards Maximiser Gold Credit Card you can make it happen sooner. Enjoy premium benefits and privileges and get the rewards you want fast, with no limit on the number of Membership Rewards™ points you can earn.
Ongoing Card benefits:
Automatic enrolment in Membership Rewards™ Ascent
Every dollar spent = 1.5 Membership Rewards™ points = 1.5 airline rewards points(prior to 1 April 2009). That’s 50% more rewards points
5,000 bonus points on your first $500 spend
No points limit or expiry as long as your account remains current
Interest rate of 20.49% p.a.
Up to 55 Interest Free Days
Credit limit of up to $25,000 (subject to credit approval criteria)
Balance Transfer - A 6.99% p.a. for life of balance - subject to our Interest Rate Policy
Prepare your points for take-off with the Credit Card that offers the best of both worlds: a superior points earning rate and Premium rewards and privileges.
You’ll be rewarded with these great Card features:
Enjoy a special introductory offer of 5,000 points the first time you use your credit card, PLUS an extra 2,500 points when you spend on your Card in Australia on selected Qantas Services.
Earn 1.25 Qantas Frequent Flyer points for every dollar spent every day using your Credit Card
Earn 1 additional point for every dollar spent on your Card in Australia on selected Qantas services
No limit to the number of points you can earn
Automatic monthly transfer of your points to your Qantas Frequent Flyer account
2 Qantas Club Invitations every year when you spend on your Card in Australia on selected Qantas services
Travel Insurance within Australia or abroad when you pay for your travel with your Card
Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.