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No transaction fees, no cash advance fees and no ATM fees at over 2,900 ATMs throughout Australia.
Credit limits from $5,000 to $25,000
Only pay interest on what you spend.
Make purchases in-store with a Visa debit card, online or over the phone.
Apply for a chequebook with no cheque fees, because sometimes only a cheque will do
Monthly Direct Debit flexibility
No need to re-apply for credit
Simplify your finances and save with Citi Personal Credit.
Now there’s a simple way to manage your finances with Citi Personal Credit.
Combining credit, cash and cheque, it’s one account you can use for everything.
It's simple.
One account, one statement, one low annual fee†.
Plus a special introductory rate of 4.9% p.a. for the first six months could save you interest, after the six month introductory period your rate will revert to the cash advance rate*.
It's convenient.
Access funds whenever you need them, and pay off your balance as quickly or as slowly as you like.
It's flexible.
Whether you need cash for a Friday takeaway, credit to shop for groceries or a cheque to pay the kid’s school fees, Citi Personal Credit makes managing your finances simple.
It's a safety net.
You will enjoy the peace of mind that comes from easy access to your account.
Plus, you’ll only pay interest on what you spend.
So don’t wait - apply now and start managing your money the simple way.
Terms and Conditions, Fees and Charges apply and are available upon request.
Existing Citibank Ready Credit customers or anyone who has applied for a Citibank unsecured credit product in the last nine months are not eligible for this offer.
Allow up to 10 working days to process your application. To process your application, Citi will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.
† Low annual fee of $99 applies.
* 4.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the six-month introductory period the interest rate will revert to an interest rate of 15.59% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
ˆ The credit line of $5,000 to $25,000 is subject to Citibank’s credit criteria.
# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
The BP-Citibank MasterCard is the card that pay you back.
The money you save is simply credited to your account.
Save 5% off Petrol at BP
5% off Petrol and anything you buy at BP^
Save everywhere else
0.5% off all other purchases you buy anywhere else†
Save more
2.9%p.a. for 6 months on balances transferred*
Generous credit limit up to $25,000#
BP-Citibank MasterCard gives you a higher credit limit so that you have the purchasing power & financial flexibility you need
Access to Citibank World Privileges with up to 25% off shopping, dining and travel worldwide
Save up to $660~ a year
Get 5% on everything at BP which could save you up to $360 and 0.5% on all other purchases which could save you up to $300
Terms and conditions
Terms and conditions apply. Fees and charges apply. Subject to your acceptance you will be billed an annual account fee which is currently $79 for the Primary BP-Citibank MasterCard, and $30 for an Additional BP-Citibank MasterCard.
^ 5% cash back rebates with BP is limited per account to the first $600 you spend at participating outlets each Statement Period.
* The 2.9% p.a. interest rate applies only to balances transferred with this offer and applies for 6 months from account opening. Transferred balances will be repaid first. At the end of the balance transfer offer period any outstanding balance will revert to the standard BP-Citi MasterCard rate, currently 20.89% p.a., which is variable, subject to change and Citibank's credit criteria. Interest rate last updated 08/12/2010.
~ Savings are indicative and based on maximum yearly cash back rebate earned of 5% at BP of $360 and 0.5% on all other retail purchases and bill payments of $300. Savings do not take into consideration account fees and charges.
† All other Retail Purchases and bill payments (excluding purchases at any fuel outlet including BP) made using your Card will give you 0.5% cash back rebate on the first $5,000 spent on your Account during any monthly Statement Period from the date you are enrolled in the Rewards program. All cash back rebates will be automatically credited to your Account at the start of the next Statement Period.
The cash back rebate amount earned in your monthly Statement Period (Eg. Nov 15-Dec 14) will be reflected in a cash back summary on that month’s statement (Eg Dec statement). This cash back rebate will then be credited on the first day of the next Statement Period. (Eg. Dec 15). Accumulated benefits are forfeited if the account is suspended or closed.
# Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. Credit limit is up to $25,000 at point of initiation.
The Citi Gold Card is everything you need when you need it. Simply transfer the outstanding amount from your non-Citi credit and store cards, to your new Citi Gold Card, and enjoy a low 2.9% p.a. on balance transfers for 6 months. Offer available until 31st May 2011
The Citi Gold card is the smarter choice to help you save in interest without compromising your lifestyle.
Premium lifestyle card with extensive benefits and rewards
2.9%p.a for 6 months on balance transfers
Complimentary access to a superior Rewards Program
For every dollar you spend, you enjoy one reward point which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. Plus your reward points never expire while the card remains open.
Bonus Rewards Points
All your favourite rewards will be yours sooner when you spend at one of our Bonus Partners, as a Citi Gold cardholder you can earn 3 Bonus Points on top of the 1 Citi Rewards point you already receive - that's 4 points per dollar spent.
Complimentary International Travel Insurance
Automatically covers you and your family when you buy your travel tickets with your Citi Gold card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Special Offers and Privileges
When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
Purchase Cover
Use your Citi Gold card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
Up to 55 Days Interest-free on retail purchases
Optional Credit Card Insurance
With credit card repayment insurance, CreditShield® will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.
To be eligible you must earn a taxable income of $30,000 per year or more
Bring the world closer, sooner with the Emirates Citi Platinum Card. Enjoy free access to the Emirates Lounges in Australia and the Marhaba Lounge in Dubai, the convenience of Emirates' chauffeur-drive service when you travel to and from airports in Australia, generous Skywards Miles for every $1 spent and complimentary Travel Insurance.
Introducing the Emirates Citi Platinum Card
Limited offer for new applicants- Earn 3 Skywards Miles for every AU$1 spent up to 25,000 Miles1(then revert to the normal earn rate of 1.5 Miles for every $1 spent)
Skywards is the award-winning frequent-flyer program from Emirates. For new applicants, 3 Skywards Miles are earned for every $1 of purchases on the card up to to the value 25,000 Miles. These Miles are automatically transferred to Skywards
at the end of each statement cycle and credited into primary cardholder's Skywards account within 15 days. Once transferred, Skywards Miles can be used to redeem flights(domestic or international on Emirates or its partners),
hotel stays and for merchandise through emirateshigstreet.com
Complimentary lounge access in Australia and Dubai2
Each year as an Emirates Citi Platinum cardholder, you'll receive complimentary access to one of Emirates' world-class lounges in Australia for you and a guest. Simply book your Emirates flight on your Emirates Citi Platinum Card
and present your Emirates boarding pass and Emirates Citi Platinum Card to gain access. Whether you're travelling to or transiting through Dubai, Emirates Citi Platinum cardholders are invited to enjoy complimentary access to
the Marhaba Lounge. Simple present your credit card to gain access. This privilege is extended to secondary cardholders as well. Each cardholder can bring in two children under the age of 12. Additonal passes can be purchased at the door.
Complimentary Chauffeur-drive service to and from Australian airports3
While you're booking your flight, why not arrange for ariport trasnfer to and from your doorstep? Complimentary chauffeur-driven cars are available to all Emirates Citi Platinum cardholders whoo book a Business or First Class Emirates flight on
their Emirates Citi Platinum card.
For Economy Class passengers, the chauffeur-drive is offered once a year when travelling on a non Trans-Tasman Emirates flight purchased on your card. This is available to and from your chosen destination and the international airport from which
your Emirates flight departs in Australia. Each car can take up to four passengers travelling together.
2.9% p.a. for 6 months on the balance transfers4
Enjoy a special low interest rate on balance transfers. You could save hundredes of dollars in interest when you transfer balances from other non-Citibank credit or store cards and personal loans.
Ability to earn and redeem Skywards Miles on Virgin Blue flights5
Virgin Blue, flies domestically to multiple destinations in Australia.
Free international travel and purchase cover insurance6
Complimentary International Travel Insurance coverage is provided to Emirates Citi Platinum Cardholders and their family if they meet the elegibility criteria contained in the Insurance Terms & Conditions. Purchase Cover will cover the cost
for repair/replacement/rebuild/reinstatement of personal items that are lost, damaged or stolen up to 90 days after purchase with your Emirates Citi Platinum Card.
International award-winning airline that flies to over 100 destinations on six continents
As one of the world's largest international airlines, Emirates offers in-flight innovation and industry-leading service. In its short history, it has won more than 400 international awards for excellence. Its latest up-to-date fleet is
fitted with private suites in First Class, lie-flat seats in Business Class and ergonomic seats in Economy Class, with 1,000 channels of on-demand entertainment in all classes.
24/7 Personal Concierge around the world7
The Personal Concierge service will help you do anything, anywhere in the world, from finding the last Louis Vuitton bag to co-ordinating an extensive trip through Europe. This service is complimentary to use, 24 hours a day, 7 days a week.
Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards no other credit card can match.
Earn 60,000 bonus rewards points when you activate and first spend on your card which is equal to $350 in gift cards or 6 flights
A complimentary bottle of wine when you dine at participating restaurants with Citibank's dining program.
Earn four points per dollar at our Bonus Partners and one point per dollar spent on all other purchases.
Credit limit up to $100,000 - Citibank Platinum gives you a higer credit limit so you have the the purchasing power and flexibility you need
Enjoy a low introductory rate of 2.9% p.a. for 12 months on balances transferred, after the 12 month introductory period the rate will revert to the cash advance rate.
The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week.
Access to Citibank World Privileges with up to 25% off shopping, dining and travel worldwide.
Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Purchase protection with extended warranty and complimentary purchase cover.
Complimentary Personalised Rewards program with points that never expire and can be redeemed for anything from gift cards, new furniture for your home or travel through Take Flight your online travel agent.
24 hour online account management with Citibank Online and Citibank Mobile plus up to 55 days interest free on purchases
Introducing the card that's like no other,
Citi Select Credit Card. The first to launch on the Visa Signature program.
Select a higher level of rewards
With your Citi Select Credit Card you will earn two points per dollar spent, plus enjoy the benefit of unlimited points that never expire1.
Select your preferred travel partner
Use your points to travel on your own terms with access to an expanded range of travel reward, airline and hotel partners2 now available in the Citi Rewards program. Or if you prefer to have your points transferred automatically to your
Qantas Frequent Flyer account each month, enrol in Citi Qantas Rewards3. The choice is yours.
Select lounge access where ever you are
Priority Pass™ membership gives you and your guest access to over 600 airport VIP lounges worldwide, regardless of your choice of airline or class of ticket or membership in an airline lounge program4.
Select access to preferential rates
Receive a distinct financial advantage, enjoy preferential rates on Citibank home loans and term deposits, plus access to a Citigold Financial advisor5.
Select the best seats in the house
You'll have access to the finest luxury lifestyle experiences created and customised for Citi Select Cardholders through the Visa Signature Bespoke Event Program6.
Selection Criteria
- Earn a taxable income of $120,000 p.a. or more
- Are a permanent Australian Resident
- A good credit rating
- Over 18 years of age
- Annual Card Fee $700 p.a.
With CitiBusiness Gold Credit Card, receive a free Blackberry Curve 8520 when you spend $3,000 within the first 3 months9
Reward yourself for your hard work with 1.25 reward points for every $1 spent
Manage your cash flow and transfer your balances at a low 2.9% p.a. for 6 months3
Plus with CitiBusiness Gold Credit Card you also get:
Personalised Rewards Program plus earn 1.25 points per $1 spent1
Limited only by your imagination. Redeem your points for your business or reward yourself.
Complimentary Business Concierge
The convenience of our complimentary business concierge to provide you with information and assistance from anywhere in the world, 24 hours a day, 7 days a week.
Complimentary International Travel Insurance4
Automatically covers you and your family when you buy your travel tickets with your CitiBusiness Gold card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Special Offers and Privileges5
When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world
Up to $60,000 credit limit subject to credit criteria6
Your CitiBusiness Gold card gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
Receive 2.9% p.a. for 6 months on balances transferred3
Enjoy a low introductory rate of 2.9% p.a. for 6 months on balances transferred, after the 6 month introductory period the rate will revert to the cash advance rate.
Up to 55 Days Interest-free on retail purchases7
Enjoy up to 55 days interest-free on retail purchases
Optional Credit Card Insurance8
With credit card repayment insurance, CreditShield® will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.
To be eligible you must earn a taxable income of $30,000 per year or more.
Offer available until 31st May 2011
BT Rate
Intro Period BT Rate
Annual Fee
2.9%
6 months
$149
Offer Ended
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