Compare and apply online for High Interest Savings Accounts and Term Deposits Australia.
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Help yourself to a high interest Savings Account
Reach your savings goal sooner. Get motivated to save and earn an incredible rate for every month you don't make a withdrawal.
With an interest rate this high, saving for your dreams has never been easier.
The online savings account offers you a competitive interest rate and fee-free banking options to help you reach your savings goal sooner.
Safe and secure online application with SSL encryption technology.
Get the high interest savings account of your choice for a better returns on your money today!
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The online bank account with no monthly account keeping fees that makes banking easy. Manage your account online or on your mobile and say goodbye to ATM fees! You can access your cash from any ATM in Australia for free when you withdraw $200 and enjoy low international ATM fees when you travel. Plus forget lining up at a bank branch, you can contact ING DIRECT anywhere, anytime via the 24/7 Australian call centre. Apply online today!
Steal back your dreams from the major bank
Open a RaboDirect High Interest Savings account and get a whopping 6.01% p.a.* 4 month special variable rate on balances up to $200k for new customers
As well as your money working harder, there are lots of other benefits to being a RaboDirect customer.
Special rate comprises 0.61% above our standard variable rate, currently 5.4% p.a.
Applicable to balances up to $200,000
Balances between $200,000 to $1 million receive a special rate of 5.61%
Interest calculated daily, paid monthly
Absolutely no fees, no minimum balance
No need to switch banks for your everyday banking
Access to your savings 24 hours a day, 7 days a week
Bonus rate not available to the proportion of your balance over $1 million
Available to DIY Super
Different rates apply to business accounts
At RaboDirect your deposits are guaranteed by our ultimate parent Rabobank
All your deposits are guaranteed by our ultimate parent Rabobank. An institution larger than any other Australian Bank –including Commonwealth Bank, Westpac and National Australia Bank.
What’s more Rabobank, has been ranked among the top 10 safest banks in the world for more than 10 years.
And unlike other banks, Rabobank has been a co-operative for more than 110 years, so our vested interest is with our customers and not with shareholders.
*Information and rates correct as at 25/1/12. Rate shown is subject to change and comprises a 0.61%p.a. fixed margin above our standard variable rate on balances up to $200,000, currently 5.4%p.a. Available to new customers for 4 months from account opening, then reverting to the standard variable rate. Different rates apply to business accounts.
Welcome to our high interest online savings account that gets you saving faster.
Features at a glance:
A market leading variable introductory rate of 5.85% p.a.* for the first 4 months on accounts with balances of up to $250,000(changing to $150,000 on 5/1/2012)
Competitive variable ongoing rate of 4.65% p.a.
Absolutely no fees whatsoever
Added security with the Government Guarantee through our alliance with Citibank#
* The variable 5.85% p.a. introductory rate is available for 4 months from date of account opening to new customers with balances of $250,000 (changing to $150,000 on 5/1/2012) and under only. For balances over $250,000 ($150,000 from 5/1/2012) the variable introductory rate is 4.85% p.a. on the entire account balance during the introductory period. If your balance is less than or equal to $250,000 ($150,000 from 5/1/2012) but increases beyond $250,000 ($150,000 from 5/1/2012) during the introductory
period your variable introductory rate will be 4.85% p.a. on the entire account balance for the remaining introductory period that the balance remains above $250,000 ($150,000 from 5/1/2012). At the end of the 4 month introductory offer period for all new customers the rate will revert to the variable ongoing rate, currently 4.65% p.a. Rates are effective from 13/12/11 and are subject to change at any time.
# Total balances of $1 million or less will automatically access (fee free) the Australian Government Guarantee under the Financial Claims Scheme until 1 Feb 2012. As Citibank issues the Virgin Saver and is the registered ADI under the Financial Claims Scheme, the sum of all balances held in Virgin Saver and any other Citibank accounts will be covered by the Australian Government Guarantee up to a maximum of $1 million per person. From 1 Feb 2012 the Financial Claims Scheme threshold will reduce to $250,000.
Earn a variable rate of 6.01%p.a. with 0.60%p.a. of Savings Bonus
MoneyMagazines Best Online Savings Account 2010. Backed by NAB and government guaranteed. Open an account online now and earn a great interest rate of 6.01%p.a. Plus with USaver you'll get:
A genuine high interest savings account - calculated daily, paid monthly
No fees
No minimum investment amount and there’s no impact on your rate if you withdraw your funds, so you’re free to manage your money however you like
Helpful savings tools like Savings Buckets, Automatic Savings Plan and Goal Tracker
An Automatic Savings Plan option that makes regular contributions from another Australian bank account. Set up a monthly Automatic Savings Plan for $200 (or more) and receive a Savings Bonus of 0.60%p.a. for balances up to $200,000
Easy online account management - transer funds out anytime
Your choice of alerts sent to you via email, SMS or secure mail
Opening a USaver account online is easy. It only takes a few minutes and there’s no paperwork required.
Bulk up your bank account with $10 monthly credits#
With no monthly account fees, unlimited transactions at over 2,900 ATMs without charge and a VISA Debit Card, you are free to get on with the every day.
Account Features
Open a new HSBC Day to Day Account and get $10 a month up to a total of $100#, for each month you make deposits of at least $2,000, like your salary.
$0 monthly account keeping fee
Unlimited transactions^ at over 2,900 HSBC, Westpac, St.George, Bank of Melbourne and BankSA ATMs at no charge.
HSBC Visa Debit Card for secure access to your money
Access anywhere and at anytime online and through Phone Banking
Easy to link online to a high-interest Serious Saver Account for your savings.
# To be eligible for the $10 offer you must meet the minimum deposit criteria by the last business day of the calendar month. Your $10 will be credited to the account within the first 5 business days of the subsequent month. Payments will cease when a total of $100 has been credited to the account or when the account has been open for 12 months, whichever occurs first. Terms conditions fees and charges apply. The $10 offer will only be paid on one account per customer. Offer valid as at 23/01/2012 and subject to change.
^ Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone banking. ATM Operator Fees may apply to transactions at other ATM networks.
Give your money that extra kick with Citibank Online Saver
A great introductory rate of 5.80% p.a.1 for the first 6 months from your account opening on balances less than $500,000. At the end of 6 months you’ll receive our standard variable interest rate, currently 4.75% p.a.1
No account fees2
No minimum balance
No minimum opening or ongoing balance requirements
Unlimited free deposits
Unlimited free withdrawals to your Nominated Linked account
No fixed terms or hidden catches
Access your money 24 hours a day, 7 days a week through phone and internet banking
Balances of up to $250,000 held with Citibank will be covered by the Financial Claims Scheme3
You'll earn a high variable interest that is calculated daily and paid monthly
It's easy to save by simply transferring money into the account from any other existing account held with an Australian bank
Quick and simple online application process
Manage your account online including checking your balance, transferring funds, changing your address and much more
1. The variable introductory rate, currently 5.80% p.a. on balances between $0 to $499,999.99 is offered for 6 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. 4.75%p.a. applies to the full balance whenever your balance is $500,000 or more (balance tier effective 8 February 2012). At the end of the 6 month offer period you will automatically receive the standard variable rate, currently 4.75% p.a. Rates are effective 9 December 2011 and are subject to change at any time.
2. While no account fees are payable on your Citibank Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.
3. Total balances held by a depositor with Citibank, up to an amount of AUD$250,000, automatically access the Financial Claims Scheme. For more information go to www.apra.gov.au or call 1300 55 88 49.
Citibank Plus is an everyday account designed with your lifestyle in mind.
Instantly transfer your money fee-free to participating Citibank accounts in more than 25 countries through Citibank Global Transfers.
Benefits
Unlimited free transactions.
No monthly fee.
No minimum deposit.
Free and instantaneous worldwide transfers to more than 25 countries through Citibank Global Transfers.
Access Citibank Global Transfers through your Citibank Plus Account via online or mobile banking.
No ATM fees at Citibank, Westpac, BankSA, St. George and Bank of Melbourne branded ATMs around Australia.
Access to more than 2,900 ATM's across Australia and 20,000 across the globe.
The security of Visa Debit for online, domestic and international purchases.
Cheque book access.
Access to your account anytime, anywhere through online, phone or mobile banking.
Link your Citibank Plus account to up to three Citibank Plus Linked Savings Accounts.
Access your money anytime, anywhere through Visa Debit.
Open a Citibank Plus Account and get a great everyday account with the convenience of a Citibank Visa Debit Card at no extra charge.
UBank Term Deposits help you make the most of your money easily. UBank Term Deposits offer highly competitive rates with no fees and the choice of a range of terms including 1, 3, 6, 9 or 12 months. Your rate is locked in for the term of your investment so you’ll know how much interest you’ll receive – avoiding the ups and downs of the markets.
The best part is, applying online is easy and it only takes a few minutes with no paperwork. Plus, if you roll over 100% of your initial investment at the end of your term, UBank will reward you with a 0.10%p.a. Loyalty Bonus above the current rate.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.