Apply now and get 2.9% p.a. for 9 months on Balance Transfers*
Transfer your balances from other credit cards to your IMB MasterCard with Card Services Rewards and save with a special low interest rate of 2.9% p.a. for 9 months on balance transfers.
Earn 1 Reward Point for every $1 spent on your card†
Giving you more points every time you spend on your card, and with no points expiry, you have all the time you need to make your choice.
Superior Rewards Program at no additional cost†
Redeem reward points for shopping vouchers, merchandise, hotel stays, petrol vouchers and much more.
Generous Credit Limits^
Up to $25,000 on the Gold MasterCard.
Low Annual Fee
A low annual fee of just $99 for the IMB Gold MasterCard with Card Services Rewards, with up to 4 additional cards.
Complimentary International Travel Insurance on Gold#
For you and your family when you buy overseas travel on your IMB Gold MasterCard with Card Services Rewards.
Complimentary Purchase Cover#
Complimentary insurance on any new items that are lost, stolen or damaged within three months of purchase using your IMB MasterCard with Cards Services Rewards.
Terms and Conditions
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
* The promotional annual percentage rate of 2.9% p.a. applies only to balances transferred with this offer for a period of 9 months. Balance transfers cannot be used to pay off any other product
with this Building Society. Balance transfers are repaid before purchases and cash advances (subject to any special promotion). At the end of the balance transfer offer period your interest rate
will revert to the Cash Advance Gold card interest rate currently 19.99% p.a. The Gold Card current standard variable rate is 19.24% p.a. on retail purchases. Interest rates are variable subject
to change and Card Services Credit Criteria. Interest rates last updated 01/06/2010. The prevailing applicable interest rate will apply upon the expiry of the promotional period. Offer is not
available to existing MasterCard cardholders of this Building Society or holders of Credit Cards issued by Citigroup. Card Services may check employment details/income with your employer or
accountant named on your application. Upon approval of your Credit Card we will notify you of how to meet the identification procedure as required by law.
^ Actual credit limit will be assigned based on Card Services credit criteria.
† All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers.
# International Travel Insurance and Purchase Cover are underwritten by Zurich Australian Insurance (ABN 13 000 296 640 AFSL No. 232507) and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.
Gold MasterCard with Card Services Rewards available online, Gold MasterCard with Card Services Qantas Rewards can be requested on card activation or after approval of new card by contacting Card Services on 1300 135 538.
The IMB Gold Rewards MasterCard, issued by IMB Banking & Financial Services Australia and managed by Card Services(a division of Citigroup) is for Australians with good credit who want to enjoy the benefits of a rewards credit card.
This card comes with a maximum $25,000 credit limit and annual fee of $99. Cardholders can request up to 4 free additional cards. There is a low introductory rate of 2.9% p.a. for 9 months on balance transfers.
The interest rate on purchases is average for a rewards card, with up to 55 days interest free period. Cardholders can earn 1 Reward point for every dollar spent under the Card Services Rewards program, which can be
redeemed for shopping vouchers, merchandise, hotel stays, petrol vouchers cruises and much more. Aside that, cardholders can enjoy free purchase cover and international travel insurance with the card. You also have the
alternative to go for the Card Services Qantas Rewards instead with a higher annual fee of $118, plus a $30 annual fee for additional cardholders may apply. To join the Card Services Qantas Rewards, you must be a member of the Qantas Frequent Flyer program and points will
automatically be transferred to your Qantas Frequent Flyer account on a monthly basis. The redemption rate is one Reward point for one Qantas Frequent Flyer point. Applicant must have a minimum annual income of $35,000
with good rating. This card is right for poeple who want to enjoy the rewards on their card purchases. Since it is common for a reward card to have a high interest rate, those who pay their card balances in full will
be able to get the most out of it. If you intent to carry balances on your card, a low interest rate credit card
could be a better choice for you with savings on finance charges.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.