Apply online for Low Interest Credit Cards in Australia
"It just takes a minute to complete and submit your Low Interest Rate credit card Australia application."
Most popular choice in Australia
A low interest rate credit card is the preference of credit card holders in Australia.
Since credit card issuers and banks are always competing for your business, this is your best chance to compare and choose an ideal one for your current and future needs. You can go for low ongoing rate on purchases or cash advances or even both.
With such impressive rates, it'll not be a surprise if you can save hundreds on card interest charges, even though an annual fee attached to the card.
Safe and secure online application with SSL encryption technology.
Get the low apr credit card your choice(mastercard, visa or american express) and save hundreds on interest charges today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
12.49%p.a. ongoing for purchases*
0% for 6 months on Balance Transfers
Access your account anywhere, anytime via Internet and phone banking
Want to pay less interest? Then a Low Rate Credit Card could be right for you. With an ongoing low rate of just 13.24% p.a. for both purchases and 18.99% p.a. on cash advances you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively.
Low interest rate of just 13.24% p.a. on purchases and 19.99% p.a. on cash advances
$48 annual fee
Up to 55 days' interest free on all purchases
Even lower balance transfer rate of 5.99% p.a. for 5 months
Free additional card for a family member or friend
Be confident with your everyday credit card spend.
With the Aussie MasterCard® in your wallet you’ll enjoy the benefits of:
A low interest rate of 11.99% p.a.* on purchases
Up to 55 days interest free credit on purchases
0% p.a. interest rate on balance transfers for the first 6 months^. Limited offer
Credit limit up to $15,000
24 hour call centre assistance - at home and overseas
Shop safely Online with MasterCard SecureCode™
A competitive 15.99% p.a. on cash advances*
Get an online response in 60 seconds
And you don’t have to be an Aussie customer to apply
*Interest rates current at 12 March 2008 and subject to change. Terms and conditions available on application. Fees and charges apply. Approval subject to our normal lending criteria.
^ From date of card approval. Only valid for balance transfers from non-Aussie credit and store cards.
Balance transfer rate applies only to the balance transferred for six months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases on your card. Balances that remain unpaid at the end of this period will become subject to the standard variable rate applicable for purchases on your card. Interest accrues on balance transfers from the date the transfers are processed by us. Aussie Credit Cards are provided under agreement by Australia and New Zealand Banking Group Limited ABN 11 005 357 522.
If you're spending too much on credit card fees and interest, ReadyCredit is a great alternative. It's an unsecured line of credit you can use every day.
ReadyCredit allows you to:
SAVE with a low introductory rate - 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
SAVE with NO setup and ongoing transaction fees - Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
Choose how you use your credit - Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
Apply today and save - Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience
Whatever you’re planning, you know it doesn’t happen overnight. It takes time. But that doesn’t mean a personal loan has to. Apply for a Citibank Personal Loan and get a response in 1 minute.
EASY to apply with a response in 1 minute - Apply online and you won’t need to wait days for an answer, fill out loads of forms or even have to visit a branch.
SAVE with low rates from 13.24% p.a.* (comp. rate 13.65% p.a.ø) - Our rates are amongst the most competitive in the market. You'll also avoid future interest rate rises because your rate is fixed for the life of your loan.
SAVE even more with 0.50% p.a. off your rate with Loanguard - Take out Loanguard payment protection insurance and we'll discount your interest rate.
FREEDOM to re-draw on your loan - A redraw facility ‡ allows you to access repayments you've made any time, for any purpose
APPLY TODAY and you could have your money within 48 hours - Your loan will be paid directly into your nominated account within 48 hours of being approved, whoever you bank with.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.