Apply online for Low Interest Credit Cards in Australia
"It just takes a minute to complete and submit your Low Interest Rate credit card Australia application."
Most popular choice in Australia
A low interest rate credit card is the preference of credit card holders in Australia.
Since credit card issuers and banks are always competing for your business, this is your best chance to compare and choose an ideal one for your current and future needs. You can go for low ongoing rate on purchases or cash advances or even both.
With such impressive rates, it'll not be a surprise if you can save hundreds on card interest charges, even though an annual fee attached to the card.
Safe and secure online application with SSL encryption technology.
Get the low apr credit card your choice(mastercard, visa or american express) and save hundreds on interest charges today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
With Aussie's low 2.99% p.a. on balance transfers for the first 12 months1, you can fight back. Get a no nonsense credit card with the low rate Aussie MasterCard®.
Just 2.99% p.a. on balance transfers for the 1st 12 months1.
And only 9.99%p.a. on purchases for the 1st 12 months2
Reverts to a low ongoing rate, currently 13.29% p.a. on purchases3
Up to 55 days interest free credit on purchases4
Low annual account fee of $49
24/7 online account access or over the phone
Fraud protection – and the confidence of knowing we’ll call you if we spot any suspicious use of your card
A 60-second response to your application
Shop safely online at participating merchants with MasterCard Securecode™
And you don’t have to be an Aussie customer to apply
Offers only available for new Aussie MasterCard applications submitted before 31 January 2012.
Terms and conditions available on application. Fees and charges apply. Approval subject to our normal lending criteria.
1) From date of card approval. Only valid for balance transfers from non-Aussie credit and store cards. Balance transfer rate applies only to balances transferred for twelve months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases on your card. Interest accrues on balance transfers from the date the transfer is processed by us. Terms and conditions apply to balance transfers (please call 13 13 77 for a copy).
2) From date of card approval. Promotional rate reverts to the standard variable interest rate applicable to purchases on your card twelve months after date of card approval and any balances that remain unpaid at the end of this period become subject to the standard variable interest rate applicable to purchases. Excludes cash equivalent transactions. Terms and conditions apply to balance transfers (please call 13 13 77 for a copy).
3) The standard variable interest rate for purchases is 13.29 % p.a. and 19.99 % p.a. on cash advances. Interest rates current at 22 June 2011 and subject to change.
4) Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the Aussie MasterCard Conditions of Use.
An easy way to help you get your credit card under control
Take control of your finances by paying a low interest rate on your everyday credit card purchases.
Key Features:
0% p.a. on purchases and balances transferred for the first 3 months
Low interest rate of 13.24% p.a. on purchases
Up to 3 additional cards at no extra cost
Up to 55 days interest free credit on purchases
Online Shopping guarantee
MasterCard applause™ - be entertained with exclusive tickets to theatre, dance, musicals and sporting events
MasterCard Travel Exclusives - special offers and great deals, simply for being a MasterCard cardholder
ANZ Falcon™ – provides advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases online, overseas or over the phone
‘Apply Now’ for ANZ Low Rate MasterCard and receive a response in 60 seconds. You don’t need to be an ANZ customer to apply for an ANZ Low Rate MasterCard. Terms & conditions available on application. Fees & charges apply.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.