Imagine a loan that lets you renovate, take holidays, pay for school fees, and best of all - dip back into the money you’ve repaid any time.
A St.George Get Set Loan means you can enjoy easy access to a pool of reusable money for whatever you like, whenever you like.
Here's why...
Reusable and convenient credit facility with flexible repayments
Apply for a credit limit from $5,000 to $50,000
Variable interest rate.
Interest is payable only on your outstanding balance
A low $150 establishment fee and $9 monthly fee*
A flexible loan to suit your lifestyle
Access your funds via ATM, EFTPOS or any St.George branch.
With the optional Visa Debit card, you can make purchases over the phone or on the internet
Cheque books are also available
Option to protect your loan with our loan protection insurance^
Disclaimer
* Other fees and charges are payable.
^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance. All applications for credit are subject to St.George Bank’s prevailing
credit criteria Fees & charges apply. Terms & conditions apply, full details of which are
available on request. View St.George Get Set Loans Terms and Conditions.
Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.
SAVE with a low balance transfer rate - 7.9% p.a.* for LIFE on balances you transfer† from non-Citibank credit cards, store cards and personal loans.
SAVE with a low ongoing rate - 14.99% p.a. on ANY purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more.
SAVE with none of the everyday transactional fees# - NO transaction, ATM/EFTPOS or cash advance fees# so even more money stays in your pocket.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
Convenient access with a Visa Debit Citicard - Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
Whether it's a holiday, home renovations or to consolidate existing debt, St.George can offer a flexible, Unsecured Personal Loan that's right for you.
Let's get you started
Choose from competitive fixed or variable interest rates
Borrow from $3,000 to $40,000
A low $150 establishment fee and $9 monthly fee*
A flexible loan to suit your lifestyle
Repayment terms from 1 to 7 years available#
Choose to repay the loan weekly, fortnightly, or monthly
Redraw facility available on variable interest rate personal loans**
Track and manage your loan repayments by using St.George Internet Banking
Option to protect your loan with our loan protection insurance^
Disclaimer
* Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance.
All applications for credit are subject to St.George Bank’s prevailing credit criteria
Fees & charges apply. Terms & conditions apply, full details of which are available on
request. View St.George Personal Loan Terms and Conditions.
If you're spending too much on credit card fees and interest, ReadyCredit is a great alternative. It's an unsecured line of credit you can use every day.
ReadyCredit allows you to:
SAVE with a low introductory rate - 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
SAVE with NO setup and ongoing transaction fees - Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
Have the freedom to buy what you want - With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
Choose how you use your credit - Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
Apply today and save - Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience
Short on cash and need it quickly? St.George can help you be prepared for any unexpected expenses with a Personal Overdraft.
What's a St.George Personal Overdraft?
Variable interest rate
An unsecured overdraft credit limit linked to your St.George transaction account#
Apply for overdraft limits from $500 up to $20,000.
No establishment fee and a low $10 monthly fee*
A flexible loan to suit your lifestyle
Ongoing source of funds.
Flexible access to your money – via any St.George branch as well as Internet and Phone Banking.
Disclaimer
# Only applies to St.George Complete Freedom, Express Freedom or Simply Freedom transaction accounts.
* Other fees and charges are payable. All applications for credit are subject to
St.George Bank’s prevailing credit criteria Fees & charges apply. Terms & conditions
apply, full details of which are available on request. View St.George Unsecured
Personal Overdraft Terms and Conditions.
An ANZ Personal Loan is a fast, convenient way to get the things you want or to pay for the things you need. With easy, flexible repayments and competitive interest rate you can use an ANZ Personal Loan for almost anything including a car!!
Choose from a fixed or variable rate loan. An ANZ Fixed Rate Personal Loan offers you the certainty of knowing what your repayments are for the fixed period, and safeguards you against increasing interest rates. With an ANZ Variable Rate Personal loan, you have the flexibility of making additional payments or you can pay off your loan early at no extra cost.
Special Offer:
For a limited time, you can save 50% off the Loan Approval Fee when you apply for an ANZ Personal Loan.
Applying for an easy, fast loan has never been simpler!
Decide whether you need a payday loan or a fast personal loan, push the button and answer some simple questions.
With loans approved within one business day, we wont keep you waiting.
We know that time is money which is why we promise fast approval. Dont waste time apply for a fast loan today and tomorrow youll be smiling.
Applying for a Loan Online
Each loan application is evaluated on its own merit; however there is certain criteria that has been set and loan applications not meeting this criteria will not proceed.
Must be working on a permanent or permanent part time bases
We do not lend to self employed or casuals
Must have been employed for at least 2 months
Must be earning a minimum $1200.00 per month from employment
Yes we do lend to pensioners earning more than $1200.00 per month
Maximum lent to Pensioners is $500.00
Must have pay directly deposited into your account
Due to State regulations , we are not permitted to lend to people in Western Australia
We will undertake employment and Credit reference checks.
Need Cash Fast?
Get $100 to $600 in your hand in 60 minutes
Why wait? It's all done online 24 hours a day, wherever you are in Australia.
Collect your cash advance in 60 minutes and pay later at a fixed, low rate. It's easy!
Instant Cash Advances - All the Relief...Without the Paperwork
Ever run a little short of cash before your next payday?
It happens to most of us at some stage. A night out with friends, registering your car, or maybe just paying a couple of bills? Nothing a little bit of quick cash won't fix.
However, it can be frustrating if the cash is days away and you need it earlier... whatever the reason.
It's even harder if you've had a minor, bad credit mishap, are too busy to get away from work or don't want to commit to paying off a large, long term loan or credit card.
With a payday loan from Cash Doctors, you’ll have it sorted in no time at all.
Cash Doctors cash loans have helped thousands of Australians in your situation with a fast, convenient and secure alternative. Quick turnaround times mean that you can be paid your online cash in as little as 20 minutes.
Payday cash advances are the new fast online cash alternative that's taking Australia by storm. The best part is, after your first Cash Doctors cash advance you’ll have access to instant cash loans anytime, any day, anywhere.
We’ve got quick cash loans for you, right when you need it, so get on board and apply for your cash advance today.
Get Up To $1000 Fast Cash - Apply Online for a Payday Advance Today!
When you need fast cash, turn to PaydayMate. You can have a payday loan of up to $1000 in your account just by simply completing the online application.
Applying for our payday loan/cash advance is easy. Just complete our short one-step signup, and the applicant will receive notice of whether they are pre-approved in seconds!
Applicants can use their cash for anything you choose! Rent, mortgage, car payment, unexpected expenses, shopping, holidays, emergency cash - it's their cash to use as you wish.
Planning to buy, upgrade or refinance your car? St.George can help you reach your goals sooner with a low interest Secured Personal Loan.
Secured Personal Loan Features:
Let’s get you started:
One of the market leading rates from a low 10.99%p.a. fixed (comparison rate from 13.85%*p.a.)
Your vehicle is used as security to help keep rates low~
Choose from fixed or variable interest rate
Borrow from $3,000 to as much as $80,000
$195 establishment fee and a low $7 monthly fee^
A flexible loan to suit your lifestyle:
Repayment terms from 1 to 7 years available#
Choose to repay the loan weekly, fortnightly, or monthly
Redraw facility available on variable interest rate personal loans**
Track and manage your loan repayments by using St.George Internet Banking
Option to protect your loan with loan protection insurance^^
Disclaimer
* Rates subject to change without notice. The comparison rate above is calculated
based on a loan amount of $10,000 (secured) and a loan term of 3 years. A
comparison rate schedule of our Personal Loans is available from any St.George
branch. WARNING: This comparison rate is true only for the examples given and may
not include all fees and charges. Different terms, fees or other loan amounts might
result in a different comparison rate.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry.
^ Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
^^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance.
All applications for credit are subject to St.George Bank’s prevailing credit criteria
Fees & charges apply. Terms & conditions apply, full details of which are available on
request. View St.George Personal Loan Terms and Conditions
Whether you’re buying a new or used car, getting your finance sorted with Aussie before you go car hunting makes good sense.
This way, you know exactly how much you can afford to spend – and can concentrate on finding the right car at the right price.
Our great rates are from only 10.74% p.a. (Comparison rate 11.43% p.a.)
Fixed monthly repayments make it easier to stick to a budget
The application is easy and approval takes as little as 24 hours
Receive a FREE First Home Buyer Guide! When you meet with a RAMS Home Loan Specialist
We're here to help you find your way through the maze of information that's out there!
Written by industry experts, this 96 pages book takes you through the essential steps to home ownership. Everything from helping you decide when to make an offer, to make an offer, to making sure you get the right loan.
It really is the ultimate guide and it's FREE, only from RAMS Home Loans. Meet with one of our Home Loan Specialist and you'll get a free copy of "Making the Move", First Home Buyer Guide.
There are several ways RAMS can help you to buy your first home faster and easier!
Find the right home loan with Aussie. They’ll compare hundreds of loans from the banks, other lenders and Aussie to find the ones that best meet your needs. Best of all, you’ll pay no extra for the service. At Aussie, they’ll save you.
The wrong home loan could cost you a fortune – so it’s crucial to find the one that’s right for you. With hundreds of loans from the banks, other lenders as well as their own loans, Aussie has already done the running around for you.
Their Advisers are home loan experts. They’ll match your needs to the loans on the Aussie panel that are right for your situation using their specialist Mortgage Explorer™ software. Best of all, you’ll pay no extra for the service – and it could save you thousands. At Aussie, they’ll save you.
The Great Australian dream – to buy and own one’s own home – has always been the ambition of the majority of Australians. Indeed, buying a house remains the biggest single purchase made by most Australians.
Following the deregulation of Australia’s finance industry in the 1980s, mortgage specialists like RAMS Home Loans excelled in the market, due not only to their extensive and innovative product offering
and the flexible options they provided their customers, but also for the fact that they offered Australians achievable ways in which to make their dream of owning a home a reality.
Lower Standard Variable Rate than the Major Banks RAMS can, so you can
How can we help you?
First Home?
RAMS can give you a fixed rate for peace of mind and still let you have the flexibility to make some extra-repayments.
Better Loan?
Do you realise that the difference between paying a standard variable rate and a low ongoing rate such as RAMS Basic Home Loan could be thousands of dollars on an average home loan?
Investment Loan?
RAMS can give you an easier start for your first investment property with up to 10 years interest only options.
Wizard AU
Wizard Home Loans is Australia’s leading non-bank lender with around 250 branches across Australia and New Zealand. Wizard is predominantly a residential mortgage lender with an award-winning range of competitive financial products, including car and personal finance products.
Wizard products are sold exclusively through Wizard branches. In October 2004 Wizard became part of GE Money, the consumer finance arm of General Electric. This financial strength combined with our entrepreneurial branch owners, delivers the best of both big and small business:
an increasingly innovative and sophisticated product range, supported by responsive and committed customer service that only small business can provide.
Wizard Home Loan
Whether you are looking to purchase your first home, refinance an existing loan, invest in property or finance renovations, Wizard can help you find the most suitable loan for your needs.
Wizard Car Loan
Looking to buy a car? Wizard can put you in touch with financing whether you are purchasing from a motor dealer, auction house or private sale.
Wizard Personal Loan
A Wizard personal loan is a quick and easy way to obtain finance. Whether you're in the market for a well-earned break, or you're just looking for a hand to help tie up those loose ends, Wizard would like to help.
Loan.com.au
At loan.com.au we can put you in touch with lending managers who can access 25 different lenders with over 400 products, giving you easy access to the right loan. The lending managers loan more than $80 million each month throughout Australia, and are dedicated to providing prompt responses and excellent customer service.
Home Loans
Whether you are looking to purchase your first home, refinance an existing loan, invest in property or finance renovations, loan.com.au can help you find the most suitable home loan for your needs.
Business Loans
Whatever your business finance needs, loan.com.au can put you in touch with lending experts who can find real value solutions for small businesses and companies.
Car Loans
If you’re in the market to buy a new car or upgrade your existing one, our lenders can help you finance your purchase with a car loan. The minimum amount you can borrow for a car loan is $10,000 and this must be for cars under 10 years old. Note: standard lending criteria apply.
Personal Loans
A personal loan from one of our lenders is a quick and easy way to obtain finance. Whether you're in the market for a well-earned holiday, to update your bathroom or consolidate existing debts into one easy repayment, loan.com.au can help you find the finance.
The minimum amount you can borrow with a personal loan is $7,000. If you are looking for an amount less than this, you might like to consider a low rate credit card from Wizard Home Loans. Note: standard lending criteria apply.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.