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Apply online for a St George Credit Card

"It just takes a minute to complete and submit
your St George Bank Credit Card application"

A range of great value credit cards.
Looking for a credit card that suits your needs and lifestyle?
St.George offers a great range of everyday credit cards as well as premium credit cards. All their cards offer low interest rates on purchases, low or no annual fee, 55 interest free days on purchases, and lots more. And no matter which St.George credit card you choose, you can enjoy instant discounts and benefits.

Fraud protection and security - St.George protects you against unauthorised transactions on your credit card, provided you have not caused or contributed to the loss.

What’s more, a St.George credit card gives you the convenience of 20 million Visa or MasterCard outlets, including 30 million ATMs worldwide. It’s no wonder St.George has won Money Magazine’s Credit Card Issuer of the Year award two years in a row!
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
St.George Vertigo MasterCard
 
St.George Vertigo MasterCard St.George Vertigo MasterCard features:
  • A low rate on purchases of 11.89% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $55 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits

Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 20.49%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.

Purchase Rate Cash Advance Rate Annual Fee
11.89% 20.49% $55
Click here to Apply
Now or Learn More...
 
St.George Gold Low Rate Credit Card
 
St.George Gold Low Rate Credit Card St.George Gold Low Rate Card Features:
  • Higher credit limits – starting from $5,000
  • A low Gold card rate of 14.25% p.a for purchases*
  • Up to 55 interest free days on purchases*
  • $79 annual fee
  • Complimentary Shopping and Travel Insurances** including:
    • Overseas travel
    • Transit accident
    • Extended warranty
    • Purchase cover
  • Up to 3 free additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Gold Low Rate an interest rate of 18.25% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

Purchase Rate Cash Advance Rate Annual Fee
14.25% 18.25% $79
Click here to Apply
Now or Learn More...
 
St.George Starts Low Stays Low Credit Card
 
St.George Starts Low Stays Low Credit Card St.George Starts Low Stays Low Card Features:
  • One low 12.99% p.a rate for purchases and cash advances*
  • Up to 55 interest free days on purchases*
  • $69 annual fee
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

Purchase Rate Cash Advance Rate Annual Fee
12.99% 12.99% $69
Click here to Apply
Now or Learn More...
 
St.George No Annual Fee Credit Card
 
St.George No Annual Fee Credit Card St.George No Annual Fee Card Features:
  • No annual fee
  • 18.75% p.a. on purchase and cash advances*
  • Up to 3 additional cards for friends or family
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request. No interest free day period on the No Annual Fee card.

Purchase Rate Cash Advance Rate Annual Fee
18.75% 18.75% None
Click here to Apply
Now or Learn More...
 
St.George Platinum Credit Card
 
St.George Platinum Credit Card St.George Platinum Card Features:
  • Low Platinum 14.25% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** including:
    • Domestic flight inconvenience insurance
    • Transit accident
    • Purchase cover
    • Extended warranty
    • Best price guarantee
  • Personal Concierge Service available 24/7
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Exclusive Platinum card programs offered by Visa and MasterCard
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Platinum an interest rate of 20.49% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.

Purchase Rate Cash Advance Rate Annual Fee
14.25% 20.49% $89
Click here to Apply
Now or Learn More...
 

Compare our range of great value, award winning credit cards to find the one that’s right for you.

  Vertigo MasterCard Starts Low, Stays Low No Annual Fee Card Gold Low Rate Platinum
Interest rate 11.89% p.a. purchase
20.49% p.a. cash advance
12.99% p.a. 18.75% p.a. 14.25% p.a. purchase
18.25% p.a. cash advance
14.25% p.a. purchase
20.49% p.a. cash advance
Annual fee $55 $69 $0 $79 $89
Interest free days on purchases up to 55 up to 55 0 up to 55 up to 55
Free additional cards 1 3 3 3 3
Minimum credit limit $500 $500 $500 $5,000 $8,000
Daily Cash Limit $2,000 $2,000 $2,000 $2,000 $5,000
Worldwide ATM & POS acceptance tick tick tick tick tick
Instant Benefits tick tick tick tick tick
Linked access to St.George deposit accounts tick tick tick tick tick
Internet and Phone Banking tick tick tick tick tick
Emergency card replacement tick tick tick tick tick
Overseas travel, transit accident, purchase cover, extended warranty insurance       tick tick
Domestic flight inconvenience insurance         tick
Best price guarantee         tick
Personal Concierge Service         tick


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