Compare and apply online for St George Personal Loan - secured and unsecured loan.
"It just takes a minute to complete and submit your St George Personal Loans application"
Need extra cash for something worthwhile?
Whether you're looking to buy a new car, to consolidate your debts or need extra cash for home renovations or holiday, St.George offers a range of personal loans that can help you reach your goals sooner.
Safe and secure online application with SSL encryption technology.
Get the St George Bank Personal Loan of your choice, get the money and enjoy the financial freedom today!
WARNING : The issuer may STOP the offers and promotions without notice. Grab the loan of your choice while it last.
For detailed information or to apply,
click on the link next to the to your choice and a new window will be opened for you.
Whether it's a holiday, home renovations or to consolidate existing debt, St.George can offer a flexible, Unsecured Personal Loan that's right for you.
Let's get you started
Choose from competitive fixed or variable interest rates
Borrow from $3,000 to $40,000
A low $150 establishment fee and $9 monthly fee*
A flexible loan to suit your lifestyle
Repayment terms from 1 to 7 years available#
Choose to repay the loan weekly, fortnightly, or monthly
Redraw facility available on variable interest rate personal loans**
Track and manage your loan repayments by using St.George Internet Banking
Option to protect your loan with our loan protection insurance^
Disclaimer
* Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance.
All applications for credit are subject to St.George Bank’s prevailing credit criteria
Fees & charges apply. Terms & conditions apply, full details of which are available on
request. View St.George Personal Loan Terms and Conditions.
Planning to buy, upgrade or refinance your car? St.George can help you reach your goals sooner with a low interest Secured Personal Loan.
Secured Personal Loan Features:
Let’s get you started:
One of the market leading rates from a low 10.99%p.a. fixed (comparison rate from 13.85%*p.a.)
Your vehicle is used as security to help keep rates low~
Choose from fixed or variable interest rate
Borrow from $3,000 to as much as $80,000
$195 establishment fee and a low $7 monthly fee^
A flexible loan to suit your lifestyle:
Repayment terms from 1 to 7 years available#
Choose to repay the loan weekly, fortnightly, or monthly
Redraw facility available on variable interest rate personal loans**
Track and manage your loan repayments by using St.George Internet Banking
Option to protect your loan with loan protection insurance^^
Disclaimer
* Rates subject to change without notice. The comparison rate above is calculated
based on a loan amount of $10,000 (secured) and a loan term of 3 years. A
comparison rate schedule of our Personal Loans is available from any St.George
branch. WARNING: This comparison rate is true only for the examples given and may
not include all fees and charges. Different terms, fees or other loan amounts might
result in a different comparison rate.
~ To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry.
^ Other fees and charges are payable.
# Loan term for Fixed Interest Rate is 1 to 5 years. Loan term for Variable Interest Rate is 1 to 7 years.
** Subject to St.George Bank approval. Minimum redraw amount $500 and a redraw fee applies for each approved request.
^^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance.
All applications for credit are subject to St.George Bank’s prevailing credit criteria
Fees & charges apply. Terms & conditions apply, full details of which are available on
request. View St.George Personal Loan Terms and Conditions
Imagine a loan that lets you renovate, take holidays, pay for school fees, and best of all - dip back into the money you’ve repaid any time.
A St.George Get Set Loan means you can enjoy easy access to a pool of reusable money for whatever you like, whenever you like.
Here's why...
Reusable and convenient credit facility with flexible repayments
Apply for a credit limit from $5,000 to $50,000
Variable interest rate.
Interest is payable only on your outstanding balance
A low $150 establishment fee and $9 monthly fee*
A flexible loan to suit your lifestyle
Access your funds via ATM, EFTPOS or any St.George branch.
With the optional Visa Debit card, you can make purchases over the phone or on the internet
Cheque books are also available
Option to protect your loan with our loan protection insurance^
Disclaimer
* Other fees and charges are payable.
^ Personal loan insurance is issued by Swann Insurance (Aust) Pty Ltd and distributed
by St.George Bank Limited. You can obtain a copy of the Product Disclosure
Statement (PDS) for the insurance product by calling Swann Insurance on (03) 9279
5000. You should consider the PDS before making any decision in relation to personal
loan insurance. All applications for credit are subject to St.George Bank’s prevailing
credit criteria Fees & charges apply. Terms & conditions apply, full details of which are
available on request. View St.George Get Set Loans Terms and Conditions.
Short on cash and need it quickly? St.George can help you be prepared for any unexpected expenses with a Personal Overdraft.
What's a St.George Personal Overdraft?
Variable interest rate
An unsecured overdraft credit limit linked to your St.George transaction account#
Apply for overdraft limits from $500 up to $20,000.
No establishment fee and a low $10 monthly fee*
A flexible loan to suit your lifestyle
Ongoing source of funds.
Flexible access to your money – via any St.George branch as well as Internet and Phone Banking.
Disclaimer
# Only applies to St.George Complete Freedom, Express Freedom or Simply Freedom transaction accounts.
* Other fees and charges are payable. All applications for credit are subject to
St.George Bank’s prevailing credit criteria Fees & charges apply. Terms & conditions
apply, full details of which are available on request. View St.George Unsecured
Personal Overdraft Terms and Conditions.
Terms and Conditions
Please refer website
Offer Ended
A St.George Personal Loan provides you with the money you need, with a fixed or
flexible repayment plan to help you budget. Whether you want funds for a holiday, to
invest in shares, for a new car or boat, for consolidation purposes, or to pay for
expected or unexpected expenses, a St.George Personal Loan can make money available quickly.
Features
Unsecured Personal Loan
Secured Personal Loan
Get Set Loan
Personal Overdraft
Amounts Available
$3,000 - $40,000
$3,000 - $80,000
$5,000 - $50,000
$500 - $20,000
Variable Rate available
Fixed Rate available
-
-
Establishment Fee
From $150
From $195
From $150
-
Monthly Fee
$9
$7
$9
$10
Fees on early repayment
+
+
-
-
Redraw facility
^
^
Debt Consolidation
-
Repayments
Weekly Fortnightly Monthly
Weekly Fortnightly Monthly
The higher of $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee
Repayments on demand. Overlimit amounts repayable immediately.
Visa Debit Card
-
-
*
Cheque Book
-
-
*
*
Loan insurance (Consumer Credit Insurance)
-
Decisions Online
*
+A discharge processing fee is payable on early repayment of any Personal Loan. Break costs may be payable on early repayment of a fixed rate Personal Loan. Please see the Personal Loan fees and charges schedule available at any branch for further details.
^All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies for each approved redraw request. Redraw is not available on loans with a fixed interest rate
* Optional feature
All applications for credit are subject to St.George Bank’s prevailing credit criteria
Fees & charges apply. Terms & conditions apply, full details of which are available on
request.
Protect Your Loan
You don't expect unfortunate events to occur in your lives.
Whether it's unexpected illness, death, injury from accident, or involuntarily unemployed, unfortunately most of us know or have heard of someone who has experienced such a life event.
So, it makes sense to protect your ability to meet loan repayments or pay out your loan if need be. With a range of Loan Protection Insurance available, St.George can help you.
Loan Protection Insurance that protects you
Life Benefit – Helps ensure your loved ones are not burdened by loan repayments if you die. Covers your outstanding loan balance to a maximum of $50,000
Sickness and Accident Benefit – If you're unable to work due to accident or illness, we'll cover your regular loan repayments until you return to work
Involuntary Unemployment Benefit – Provides you assistance temporarily with your repayments while you seek new employment
Compare and Apply Online for Australia Credit Cards
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.