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St.George No Annual Fee Credit Card
 
St.George No Annual Fee Credit Card St.George No Annual Fee Card Features:
  • No annual fee
  • 18.75% p.a. on purchase and cash advances*
  • Up to 3 additional cards for friends or family
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request. No interest free day period on the No Annual Fee card.

Purchase Rate Cash Advance Rate Annual Fee
18.75% 18.75% None
Click here to Apply
Now or Learn More...
 
Commonwealth Bank Low Rate Card
 
Commonwealth Bank Low Rate Credit Card Want to pay less interest? Then a Low Rate Credit Card could be right for you. With an ongoing low rate of just 13.24% p.a. for both purchases and 18.99% p.a. on cash advances you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively.
  • Low interest rate of just 12.64% p.a. on purchases and 19.99% p.a. on cash advances
  • $48 annual fee
  • Up to 55 days' interest free on all purchases
  • Even lower balance transfer rate of 5.99% p.a. for 5 months
  • Free additional card for a family member or friend
  • No rewards program, just an everyday low rate

Intro APR Intro Period Annual Fee
5.99% 5 Months $48
Click here to Apply
Now or Learn More...
 
ANZ First Visa
 
ANZ First Visa Credit Card Perfect for everyday shopping and paying bills, ANZ First Visa gives you the freedom of a straightforward credit card with NO ANNUAL ACCOUNT FEE for the first 12 months.
  • $0 annual account fee for the first 12 months
  • Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
  • Up to 44 days interest free credit on purchases
  • Extended Warranty Insurance and 90-day Purchase Security Insurance
  • Design your card by simply loading your favourite image or choose from a library of images
  • Convenience of Visa acceptance at over 24 million locations worldwide
  • ANZ Falcon™ security with 24/7 monitoring of suspicious transactions
  • Access to exclusive offers through Visa Entertainment
  • 60 second response - apply now and get a response in only 60 seconds. Once approved you will normally receive your card within 5 business days.

Intro APR Intro Period Annual Fee
7.99% 6 Months Free for 12 Months
Click here to Apply
Now or Learn More...
 
HSBC's Low Rate Credit Card
 
HSBC Low Rate Credit Card Take advantage of these great features:
  • 0% p.a for the first 6 months* on balance transfers
  • $0 annual fee in the first year

HSBC's Low Rate Credit Card makes life easy:
  • Up to 55 days interest-free on purchases
  • Access to HSBC's home&Away Privilege Program with Instant Rewards in over 40 countries
  • Cash withdrawals at over 800,000 ATMs worldwide
  • Repayments at any HSBC branch, by mail, BPAY®, telephone, direct debit, online or at Australia Post
  • Credit Cards Online for quick, easy and secure access 24 hours a day
  • Worldwide acceptance at over 22 million Visa merchants
  • Hurry, this great offer ends 31st December 2008.

Intro APR Intro Period Annual Fee
0% 6 Months Free for 12 Months
Click here to Apply
Now or Learn More...
 
Citibank Clear Credit Card
 
Citibank Clear Credit Card Australia At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
  • 12.49%p.a. ongoing for purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Offer available online only for a limited time

Intro APR Intro Period Annual Fee
0% 6 Months $65
Click here to Apply
Now or Learn More...
 
ANZ Rewards Visa
 
ANZ Rewards Visa Credit Card Huge Range of Rewards

With one of the most flexible reward programs in Australia, you choose the way you’re rewarded including:
  • Earn Reward Points on everyday purchases
  • Cash credited to your ANZ Rewards Visa
  • Department store or retail shopping vouchers
  • A huge range of other rewards, including iPods, movie tickets, digital cameras, kitchen appliances – and much, much more!
  • Every purchase you make can help build your Reward Points balance faster, including paying bills and everyday purchases.
  • Accelerate your Reward Points by shopping at Bonus Partners or taking advantage of special Bonus Point Reward offers.
ANZ Rewards gives you:
  • Up to 44 days interest free credit on your purchases
  • Visa acceptance at over 24 million locations worldwide
  • Total Annual Fee of only $48*
  • ANZ Falcon™ - 24/7 credit card protection
  • Visa Entertainment - Access to special offers exclusive to Visa card holders
  • You don’t even have to be an ANZ customer to apply.
  • Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
* Annual Account Fee of $48 includes a $22 Rewards Program Service Fee.

Intro APR Intro Period Annual Fee
N/A N/A $48
Click here to Apply
Now or Learn More...
 
St.George Gold Low Rate Credit Card
 
St.George Gold Low Rate Credit Card St.George Gold Low Rate Card Features:
  • Higher credit limits – starting from $5,000
  • A low Gold card rate of 14.25% p.a for purchases*
  • Up to 55 interest free days on purchases*
  • $79 annual fee
  • Complimentary Shopping and Travel Insurances** including:
    • Overseas travel
    • Transit accident
    • Extended warranty
    • Purchase cover
  • Up to 3 free additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Gold Low Rate an interest rate of 18.25% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

Purchase Rate Cash Advance Rate Annual Fee
14.25% 18.25% $79
Click here to Apply
Now or Learn More...
 
ANZ Balance Visa
 
ANZ Balance Visa Credit Card Be rewarded for reducing your balance

Get the new ANZ Balance Visa and earn Reward Points every time you make a repayment.
  • 0% p.a. balance transfer for the first 6 months(applies only to balance transfers requested at the time of application).
  • Earn 1 Reward Point for every $1 you repay to your balance.^
  • Choose how you would like to be rewarded – Cashback, Shopping Vouchers or Gift Cards.
  • Choose how often you would like to be rewarded - every 3, 6 or 12 months.
  • 13.41% p.a. interest rate on purchases.
^Terms and conditions available on application. Fees and charges apply.

Intro APR Intro Period Annual Fee
0% 6 Months Please refer website
Click here to Apply
Now or Learn More...
 
ANZ Gold Visa
 
ANZ Visa Gold Card Step up to the gold credit card that offers you more for an annual account fee of just $87?

ANZ Gold offers a host of benefits including:
  • More security features than you'll ever need for just $87 a year with up to 9 additional cardholders at no extra cost.
  • Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
  • Comprehensive Overseas Travel and Medical Insurance including coverage for overseas medical expenses, cancellations and loss or damage of luggage
  • Up to 55 days interest free on purchases
  • Credit limits up to $25,000
  • Online Guarantee so you won't be liable for unauthorised or fraudulent Internet purchases
  • ANZ Car Rental Cover
  • Extended Warranty Insurance for up to 12 months, in addition to the Australian manufacturer's warranty*
  • 90-day Purchase Security Insurance cover for loss, theft or accidental damage for most new personal items purchased*
  • ANZ Gold Liberty - International round-the-clock service, including emergency legal and medical referral.
  • Commission free travellers' cheques from any ANZ branch in Australia
  • No ANZ overseas cash withdrawal fees
  • ANZ Falcon™ – 24/7 credit card protection
  • You don’t even have to be an ANZ customer to apply.
  • Get a response in 60 seconds. Once approved you will usually receive your card within five business days.

Intro APR Intro Period Annual Fee
7.99% 6 months $87
Click here to Apply
Now or Learn More...
 
Citibank Silver Card
 
Citibank Silver Card Australia Citibank Silver gives you automatic benefits and a security guarantee.
  • 2.9% for 12 months on balance transfers.
  • Up to 55 days interest-free on purchases.
  • Generous credit limits of up to $7,500.
  • Low annual fees for primary and additional cardholders.
  • Free Rewards program with points that never expire and the option of Qantas Frequent Flyer Points.
  • Fly any airline, anytime with Citibank Take Flight®
  • Free purchase cover insurance for lost, stolen or damaged goods.
  • Extra security with a photo card, digital signature and Fraudshield protection.
  • Apply Now and receive a response in 60 seconds.

Intro APR Intro Period Annual Fee
2.9% 12 Months $69
Click here to Apply
Now or Learn More...
 
ANZ Everyday Visa Debit
 
ANZ Visa Debit Card Apply for an ANZ Everyday Visa Debit card and pay NO monthly fee for the first 6 months. Get worldwide acceptance of Visa PLUS you can make purchases online, overseas or over the phone at more than 24 million outlets around the world – using your own money.
Apply online now for these great benefits –
  • $0 monthly fee for the first 6 months
  • Use your own money to shop, online, overseas or over the phone
  • Unlimited ANZ Transactions for $6 a month
  • Protection against fraudulent purchases with Online Guarantee

Intro APR Intro Period Annual Fee
N/A N/A $6 per month
($0 monthly fee for the
first 6 months)
Click here to Apply
Now or Learn More...
 
St.George Platinum Credit Card
 
St.George Platinum Credit Card St.George Platinum Card Features:
  • Low Platinum 14.25% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** including:
    • Domestic flight inconvenience insurance
    • Transit accident
    • Purchase cover
    • Extended warranty
    • Best price guarantee
  • Personal Concierge Service available 24/7
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Exclusive Platinum card programs offered by Visa and MasterCard
  • Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Platinum an interest rate of 20.49% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.

Purchase Rate Cash Advance Rate Annual Fee
14.25% 20.49% $89
Click here to Apply
Now or Learn More...
 
Citibank Gold Card
 
Citibank Gold Card Australia Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer*

Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers*.

Premium lifestyle card with extensive benefits and rewards
  • 2.9%p.a for 12 months on balance transfers*
  • Credit Limit of up to $35,000 giving you the purchasing power and flexibility you require
  • Free International Travel Insurance# - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
  • Automatic FREE access to a superior Rewards Program+ - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner
  • Up to 55 days interest FREE on retail purchases
  • Fly any airline, anytime with Citibank Take Flight®
  • Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's fines restaurants, you'll find something to temp you.
  • Purchase Cover# - Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
  • FRAUD SHIELD® - Our fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
  • The annual fee for Citibank Gold card is $119.

Intro APR Intro Period Annual Fee
2.9% 12 Months $119
Click here to Apply
Now or Learn More...
 
Citibank Platinum Card
 
Citibank Platinum Card Australia Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards no other credit card can match.
  • Credit limit up to $100,000 - Citibank Platinum gives you a higer credit limit so you have the the purchasing power and flexibility you need
  • 4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance.
  • 24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week.
  • Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
  • Personalised rewards program - With Citibank Platinum you’ll never be limited by a rewards catalogue.
  • Up to 55 days interest FREE on retail purchases

Intro APR Intro Period Annual Fee
4.9% until paid $250
Click here to Apply
Now or Learn More...
 
Commonwealth Bank Low Fee Card
 
Commonwealth Bank Low Fee Card Say goodbye to annual credit card fees. That wasn't so hard, was it?

Commonwealth Bank Low Fee Mastercard® with the lowest annual fee possible. Nothing.

Exclusively for Commonwealth Bank customers.
  • 19.39% p.a. on purchases AND 20.74% on cash advances
  • Up to 55 days interest free
  • A complimentary additional card
  • Balance transfer rate 5.99% p.a. for 5 months
  • The convenience security and familiarity of Australia's largest ATM and branch network.
Just spend $1,000 a year on the card. It's that easy.

Intro APR Intro Period Annual Fee
5.99% 5 Months $24
Click here to Apply
Now or Learn More...
 
Commonwealth Bank Awards Card
 
Commonwealth Bank Awards Card
  • 20.14% p.a. on purchases AND cash advances
  • Up to 55 days interest free
  • $59 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Issued with chip for extra security
  • Global access - over 24 million locations
  • Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
  • Online security guarantee
  • Additional cardholder for $15
Hit the shops, fill up the fridge, pay the bills - however you use your card, you'll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.


Intro APR Intro Period Annual Fee
5.99% 5 Months $59
Click here to Apply
Now or Learn More...
 
Commonwealth Bank Gold Card
 
Commonwealth Bank Gold Card
  • 20.14% p.a. on purchases AND cash advances
  • Up to 55 days interest free
  • $114 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Issued with chip for extra security
  • Commonwealth Awards program + special Gold offers
  • Additional cardholder for $15

Great travel card:
  • Free international travel insurance (up to 3 months)
  • Free transit accident insurance
  • Commission-free travellers cheques
  • Your Global Connection (premium integrated travel services)
  • World-wide access (over 24 million locations)

Shopping benefits:
  • Free Secure internet shopping (when shopping online – provided by MC and Visa)
  • Free Purchase security insurance (replaces most personal goods which are lost, damaged or stolen for up to 90 days from date of purchase)
  • Free Extended warranty insurance (extension on normal manufacturer’s warranty for up to 1 year on most goods purchased in Australia or overseas)
  • Online security guarantee

Gold opens a world of exclusive opportunities. Take advantage of exceptional Gold rewards every time you shop or pay a bill, and get a range of exceptional travel benefits as well.


Intro APR Intro Period Annual Fee
5.99% 5 Months $114
Click here to Apply
Now or Learn More...
 
ANZ Frequent Flyer Visa
 
ANZ Frequent Flyer Visa The number one card for Qantas Frequent Flyers.
  • 2.9% p.a balance transfer rate for the first 12 months.
  • Earn Qantas Frequent Flyer points*
  • Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
  • You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
  • Points are automatically credited to your Qantas Frequent Flyer account*.
  • Visa acceptance at over 24 million locations worldwide.
  • Up to 44 Days Interest Free on purchases.
  • 24/7 ANZ FalconTM security protection.
  • Annual fee consists of $40 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account.
  • You don’t even have to be an ANZ customer to apply.
  • Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
*Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.

Intro APR Intro Period Annual Fee
N/A N/A $40
Click here to Apply
Now or Learn More...
 
ANZ Frequent Flyer Visa Gold
 
ANZ Frequent Flyer Visa Gold The number one card for Qantas Frequent Flyers.
  • 2.9% p.a balance transfer rate for the first 12 months.
  • Earn Qantas Frequent Flyer points*
  • Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
  • You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
  • Points are automatically credited to your Qantas Frequent Flyer account*.
  • Visa acceptance at over 24 million locations worldwide.
  • Up to 55 Days Interest Free on purchases.
  • Commission Free travellers cheques
  • 24/7 ANZ FalconTM security protection.
  • Annual fee consists of $95 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account.
  • You don’t even have to be an ANZ customer to apply.
  • Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
*Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.

Intro APR Intro Period Annual Fee
2.9% 12 Months $95
Click here to Apply
Now or Learn More...
 

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