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For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Linked access to your other St.George accounts for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. All applications for credit are subject to the Bank's
prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request. No
interest free day period on the No Annual Fee card.
Want to pay less interest? Then a Low Rate Credit Card could be right for you. With an ongoing low rate of just 13.24% p.a. for both purchases and 18.99% p.a. on cash advances you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively.
Low interest rate of just 12.64% p.a. on purchases and 19.99% p.a. on cash advances
$48 annual fee
Up to 55 days' interest free on all purchases
Even lower balance transfer rate of 5.99% p.a. for 5 months
Free additional card for a family member or friend
Perfect for everyday shopping and paying bills, ANZ First Visa gives you the freedom of a straightforward credit card with NO ANNUAL ACCOUNT FEE for the first 12 months.
$0 annual account fee for the first 12 months
Introductory offer of 7.99% p.a. on balance transfers for the first 6 months
Up to 44 days interest free credit on purchases
Extended Warranty Insurance and 90-day Purchase Security Insurance
Design your card by simply loading your favourite image or choose from a library of images
Convenience of Visa acceptance at over 24 million locations worldwide
ANZ Falcon™ security with 24/7 monitoring of suspicious transactions
Access to exclusive offers through Visa Entertainment
60 second response - apply now and get a response in only 60 seconds. Once approved you will normally receive your card within 5 business days.
At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.
12.49%p.a. ongoing for purchases*
0% for 6 months on Balance Transfers
Access your account anywhere, anytime via Internet and phone banking
Complimentary Shopping and Travel Insurances** including:
Overseas travel
Transit accident
Extended warranty
Purchase cover
Up to 3 free additional cards for your friends or family, with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Gold Low Rate an interest rate of 18.25% p.a.
applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest
free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result
of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria.
Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in
the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
Apply for an ANZ Everyday Visa Debit card and pay NO monthly fee for the first 6 months. Get worldwide acceptance of Visa PLUS you can make purchases online, overseas or over the phone at more than 24 million outlets around the world – using your own money.
Apply online now for these great benefits –
$0 monthly fee for the first 6 months
Use your own money to shop, online, overseas or over the phone
Unlimited ANZ Transactions for $6 a month
Protection against fraudulent purchases with Online Guarantee
Intro APR
Intro Period
Annual Fee
N/A
N/A
$6 per month ($0 monthly fee for the first 6 months)
3.99% p.a balance transfer rate for up to 6 months***
Up to 55 interest free days on purchases*
A full range of complimentary insurances** including:
Domestic flight inconvenience insurance
Transit accident
Purchase cover
Extended warranty
Best price guarantee
Personal Concierge Service available 24/7
Up to 3 additional cards for your friends or family, with all transactions on one statement
Linked access to your other St.George accounts for the ease of one card banking
Exclusive Platinum card programs offered by Visa and MasterCard
Instant discounts and added extras with St.George Instant Benefits
Disclaimer
* Interest rate is current as at 25/09/08 and is subject to change. For Platinum an interest rate of 20.49% p.a. applies
to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free
period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a
balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees,
charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions
(http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of
Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the
account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any
balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest
rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest
free period for purchases does not apply while an amount that has been debited as a result of a balance transfer
remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group
or international credit card accounts.
Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer*
Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers*.
Premium lifestyle card with extensive benefits and rewards
2.9%p.a for 12 months on balance transfers*
Credit Limit of up to $35,000 giving you the purchasing power and flexibility you require
Free International Travel Insurance# - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Automatic FREE access to a superior Rewards Program+ - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner
Up to 55 days interest FREE on retail purchases
Fly any airline, anytime with Citibank Take Flight®
Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's fines restaurants, you'll find something to temp you.
Purchase Cover# - Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
FRAUD SHIELD® - Our fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards no other credit card can match.
Credit limit up to $100,000 - Citibank Platinum gives you a higer credit limit so you have the the purchasing power and flexibility you need
4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance.
24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week.
Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
Personalised rewards program - With Citibank Platinum you’ll never be limited by a rewards catalogue.
Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
Online security guarantee
Additional cardholder for $15
Hit the shops, fill up the fridge, pay the bills - however you use your card, you'll earn one reward point for every dollar you spend. Use your card instead of cash and be rewarded.
Free international travel insurance (up to 3 months)
Free transit accident insurance
Commission-free travellers cheques
Your Global Connection (premium integrated travel services)
World-wide access (over 24 million locations)
Shopping benefits:
Free Secure internet shopping (when shopping online – provided by MC and Visa)
Free Purchase security insurance (replaces most personal goods which are lost, damaged or stolen for up to 90 days from date of purchase)
Free Extended warranty insurance (extension on normal manufacturer’s warranty for up to 1 year on most goods purchased in Australia or overseas)
Online security guarantee
Gold opens a world of exclusive opportunities. Take advantage of exceptional Gold rewards every time you shop or pay a bill, and get a range of exceptional travel benefits as well.
2.9% p.a balance transfer rate for the first 12 months.
Earn Qantas Frequent Flyer points*
Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
Points are automatically credited to your Qantas Frequent Flyer account*.
Visa acceptance at over 24 million locations worldwide.
Up to 44 Days Interest Free on purchases.
24/7 ANZ FalconTM security protection.
Annual fee consists of $40 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account.
You don’t even have to be an ANZ customer to apply.
Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
*Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.
2.9% p.a balance transfer rate for the first 12 months.
Earn Qantas Frequent Flyer points*
Earn unlimited Bonus Points* at over 2,000 ANZ Bonus Partner outlets.
You can receive up to 2 Bonus Points* for every dollar spent at ANZ Bonus Partners.
Points are automatically credited to your Qantas Frequent Flyer account*.
Visa acceptance at over 24 million locations worldwide.
Up to 55 Days Interest Free on purchases.
Commission Free travellers cheques
24/7 ANZ FalconTM security protection.
Annual fee consists of $95 Annual Account Fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account.
You don’t even have to be an ANZ customer to apply.
Get a response in 60 seconds. Once approved you will usually receive your card within five business days.
*Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (call ANZ on 13 22 73 for a copy). Limits apply to the number of points you can earn in a monthly statement cycle. An Account Holder must be a member of the Qantas Frequent Flyer program to earn points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.