Apply online for a Woolworths credit card
"It just takes a minute to complete and submit your
Woolworths MasterCard Everyday Money Credit Card application"
Enjoy crisp new savings
Great savings plus a rewards program that gives you real value where it helps most – in your everyday.
It’s often the simple things in life that are most rewarding. At Woolworths Everyday Money, the simple and accessible benefits we offer speak for themselves.
With the Everyday Money Credit Card you’ll earn valuable reward points everywhere you shop. And every 4 months, provided you have enough points, you’ll receive a shopping card, to redeem at a great range of participating stores. So, you can reward yourself with everything from groceries, to petrol to electronics.
Apply for the fresh new Everyday Money Credit Card from Woolworths today and take advantage of a great introductory rate of 5.99% p.a. for 6 months on balance transfers. What’s more, you’ll pay no annual fee in the first year (then only $49 p.a.) and enjoy a great rewards program!
Real rewards you can count on. Make room in your trolley for real value rewards.
The Everyday Money Credit Card is available to Australian residents aged 18 years and over, who have a satisfactory credit history and a minimum income of $20,000 before tax.
Safe and secure online application with SSL encryption technology.
Get your woolworths credit cards to enjoy the generous rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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No annual fee Pay no annual fee for the first year and only $49 per year after that. Free additional cardholder You can apply for a family member or friend who is over 16 years of age to become an additional cardholder on your Everyday Money Credit Card. You’ll even earn reward points for purchases on the additional card. Simply complete the relevant section of the Everyday Money Credit Card application. A competitive credit card interest rate The Everyday Money Credit Card offers a competitive interest rate (currently 18.74% p.a. on purchases and 20.99% p.a. for cash advances). Up to 55 days interest free on purchases With an Everyday Money Credit Card you can benefit from up to 55 days interest free on purchases.(1) 5.99% on card balance transfers for the first 6 months Your Everyday Money Credit Card gives you the option to transfer the balances from up to 4 of your non-HSBC credit or store cards, enabling you to reduce the cost and difficulty of managing more cards. Apply now and you’ll pay a low 5.99% p.a. for the first 6 months on balance transfers from non-HSBC credit or store cards.(2) Worldwide acceptance wherever you see the MasterCard® logo The Everyday Money Credit Card is accepted at over 26 millions locations worldwide wherever you see the MasterCard® logo. Chip security A microchip is embedded in the Everyday Money Credit Card plastic. The chip-enabled card carries more sophisticated payment applications, including enhanced security programs that provide better protection against unauthorised card use. MasterCard® PayPass™ MasterCard PayPass™ is a convenient payment program that will allow you to just Tap & Go™ your card wherever you see the PayPass sign. So there’s no need to wait, sign or enter a PIN for amounts that are $35 or less. Access to Everyday Money Credit Card Repayment Insurance Protect yourself from the unexpected with Everyday Money Credit Card Repayment Insurance. Get help with your monthly credit card repayments if you’re involuntarily unemployed (due to redundancy or retrenchment) or can’t work due to injury or sickness. If you become totally and permanently disabled or were to pass away, the outstanding balance on your card is repaid up to a maximum of $25,000. Everyday Money Credit Card Repayment Insurance doesn’t cost much. You'll pay just 60c for each $100 of your monthly outstanding balance. There are no medical examinations or health questions to answer and you have a 30-day cooling off period. If you’d like to apply for Card Repayment Insurance simply select this option when you apply for the Everyday Money Credit Card We'll even let you choose your own card colour - now that's refreshing! When you apply for the Everyday Money Credit Card you can choose from a green, blue, black or pink card. And if you apply for an additional cardholder they too can choose their own card colour. Credit card issued by HSBC Bank Australia Limited ABN 48 006 434 162. HSBC lending criteria applies. Terms and conditions apply and are available upon request. Fees, charges and interest rates apply and are current as at 1 December 2009 and are subject to changes. The Woolworths Everyday Money Credit Card is issued under agreement by HSBC Bank Australia Limited. ABN 48 006 434 162. *The shopping card amount depends on the number of points earned as a result of the level and composition of spend on an Everyday Money Credit Card. A $60 shopping card requires approximately 10,345 points. The Sparkes' statement is based on their average weekly spend being $744 per week (including $197.57 in Woolworths' stores) projected over a 4 month period. (1) The interest free days apply to purchases appearing on a statement only if the closing balance of the statement and the closing balance of the previous statement are paid by the statement due dates. The closing balance includes any cash advance or balance transfer amounts. There is no interest free period for cash advances or balance transfers. (2) Interest Rate of 5.99% p.a. will apply for the first 6 months of your balance transfers from non-HSBC credit or stores cards. After this period, any balance outstanding from the balance you transfer will accrue interest at the Cash Advance Interest Rate applicable at the time (currently 20.99% p.a.). |
Real rewards with the Everyday Money Credit Card How would you like to be rewarded for your everyday spending? With the Everyday Money Credit Card, you’ll earn valuable reward points everywhere you use your card. For every dollar you spend on your Everyday Money Credit Card, in one of the categories below, you’ll earn the following points:
The Everyday Money Credit Card rewards you automatically once you have earned enough points. Every 4 months, if you have enough points, we’ll automatically convert them into an Everyday Money Shopping Card and have it sent to you. So, you can reward yourself with everything from groceries, to petrol to electronics. The Everyday Money Shopping Card (3) is redeemable up to its specified value at:
The Everyday Money Credit Card - makes your everyday shopping more rewarding. (1) Excludes Dick Smith Electronics/PowerHouse interest free promotions, purchases at online sites, standalone photo kiosks, optical counters, DVD vending machines, and mobile EFTPOS terminals. Excludes Dick Smith Electronics and Tandy franchisees and resellers. For a list of franchisees and resellers call 1300 10 1234. (2) Excludes Dick Smith Electronics/PowerHouse interest free promotions, interest free merchant purchases, balance transfers and cash advances (3) The Everyday Money Shopping Card is redeemable at participating stores only. Participating stores may change from time to time. The shopping card is currently not accepted at some designated Dick Smith Electronics, Tandy and BWS stores and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The shopping card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, optical counters, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your shopping card, details of the points you’ll need to obtain one, and to find out its value call 1300 10 1234. |
Pay for your fuel at the pump with the Everyday Money Credit Card(Available from late 2008) epump uses the latest technology to offer Everyday Money Credit Card customers a quick new way to pay for fuel and redeem fuel saving offers at the pump. epump will be available at over 300 participating CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets(1). By using epump you no longer need to queue up in-store to pay for your fuel, so you'll get back on the road faster – saving valuable time whenever you buy fuel. You’ll also earn 2 points for every dollar you spend using epump. epump is exclusive to Everyday Money Credit Card customers and is expected to be available from late 2008. How do I use epump? Instead of paying in-store, you’ll follow three simple steps:
If you have an Everyday Rewards card you can link it to your Everyday Money Credit Card by providing your Everyday Rewards card number on your credit card application. Once your cards are linked, simply:
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Woolworths customer engagement general manager Richard Umbers says the company has 13.5 million transactions a day and "already had a strong relationship with customers in a way that banks don't''. He says the reason to launch a reward-based credit card was to "reinforce the loyalty of our existing shoppers which is a significant business for us.'' Mr Umbers says Woolworths recognised the power the cards have in providing information on loyal customers' buying behaviour. "We do acknowledge there are some marketing opportunities there but we need to have the right controls in place,'' he says. WOOLWORTHS has taken its first steps into the world of personal finance, unveiling a credit card linked to a loyalty scheme as the opening gambit of its new Everyday Money division. Woolies has teamed up with HSBC and Mastercard to provide the card, a general-purpose credit card that can be used for purchases both within and outside Woolworths outlets. As an incentive to spend, cardholders will accumulate points that can be redeemed for shopping vouchers valid at any of Woolworths' businesses including Dick Smith, Dan Murphy's, and Big W. Chief executive Michael Luscombe said the credit card was merely an "entry point" for Woolworths into the financial services sector. Woolworths' ambitions to break into retail financial services have in past years been hampered by an exclusivity agreement with Commonwealth Bank, its partner in the Woolworths Ezy Banking joint venture, which failed to meet expectations on customer numbers. However, that alliance was dissolved last year, at the same time as Woolworths installed its own payment switch, allowing it to handle transactions with all banks rather than rely on a partner for processing. Mr Luscombe has previously discussed an expansion into financial products including general insurance but has yet to provide any details on timing. "Our wide-reaching customer base is the ideal target market for the credit card as we already transact with them every day,'' Mr Luscombe said "We are in the business of providing customers with the essential goods and services they need for their everyday lives," he said. "Our financial services offering will be an extension of that proposition." |
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