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The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with very good credit histories. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points(previously known as Gold Crown Club points) which can be used at Best Western locations internationally. The standard earning rate for the rewards program is 1.5 Best Western Rewards points for every $1 spent on purhcases. You'll be able to earn 5,000 bonus points after making a first purchase. An additional 50 Best Western Rewards points will be awarded after requesting a qualifying cash advance. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the Best Western MasterCard® Credit Card may be considered for the preferred card. ‡ These are highlights of the Best Western Gold Crown Club Reward Program as it pertains to this credit card. Complete terms and conditions describing eligibility of the program, Gold Crown Club Points accrual, redemption of Gold Crown Club Points, and other important conditions, limitations and restrictions will be sent with your card. Some restrictions apply. Please read the Terms and Conditions carefully upon receipt. †† This is a one-time offer for new MBNA cardholders, or existing MBNA cardholders who qualify for an additional account. To qualify for this offer, cardholders must use their card for at least one purchase or cash advance. Please allow 8-10 weeks from the transaction date deadline for the bonus points to be posted to the account. Limit one-time 5,000 bonus Gold Crown Club Points offer (no cash value) per new account. This promotion is offered by MBNA Canada Bank. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
| MBNA Canada Card Comparisons | Platinum Card | Gold Card | Preferred Card |
| 24-hour Customer Service | |||
| 1-hour Credit Line Increase Decisions During regular business hours |
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| Cash Advance Bank, ABM, Access Cheques |
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| Emergency Card Replacement 7-10 days or by courier |
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| Emergency Cash Western Union |
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| Emergency Cash Transfer Up to $5,000 |
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| Away from Home | Platinum Card | Gold Card | Preferred Card |
| Lost Document and Ticket Replacement | |||
| Lost Luggage Assistance | |||
| Pre-trip Information | |||
| Legal Assistance | |||
| Common Carrier Travel Accident Insurance | $1,000,000 | $500,000 | $150,000 |
| Unexpected Return Home Coverage in the event of the death of an immediate relative while you are on a trip |
$2,000 | $2,000 | |
| Auto Rental Collision Damage Waiver | |||
| Insurance Coverage | Platinum Card | Gold Card | Preferred Card |
| Accidental Death & Dismemberment Coverage while occupying eligible rental vehicle |
$200,000 | $200,000 | |
| Personal Effects Benefit Coverage against loss, theft or damage to personal effects for the duration of an auto rental period |
$1,000 | $1,000 | |
| Identity Protection Monitor, manage and protect your valuable credit and identity information. |
Available | Available | Available |
| Balance Protection Protect your good credit rating in the event of job loss, illness or disability. |
Available | Available | Available |
| Shopping Benefits | Platinum Card | Gold Card | Preferred Card |
| Purchase Assurance Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase |
$4,500 | $4,500 | |
| Extended Warranty Benefits Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card |
One Year | One Year | |
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