Apply online for a Capital One Cash Back Platinum MasterCard.
"It just takes a minute to complete and submit
your Capital One Platinum or World Cash Back application"
Get an extra 20% cash rewards every year on your anniversary with this cash back credit card.
Aspire Cash™ Platinum MasterCard® - You’ll get 1% in cash rewards on all purchases … no matter how much you spend or where you shop! Then, every year, we’ll top up your rewards balance with an extra 20% of the cash rewards you've already earned. Think of it as a thank you bonus. Plus, we’ll start you off with $50 in bonus cash rewards on your first purchase.
Aspire Cash™ World MasterCard® - You’ll get 1.5% in cash rewards on all your purchases … no matter how much you spend or where you shop! Then, every year, we’ll top up your rewards balance with an extra 20% of the cash rewards you’ve already earned. Think of it as a thank you bonus. Plus, we'll start you off with $100 in bonus cash rewards on your first purchase.
Earn cash rewards even faster by adding an authorized user – there’s no fee!
Add an authorized user or request additional cards and your cash back card rewards will add up even quicker. And there’s no fee for adding an authorized user.
Redeem for cash whenever you want.
Your cash rewards never expire. Plus, unlike many cash back cards, you can redeem as often as you like and there’s no minimum or maximum amount you can earn or redeem for. And you choose how you’d like your cash – either by cheque or a statement credit. You can redeem over the phone or online – it’s easy!
Safe and secure online application with SSL encryption technology.
Get the Capital One Cash Back Canada credit card of your choice and enjoy the cash back rebate and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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Aspire Cash™ Platinum MasterCard® | |
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The Aspire Cash™ World MasterCard®, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn cash back on their purchases. Cardholders can earn 1.5% on all their purchases, without any complicated or hard to understand cash back structure. And cardholders can get $100 bonus cash reward on their first purchase. There is no limit on the cash back rewards you can earn and with no expiry as well. You can redeem either by cheque or as a statement credit with no minimum amount cash rewards balance restrictions. To accelerate your cash back rewards accumulation, you can add an authorized user or request supplementary cards with no fee. On top of that, cardholders enjoy a 20% anniversary cash bonus on the amount of cash rewards earned during the year. For exmple if you earn $500 in cash back rewards throughout the year, an additional $100 (20% of $500) will be added to your cash rewards account at the end of the year. World MasterCard benefits such as travel medical insurance, flight delay, trip cancellation and trip interruption covers, concierge services as well as other platinum mastercard benefits are included. Cardholders are protected with $0 fraud liability for unauthorized use. This card has a $120 annual fee with a reasonable interest rate for a reward card. If you spend more than $2,000 a month on purchases then this card is a good option. Otherwise, you should get Aspire Cash™ Platinum MasterCard® with no annual fee and up to 1% cash back on purchases. 
Safe and secure online application with SSL encryption technology.Aspire Cash™ World MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $70,000 a year. |
The Aspire Cash™ Platinum, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn cash back on their purchases. Cardholders can earn 1% on all their purchases, without any complicated or hard to understand cash back structure. And cardholders can get $50 bonus cash reward on their first purchase. There is no limit on the cash back rewards you can earn and with no expiry as well. You can redeem either by cheque or as a statement credit with no minimum amount cash rewards balance restrictions. To accelerate your cash back rewards accumulation, you can add an authorized user or request supplementary cards with no fee. On top of that, cardholders enjoy a 20% anniversary cash bonus on the amount of cash rewards earned during the year. For exmple if you earn $500 in cash back rewards throughout the year, an additional $100 (20% of $500) will be added to your cash rewards account at the end of the year. Platinum MasterCard benefits such as price protection, purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. This card has no annual fee with a reasonable interest rate for a reward card. However, if you spend more than $2,000 a month on purchases, then you should consider Aspire Cash™ World MasterCard® which also comes with higher credit limit. The $120 annual fee can be easily offset with the higher, 1.5% cash back.
Safe and secure online application with SSL encryption technology.Aspire Cash™ Platinum MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $30,000 a year. |
World MasterCard Travel Benefits Travel Emergency Medical Provides emergency medical coverage anywhere in the world. As the primary cardholder, you, your spouse and your dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. This benefit is subject to an exclusion for pre-existing medical conditions. Flight Delay You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $250 per day and $1,000 per trip for all insured travellers. Simply charge the full cost of your tickets to your Capital One credit card. Travel Accident Insurance Receive up to $500,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card. Trip Cancellation If an illness, injury or other covered cause prevents you from starting your trip, you'll be covered for up to $1,000 of eligible cancellation expenses per insured person, to a maximum of $5,000 per trip. Trip Cancellation covers you, as the eligible cardholder, your spouse and your dependent children when travelling with you and/or your spouse. It also covers up to two travelling companions. The full cost of the trip expenses must be charged to your Capital One credit card. Baggage Loss If your checked baggage is lost by an airline you can be reimbursed up to $1,000 per trip for all insured travellers. The full cost of your tickets must be charged to your Capital One credit card. Car Rental Collision/Loss Damage Waiver Charge the full cost of your car rental to your Capital One card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you’ll be insured if your rental car is damaged or stolen when you rent the car for a period of up to 48 days. Trip Interruption If an illness, injury or other covered cause prevents you from continuing your trip, you'll be covered for up to $5,000 of eligible trip interruption expenses per insured person, to a maximum of $25,000 per trip. Trip Interruption covers you, your spouse, your dependent children and up to two other travelling companions when the full cost of the trip expenses are charged to your Capital One credit card. Baggage Delay If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card. MasterAssist Travel Assistance Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Any costs incurred in connection with these services are charged to your Capital One credit card. World MasterCard Everyday Benefits Price Protection When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year. Extended Warranty When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer’s warranty for up to two years. Purchase Assurance Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card. Concierge Services One-call assistance with arrangements for travel, entertainment, business and shopping. Any costs incurred in connection with these services are charged to your Capital One credit card. MasterCard Benefits Master Global Services Provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM. $0 Fraud Liability If your card is lost or stolen and used without your authorization, you’re protected with $0 Fraud Liability. That means you won’t pay for any unauthorized purchases on your card. Master RoadAssist® Service This service provides pre-negotiated rates for 24-hour emergency road service, for travel 80 km or more away from your home including towing, gas delivery and minor mechanical aid. The roadside service expenses are billed directly to your Capital One credit card. |
Everyday Platinum Benefits Price Protection When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year. Purchase Assurance Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card. Extended Warranty When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer’s warranty for up to two years. Platinum Travel Benefits Travel Accident Insurance Receive up to $250,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card. Car Rental Collision/Loss Damage Waiver Charge the full cost of your car rental to your Capital One card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you’ll be insured if your rental car is damaged or stolen when you rent the car for a period of up to 31 days. Baggage Delay If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card. MasterAssist Travel Assistance Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Any costs incurred in connection with these services are charged to your Capital One credit card. MasterCard Benefits Master Global Services Provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM. $0 Fraud Liability If your card is lost or stolen and used without your authorization, you’re protected with $0 Fraud Liability. That means you won’t pay for any unauthorized purchases on your card. Master RoadAssist® Service This service provides pre-negotiated rates for 24-hour emergency road service, for travel 80 km or more away from your home including towing, gas delivery and minor mechanical aid. The roadside service expenses are billed directly to your Capital One credit card. |
What purchases are eligible for cash back? Cash back is applied to your total net purchases. That means any purchase that's charged to your Capital One MasterCard minus refunds, returns or other similar credits is eligible for cash back. Transactions that aren't eligible for cash back are cash advances, balance transfers or other access cheque transactions (including but not limited to Purchase Cheques, Special Offer Cheques or other similar cheques). Also, you won't accumulate cash back for fees or finance charges. What's the minimum amount of cash back rewards I can redeem for? There are no restrictions. Whenever your cash rewards balance is positive (more than $0.01) you can redeem your cash rewards. How do I review and redeem my credit card rewards? Once you're a cash rewards cardholder, you can redeem your cash rewards online through Capital One Online Banking. If you don't have an Internet connection, call our Rewards Specialists at 1-877-680-4423. How long will it take to get my cash back? If you request a statement credit, you'll get it within five to seven business days. If you request a cheque you'll get it within 30 days. Can I redeem for something other than cash? No. The cash back rewards program is only for earning cash on all your purchases. When do I get my First Purchase Bonus? Once your first qualifying purchase posts to your account, we'll apply the cash back to your cash rewards balance within two billing cycles. How does the anniversary bonus work? The 20% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One® MasterCard minus refunds, returns or other similar credits. You won't receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date. Example: If you earn $500 in cash back rewards throughout the year, we will add an additional $100 (20% of $500) to your cash rewards account at the end of the year. When will I get my anniversary bonus? You’ll get 20% bonus cash rewards on your membership anniversary each year. We’ll apply your bonus cash rewards within two billing cycles following your rewards membership anniversary date. Does the anniversary bonus have an expiry date? There's no expiry date – you’ll receive bonus cash rewards every year you’re a customer. Do I have to spend a certain amount of money to get my anniversary bonus? No. |
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