Apply online for a Capital One Platinum Credit Card with low interest rate of 5.99%.
"It just takes a minute to complete and submit
your Capital One Platinum MasterCard application"
A low, long-term rate like a line of credit.
The SmartLine Platinum card gives you a low, long-term annual interest rate of 5.99% that could save you money. It’s like a line of credit but much more convenient. Plus, you get this low rate for three years - guaranteed. After your three years are up, your annual interest rate becomes a variable rate of Prime +3.75%.
If you have excellent credit, this card is for you. Use the Platinum MasterCard to shop online, over the phone, and for your everyday items. You can save money when you transfer high-interest debt with our no-fee balance transfer service. If you transfer a balance during your application, you'll even have a better chance of getting a higher credit limit.
Safe and secure online application with SSL encryption technology.
Get the Capital One Canada platinum low interest credit card of your choice and enjoy the benefits and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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Capital One® SmartLine™ Platinum MasterCard® |  |
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The SmartLine™ Platinum MasterCard® with a 5.99% Interest Rate, issued by Capital One Bank Canada, is a platinum card designed for Canadian residents with excellent credit who want to enjoy benefits and convenience of low interest credit card. Cardholders will enjoy 5.99% interest rate on purchases and balance transfers for three years, but you are required to pay your credit card bills on time to maintain the rate. Thereafter, a variable rate of Prime +3.75% applies. Another advantage with this card is there is no fee for the balance transfer. Platinum MasterCard benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has no annual fee and a low interest rate even after the three years term expired. If you would like enjoy low interest rate with miles rewards or cash back, you have the option to add these benefits onto the card with a $99 annual fee. If you spend at least $10,000 a year, the extra rewards fee could be a good option with the expected 1% return on purchases. In short, this could be the right card if you intent to carry balances on your card or make balance transfers. And if you do not plan to carry balances or transfer balances, a reward card could be a better choice for you. May I use the balance transfer service for U.S. accounts? Yes, you may transfer balances using the balance transfer service for both U.S. and Canadian accounts. However, all requests will be processed in Canadian dollars. For U.S. balances that you wish to transfer, please indicate the Canadian dollar amount you wish to have transferred. 
Safe and secure online application with SSL encryption technology.SmartLine™ Platinum MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than ten years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You have not opened a new credit card, loan or line of credit in the last nine months. You've made all your payments on your existing credit on time in the past six months. Your household income is more than $40,000 a year. |
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Capital One® Cash Back Plus Platinum MasterCard® | |
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Capital One® Cash Back Gold MasterCard® | |
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Capital One® Aspire™ World MasterCard® | |
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Capital One® Aspire™ Gold MasterCard® | |
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$0 Fraud Liability If your card is ever lost or stolen and used without your authorization, you’ll not be liable for those charges. 24/7 customer service We’re here for you 24/7. Customer service representatives are only a phone call away and are available to answer your questions around the clock Purchase Assurance1 No matter where you are in the world, most personal items you purchase are automatically insured against theft, loss or damage for 90 days from the date of purchase when the full cost of the item is charged to your Capital One card. Extended Warranty1 Going even further to protect your purchases. Use your Capital One card to purchase an item with an existing warranty and you’ll get double the original manufacturer’s warranty, for up to one additional year, on most personal items. Car Rental Collision and Damage Waiver2 Drive away knowing you’re covered. Rent a car with your Capital One card and decline the collision damage waiver insurance offered by the rental agency (saving you $15-$20 per day) and you’ll be insured if your car is damaged or stolen. Up to $250,000 Common Carrier Travel Accident Insurance3 Receive automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One card. Delayed Baggage Benefit3 If your checked luggage is taking the scenic route to your destination, you may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items when you charge the full cost of your tickets to your Capital One card. MasterAssist™ Travel Assistance Service While travelling outside your province of residence, you’ll have 24/7 assistance for medical referrals, emergency cash transfers, lost documents, ticket replacements, lost luggage assistance and legal referrals. Master RoadAssist™ Connects you to 24-hour emergency road service for travel 50 or more miles from home. Services are offered at pre-negotiated rates and include towing, gas delivery and minor mechanical aid - and you only pay when you need the service. MasterCard Global Service™ Emergency card replacement, emergency cash advance, and referral to the closest ATM machine are only a phone call away – and you can talk to someone 24/7. 1 Purchase Assurance and Extended Warranty are underwritten by the American Bankers Insurance Company of Florida. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. 2 Car Rental Collision and Damage Waiver are underwritten by the American Bankers Insurance Company of Florida. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. 3 Common Carrier Travel Accident Insurance and Delayed Baggage Benefit are underwritten by the Chubb Insurance Company of Canada. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. |
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.