Apply online for a Capital One Reward Miles MasterCard.
"It just takes a minute to complete and submit
your Aspire Gold or World MasterCard application"
Earn reward miles without having to pay an annual fee.
Get rewarded for everything you buy. This rewards credit card gives you 1 reward mile for every $1 you spend on purchases – and you won’t pay an annual fee.
Plus, the Aspire Gold MasterCard also gives you 5,000 bonus reward miles on your first purchase and 1,000 anniversary bonus reward miles each and every year.
Earn more reward miles with Aspire World.
You’ll earn 2 reward miles for every $1 – on everything you buy, with this reward miles credit card. Unlike some other rewards credit cards, the Aspire World MasterCard earns you rewards on all your purchases. No matter where you use your card, you'll always earn 2 reward miles per dollar.
Plus, with 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year, you’ll always earn more with this reward miles credit card.
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Get the Capital One Reward Miles credit card of your choice and enjoy the air miles rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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Capital One® Aspire™ World MasterCard® |  |
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Capital One® Aspire™ Gold MasterCard® | |
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The Aspire™ World MasterCard®, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn air miles reward on their purchases. Cardholders can earn 2 reward miles per $1 spent on purchases. Cardholders are also rewarded with 35,000 bonus reward miles on their first purchase. Plus cardholders get 10,000 anniversary bonus reward miles every year. There is no limit on the rewards miles you can earn and with no expiry as well. Cardholders can choose to redeem the reward miles for travel, merchandise, gift cards, or cash. To redeem for travel you need a minimum of 15,000 rewards miles and for merchandise or gift cards you'll need a minimum of 6,000 reward miles. If you wish to redeem for cash back the minimum amount needed is 10,000 reward miles, which equals $75.00. To accelerate your reward miles accumulation, you can add an authorized user with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. World MasterCard benefits such as travel emergency medical insurance, trip cancellation insurance, purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has a $120 annual fee with a reasonable interest rate for a reward card. If you fly frequently, want to earn reward miles faster, and don't mind paying an annual fee, then Aspire™ World MasterCard® is the right card for you. Furthermore, the first year annual fee is easily offset with the 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year. If you do not wish to pay for annual fee, and don't mind the 50% slower reward miles accumulation, then the Aspire™ Gold MasterCard® is a good choice for you. 
Safe and secure online application with SSL encryption technology.Aspire™ World MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $60,000 a year. |
The Aspire™ Gold MasterCard® , issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn air miles reward on their purchases. Cardholders can earn 1 reward miles per $1 spent on purchases. Cardholders are also rewarded with 5,000 bonus reward miles on their first purchase. Plus cardholders get 1,000 anniversary bonus reward miles every year. There is no limit on the rewards miles you can earn and with no expiry as well. Cardholders can choose to redeem the reward miles for travel, merchandise, gift cards, or cash. To redeem for travel you need a minimum of 15,000 rewards miles and for merchandise or gift cards you'll need a minimum of 6,000 reward miles. If you wish to redeem for cash back the minimum amount needed is 10,000 reward miles, which equals $75.00. To accelerate your reward miles accumulation, you can add an authorized user with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. Gold MasterCard benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has no annual fee and a reasonable interest rate for a reward card. Aspire™ Gold MasterCard® is the right chocie for those who want a fee free reward miles card. However, if you fly frequently and want to take advantage of the faster way to accumulate reward miles, then Aspire™ World MasterCard® is a better option for you.
Safe and secure online application with SSL encryption technology.Aspire™ Gold MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $30,000 a year. |
World MasterCard Travel Benefits Travel Emergency Medical Provides emergency medical coverage anywhere in the world. As the primary cardholder, you, your spouse and your dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. This benefit is subject to an exclusion for pre-existing medical conditions. Trip Cancellation If an illness, injury or other covered cause prevents you from starting your trip, you'll be covered for up to $1,000 of eligible cancellation expenses per insured person, to a maximum of $5,000 per trip. Trip Cancellation covers you, as the eligible cardholder, your spouse and your dependent children when travelling with you and/or your spouse. It also covers up to two travelling companions. The full cost of the trip expenses must be charged to your Capital One credit card. Trip Interruption If an illness, injury or other covered cause prevents you from continuing your trip, you'll be covered for up to $5,000 of eligible trip interruption expenses per insured person, to a maximum of $25,000 per trip. Trip Interruption covers you, your spouse, your dependent children and up to two other travelling companions when the full cost of the trip expenses are charged to your Capital One credit card. Flight Delay You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $250 per day and $1,000 per trip for all insured travellers. Simply charge the full cost of your tickets to your Capital One credit card. Baggage Loss If your checked baggage is lost by an airline you can be reimbursed up to $1,000 per trip for all insured travellers. The full cost of your tickets must be charged to your Capital One credit card. Baggage Delay If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card. Travel Accident Insurance Receive up to $500,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card. Car Rental Collision/Loss Damage Waiver Charge the full cost of your car rental to your Capital One credit card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you'll be insured for up to 48 days if your rental car is damaged or stolen. MasterAssist Travel Assistance Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Any costs incurred in connection with these services are charged to your Capital One credit card. World MasterCard Everyday Benefits Price Protection When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year. Extended Warranty When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer’s warranty for up to two additional years. Purchase Assurance Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card. Concierge Services One-call assistance with arrangements for travel, entertainment, business and shopping. Any costs incurred in connection with these services are charged to your Capital One credit card. MasterCard Benefits Master Global Services Provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM. $0 Fraud Liability If your card is lost or stolen and used without your authorization, you’re protected with $0 Fraud Liability. That means you won’t pay for any unauthorized purchases on your card. Master RoadAssist® Service This service provides pre-negotiated rates for 24-hour emergency road service, for travel 80 km or more away from your home including towing, gas delivery and minor mechanical aid. The roadside service expenses are billed directly to your Capital One credit card. 1 Potential savings based on a two-week, international vacation package for two 30-year-olds, costing $2,500 and booked on your Aspire World MasterCard. For all insurance coverage, certain limitations, restrictions and exclusions apply. Travel Emergency Medical Insurance and Trip Cancellation/Trip Interruption Insurance are only available to customers under the age of 65. When you're approved for the card you'll receive Certificates of Insurance which contain a full description of coverage. Capital One is not the insurer. Travel Accident Insurance and Baggage Delay are underwritten by Chubb Insurance Company of Canada. Travel Emergency Medical Insurance, Trip Cancellation, Trip Interruption, Flight Delay, Baggage Loss, Car Rental Collision/Loss Damage Waiver, Price Protection, Purchase Assurance and Extended Warranty are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions™ companies. You’ll receive the details of your coverage, including terms, conditions and limitations and exclusions in the Certificate of Insurance provided with your card. |
$0 Fraud Liability If your card is ever lost or stolen and used without your authorization, you’ll not be liable for those charges. 24/7 customer service We’re here for you 24/7. Customer service representatives are only a phone call away and are available to answer your questions around the clock Purchase Assurance1 No matter where you are in the world, most personal items you purchase are automatically insured against theft, loss or damage for 90 days from the date of purchase when the full cost of the item is charged to your Capital One card. Extended Warranty1 Going even further to protect your purchases. Use your Capital One card to purchase an item with an existing warranty and you’ll get double the original manufacturer’s warranty, for up to one additional year, on most personal items. Car Rental Collision and Damage Waiver2 Drive away knowing you’re covered. Rent a car with your Capital One card and decline the collision damage waiver insurance offered by the rental agency (saving you $15-$20 per day) and you’ll be insured if your car is damaged or stolen. Up to $250,000 Common Carrier Travel Accident Insurance3 Receive automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One card. Delayed Baggage Benefit3 If your checked luggage is taking the scenic route to your destination, you may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items when you charge the full cost of your tickets to your Capital One card. MasterAssist™ Travel Assistance Service While travelling outside your province of residence, you’ll have 24/7 assistance for medical referrals, emergency cash transfers, lost documents, ticket replacements, lost luggage assistance and legal referrals. Master RoadAssist™ Connects you to 24-hour emergency road service for travel 50 or more miles from home. Services are offered at pre-negotiated rates and include towing, gas delivery and minor mechanical aid - and you only pay when you need the service. MasterCard Global Service™ Emergency card replacement, emergency cash advance, and referral to the closest ATM machine are only a phone call away – and you can talk to someone 24/7. 1 Purchase Assurance and Extended Warranty are underwritten by the American Bankers Insurance Company of Florida. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. 2 Car Rental Collision and Damage Waiver are underwritten by the American Bankers Insurance Company of Florida. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. 3 Common Carrier Travel Accident Insurance and Delayed Baggage Benefit are underwritten by the Chubb Insurance Company of Canada. You will receive the details of your coverage, including terms, conditions, limitations and exclusions, in the Certificate of Insurance provided with your card. |
What is the No Hassle Rewards miles program? With the No Hassle Rewards program, there's no surprises when you go to redeem your miles. You'll earn reward miles on all your card purchases - big and little. And then you can choose to redeem for travel, merchandise, gift cards, or cash. How is the No Hassle Reward miles program different from other rewards programs? Our No Hassle Reward miles program makes it easy to redeem your rewards. That means no surprises - just great rewards. You can choose to redeem your reward miles for travel, merchandise, gift cards, or cash. How do I earn reward miles? It's easy. Just use your card for purchases and you'll earn reward miles on the net purchase amount. Check your account terms for more details. What purchases are eligible for reward miles? Reward miles are applied to your total net purchases. That means any purchase that's charged to your Capital One MasterCard minus refunds, returns, or other similar credits are eligible for reward miles. Transactions that aren't eligible for reward miles are: cash advances, balance transfers, or other access cheque transactions (including but not limited to Purchase Cheques, Special Offer Cheques, or other similar cheques). Also, you won't accumulate reward miles for fees or finance charges. How many reward miles can I earn in a year? As many as you want. Unlike other credit card programs, there's no limit to the amount of reward miles you can earn with us. Will my reward miles expire? No, your reward miles never expire. How are my reward miles calculated? You earn reward miles for every eligible purchase you make. Every time you make a purchase with your card, you'll earn reward miles on the net purchase amount. Check your account terms for more details. If I don't pay my credit card bill in full every month, will I still earn reward miles? Definitely. You don't have to pay the full amount of your bill each month to keep your account in good standing. Just make sure you pay at least the minimum monthly balance, as indicated on your statement, and you'll keep earning rewards. What if I don't pay my minimum monthly payments during a month, do I still earn reward miles? If your account is not in good standing, meaning you didn't pay your minimum monthly balance, rewards will continue to accumulate but you won't be able to redeem any. How long will it take for my reward miles to appear online in my No Hassle Rewards summary? Your earned reward miles are usually visible online within 10 days. Very rarely, it may take up to two billing cycles to appear on your account. Plus, if you received Bonus reward miles on your first purchase, they may take a little longer that normal to appear on your statement. Why are the reward miles from a credit card purchase I made yesterday not appearing online? It usually takes several days for a merchant's charge to post to your credit card account. When the charge is posted, reward miles for qualifying purchases will appear. What is the minimum number of reward miles required before I redeem them? To redeem for travel you need a minimum of 15,000 rewards miles and for merchandise or gift cards you'll need a minimum of 6,000 reward miles. If you wish to redeem for cash back the minimum amount needed is 10,000 reward miles, which equals $75.00. How do I review and redeem my reward miles? Once you're a No Hassle Rewards cardholder, you can redeem your reward miles online at www.capitalone.ca/nohasslerewards or by phone at 1-800-228-3001. How do I redeem my reward miles for air travel? You can redeem them in three easy steps. First, book your air travel any way you choose (online, travel agency, or even if you call the airline directly - it's up to you!) and use your Capital One card to pay for it. Next redeem your miles online or by phone to get reimbursed for your air fare. Finally, look for that credit on your statement. It's that easy. Can airline tickets be booked in someone else's name using my reward miles? Yes, you can purchase tickets in anyone's name as long as the ticket is purchased using your Capital One Rewards Miles card. Can I transfer these reward miles to another program? No, you cannot transfer these reward miles or combine them with any other program. Can I redeem a portion of my No Hassle Rewards and keep adding to the remaining balance? Yes, you can redeem any or all of your available rewards whenever you'd like, as long as your account is open and in good standing and you have the minimum amount of reward miles needed. Can I redeem my reward miles for cash? Yes, you can redeem reward miles for cash and get either a cheque or a credit to your account. What else can I redeem my reward miles for? On some of our reward programs, you can redeem for a selection of gift cards or merchandise items. Please refer to your original offer's Terms and Conditions as well as any updates to check if your reward program provides this service. How often can I redeem? You may redeem as often as you like as long as you have enough reward miles to redeem for the items you want. Do I pay anything when I redeem my reward miles? The great thing about No Hassle Rewards is that there are no hidden fees. Unlike many rewards programs, our program lets you pay for the taxes on your travel with your rewards miles. When you redeem for merchandise or gift cards, shipping and handling costs are included in the value of the item. How will I receive merchandise or gift cards if I redeem for these? If you redeem your reward miles for merchandise or gift cards, these will be shipped by Capital One to the primary cardholder's address at no extra cost - shipping and handling are covered as a part of your rewards redemption. |
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