Apply online for a FREE MBNA Smart Cash MasterCard
"It just takes a minute to complete and submit
your MBNA Smart Cash Credit Card application"
Get up to 5% cash back
That's not just smart, that's Smart Cash
Safe and secure online application with SSL encryption technology.
Get your exclusive smart cash mastercard and enjoy the benefits and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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Smart Cash MasterCard® Credit Card |  |
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The Smart Cash MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases. This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases. You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service. 
Safe and secure online application with SSL encryption technology.Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
Cheques will only be issued in $50 increments. You can earn the 5% bonus rate on the first $600 of eligible transactions per month for the duration of the bonus offer, and you'll earn 1% thereafter within any given month when you meet the maximum threshold. |
| MBNA Canada Card Comparisons | Platinum Card | Gold Card | Preferred Card |
| 24-hour Customer Service |  |
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| 1-hour Credit Line Increase Decisions During regular business hours |
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| Cash Advance Bank, ABM, Access Cheques |
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| Emergency Card Replacement 7-10 days or by courier |
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| Emergency Cash Western Union |
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| Emergency Cash Transfer Up to $5,000 |
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| Away from Home | Platinum Card | Gold Card | Preferred Card |
| Lost Document and Ticket Replacement | |
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| Lost Luggage Assistance | |
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| Pre-trip Information | |
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| Legal Assistance | |
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| Common Carrier Travel Accident Insurance | $1,000,000 | $500,000 | $150,000 |
| Unexpected Return Home Coverage in the event of the death of an immediate relative while you are on a trip |
$2,000 | $2,000 | |
| Auto Rental Collision Damage Waiver | |
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| Insurance Coverage | Platinum Card | Gold Card | Preferred Card |
| Accidental Death & Dismemberment Coverage while occupying eligible rental vehicle |
$200,000 | $200,000 | |
| Personal Effects Benefit Coverage against loss, theft or damage to personal effects for the duration of an auto rental period |
$1,000 | $1,000 | |
| Identity Protection Monitor, manage and protect your valuable credit and identity information. |
Available | Available | Available |
| Balance Protection Protect your good credit rating in the event of job loss, illness or disability. |
Available | Available | Available |
| Shopping Benefits | Platinum Card | Gold Card | Preferred Card |
| Purchase Assurance Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase |
$4,500 | $4,500 | |
| Extended Warranty Benefits Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card |
One Year | One Year | |
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.