Compare, review and apply online for Rewards Credit Card Canada
"It just takes a minute to complete and submit
your best credit card rewards application"
Credit cards with rewards
There are plenty of credit cards with rewards in Canada, ranging from the popular cash back, airmiles, hotel to retail rewards. Keeping the pace is speciality rewards such as one for curling fans and environmental conscious consumer.
The consumers have always been spoilt with chocie in this card category. Furthermore, most of them are without annual fee, making them more attractive.
You've the choice to select either a generic rewards or a specific brand rewards. To get the right card, always go for rewards that suit your lifestyle and spending habit best.
Take note that the interest rate for a rewards card is higher than a regular card and may not be suitable for those who intend to carry balances on their card. Because the fee and charges may easily exceed the rewards gained.
Safe and secure online application with SSL encryption technology.
Get the best reward credit card of your choice and enjoy the benefits and rewards today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
| Smart Cash MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Shoppers MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Pharmaprix MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Sony Card MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| CAA Quebec MasterCard® | ||||||||||||||
|
||||||||||||||
| PremierRewards® MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Best Western MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Capital One® Cash Back Plus Platinum MasterCard® | ||||||||||||||
|
||||||||||||||
| Capital One® Cash Back Gold MasterCard® | ||||||||||||||
|
||||||||||||||
| Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries | ||||||||||||||
|
||||||||||||||
| WorldPoints® MasterCard® Credit Card | ||||||||||||||
|
||||||||||||||
| Capital One® Aspire™ World MasterCard® | ||||||||||||||
|
||||||||||||||
| Capital One® Aspire™ Gold MasterCard® | ||||||||||||||
|
||||||||||||||
| American Express® AIR MILES®* Platinum Credit Card | ||||||||||||||
|
||||||||||||||
| The American Express® Business Gold Rewards Card | ||||||||||||||
|
||||||||||||||
The Shoppers MasterCard® Credit Card, issued by MBNA Canada, is a loyalty reward credit card designed especially for Canadian who make purchases at Shoppers Drug Mart® frequently. Cardholders will get 15,000 points after making first purchase with the card, which is equivalent to $25 in-store value. Under the reward program, you can earn 15 points when you shop at Shoppers Drug Mart®. An extra 10 points is rewarded when you show your Shoppers Optimum Card® with the purchase. As such, cardholders should use both, Shoppers Optimum® MasterCard® and Shoppers Optimum Card® together at Shoppers Drug Mart® in order to maximize the points earned. Aside from that, you'll also earn 5 points for purchases made everywhere else. The rewards start at 7,000 points for a $10 in-store value(15,000 points - $25; 30,000 points - $55; 40,000 points - $75; 75,000 points - $150). This card does not require an annual fee. There is a 1.99% introductory AIR on balance transfers and cheque cash advances for the first six months of establishing an account. Rates for purchases, balance transfers, and cash advances are fixed, so cardholders can look forward to stability when using this card. Cardholders can enjoy the additional benefits that come with the card. These benefits include fraud protection, online account management, and more. Canadian residents who want to make extra savings on home health care, beauty care and drug purchases at Shoppers Drug Mart® will find this card offer hard to resist and a good choice. Furthermore, there is no limit to the points you can earn. Every month end, the points earned will be transferred to your Shoppers Optimum Card account which can be tracked online Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The Pharmaprix MasterCard® Credit Card, issued by MBNA Canada, is a loyalty reward credit card designed especially for Canadian who make purchases at Pharmaprix frequently. Cardholders will get 15,000 points after making first purchase with the card, which is equivalent to $25 in-store value. Under the reward program, you can earn 15 points when you shop at Pharmaprix. An extra 10 points is rewarded when you show your Pharmaprix Optimum Card® with the purchase. As such, cardholders should use both, Pharmaprix Optimum® MasterCard® and Pharmaprix Optimum Card® together at Pharmaprix® in order to maximize the points earned. Aside from that, you'll also earn 5 points for purchases made everywhere else. The rewards start at 7,000 points for a $10 in-store value(15,000 points - $25; 30,000 points - $55; 40,000 points - $75; 75,000 points - $150). This card does not require an annual fee. There is a 1.99% introductory AIR on balance transfers and cheque cash advances for the first six months of establishing an account. Rates for purchases, balance transfers, and cash advances are fixed, so cardholders can look forward to stability when using this card. Cardholders can enjoy the additional benefits that come with the card. These benefits include fraud protection, online account management, and more. Canadian residents who want to make extra savings on home health care, beauty care and drug purchases at Pharmaprix® will find this card offer hard to resist and a good choice. Furthermore, there is no limit to the points you can earn. Every month end, the points earned will be transferred to your Pharmaprix Optimum Card account which can be tracked online. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The Sony Card MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with an established Canadian credit file that is free of bankruptcies or serious delinquencies. This card has a rewards program designed especially for gadget lovers, as every purchase earns points toward purchases at SonyStyle.ca. Plus, the first qualifying transaction made with the Sony Card MasterCard® Credit Card garners cardholders a bonus of 2,000 Sony Points. Each time cardholders purchase Sony products from SonyStyle.ca or the Sony Store/Maison Sony, cardholders receive double points. Points accrue for all other purchases at one point per dollar spent. Cardholders will be able to redeem their points for Sony products including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media, and more. All purchases, balance transfers, and cash advances made with the Sony Card MasterCard® Credit Card have fixed AIRs. There is no introductory offer available. Those who do not meet the qualifications for the Sony Card MasterCard® Credit Card may be considered for the preferred card, which varies in the terms of benefits and credit limits. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The PremierRewards® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and will give you access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee but does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where you'll earn 1% back from all your purchases. All your rebates will be credited as a statement credit once a year. Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits. *These are the highlights of the MBNA PremierRewards Program as they pertain to this credit card. Complete terms and conditions describing eligibility of the program, MBNA PremierRewards accrual, redemption of MBNA PremierRewards, and other important conditions, limitations and restrictions will be sent with your card. Some restrictions apply. Please read the Terms and Conditions carefully upon receipt. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The Best Western MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents with very good credit histories. In the rewards program that comes with this card, cardholders can earn Best Western Rewards points(previously known as Gold Crown Club points) which can be used at Best Western locations internationally. The standard earning rate for the rewards program is 1.5 Best Western Rewards points for every $1 spent on purhcases. You'll be able to earn 5,000 bonus points after making a first purchase. An additional 50 Best Western Rewards points will be awarded after requesting a qualifying cash advance. Purchases, balance transfers, and cash advances all have fixed AIRs and there is no introductory offer available on transactions. Those who do not meet the qualifications for the Best Western MasterCard® Credit Card may be considered for the preferred card. ‡ These are highlights of the Best Western Gold Crown Club Reward Program as it pertains to this credit card. Complete terms and conditions describing eligibility of the program, Gold Crown Club Points accrual, redemption of Gold Crown Club Points, and other important conditions, limitations and restrictions will be sent with your card. Some restrictions apply. Please read the Terms and Conditions carefully upon receipt. †† This is a one-time offer for new MBNA cardholders, or existing MBNA cardholders who qualify for an additional account. To qualify for this offer, cardholders must use their card for at least one purchase or cash advance. Please allow 8-10 weeks from the transaction date deadline for the bonus points to be posted to the account. Limit one-time 5,000 bonus Gold Crown Club Points offer (no cash value) per new account. This promotion is offered by MBNA Canada Bank. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The Cash Back Plus Platinum MasterCard®, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn cash back on their purchases. Cardholders can earn up to 2% on their purchases. You are qualified for a 1% cash back if a purchase made on your card is part of your first $15,000 in total annual purchases; 2% cash back if it's part of your $15,000.01 to $100,000 in total annual purchases; and 1.5% cash back if the purchase is part of your total annual purchases exceeding $100,000. There is no limit on the cash back rewards you can earn and with no expiry as well. The main advantage of this cash back program is you can redeem anytime and as often as you like with a minimum cash rewards balance of $15, either by cheque or as a statement credit. To accelerate your cash back rewards accumulation, you can add an authorized user or request supplementary cards with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. Platinum MasterCard benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has a $99 annual fee with a reasonable interest rate for a reward card. If you spend more than $2,000 a month on purchases then this card is a good option. Otherwise, you should get Cash Back Gold MasterCard® with no annual fee and up to 1% cash back on purchases. Cash Back Plus Platinum MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $60,000 a year. |
The Cash Back GOld MasterCard®, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn cash back on their purchases. Cardholders can earn up to 1% on their purchases. You are qualified for a 0.5% cash back if a purchase made on your card is part of your first $3,000 in total annual purchases;and 1% cash back if the purchase is part of your total annual purchases exceeding $3,000. There is no limit on the cash back rewards you can earn and with no expiry as well. The main advantage of this cash back program is you can redeem anytime and as often as you like with a minimum cash rewards balance of $15, either by cheque or as a statement credit. To accelerate your cash back rewards accumulation, you can add an authorized user or request supplementary cards with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. Gold MasterCard benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has no annual fee with a reasonable interest rate for a reward card. However, if you spend more than $2,000 a month on purchases, then you should consider Cash Back Plus Platinum MasterCard® which also comes with higher credit limit. The $99 annual fee can be easily offset with the higher, up to 2% cash back. Cash Back Gold MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $30,000 a year. |
The Cash Back Guaranteed MasterCard® for Gas & Groceries, issued by Capital One Bank Canada, is suitable for Canadian residents who want to enjoy cash back on their gas and grocery purchases while improving their credit history at the same times. With this card, you'll earn 2% cash back on all your gas and grocery purchases at major gas stations and grocery stores. Aside that, you'll earn 1% cash back on all your other purchases. Through the No Hassle Rewards Cash Back Program, redeeming is easy plus your cash back rewards never expire and there is no limit to how much you can earn. You can choose how you'd like to redeem your cash back, either by cheque or as a statement credit. Cardholders will enjoy Gold MasterCard special benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has an annual fee of $79 per year and reasonable interest for this type of card. Furthermore, you can add an authorized user with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. By far, this is the best Guaranteed MasterCard® for people with average credit history, who want to enjoy the generous cash back while strengthening their credit history. If you do not plan to transfer or carry balances and making more than $1,000 per year on gas and grocery purchases, then you may want to consider this Cash Back Guaranteed MasterCard® as the cash savings exceeded the extra $20 paid on the annual fee. Cash Back Guaranteed MasterCard® for Gas & Groceries is a good match for you if: You've had a loan, credit card or line of credit for more than one year. You have not missed more than two payments on your credit in the past three months. You have not defaulted on credit as a result of failing to pay back debts to creditors in the past two years. |
The WorldPoints® MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and will provide you with access to a fixed interest rate, a rewards program, and platinum cardholder services. This credit card does not have an annual fee bur does not have an introductory rate. Cardholders, however, will benefit from the fixed AIRs for all transactions. This card comes with a rewards program where you can earn one point for every dollar you spend on purchases. All points earned can be redeemed for merchandise, travel, gift cards and certificates. Cardholders can also take advantage of the platinum benefits that come with the card which include online account access and access to thousands of ABMs worldwide. If you don't qualify for the platinum card, you may be considered for the preferred card, which varies in terms of benefits and credit limits. ‡These are highlights of the MBNA WorldPoints Program as it pertains to this credit card. Complete terms and conditions describing eligibility of the program, MBNA WorldPoints accrual, redemption of MBNA WorldPoints, and other important conditions, limitations and restrictions will be sent with your card. Some restrictions apply. Please read the terms and conditions carefully upon receipt. *This is a one-time offer for new MBNA cardholders, or existing MBNA cardholders who qualify for an additional account. To qualify for this offer, cardholders must use their card for at least one purchase or cash advance. Please allow 8-10 weeks from the transaction date deadline for the bonus points to be posted to the account. Limit one-time 1,000 bonus WorldPoints offer (no cash value) per new account. This promotion is offered by MBNA Canada Bank. Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25 |
The Aspire™ World MasterCard®, issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn air miles reward on their purchases. Cardholders can earn 2 reward miles per $1 spent on purchases. Cardholders are also rewarded with 35,000 bonus reward miles on their first purchase. Plus cardholders get 10,000 anniversary bonus reward miles every year. There is no limit on the rewards miles you can earn and with no expiry as well. Cardholders can choose to redeem the reward miles for travel, merchandise, gift cards, or cash. To redeem for travel you need a minimum of 15,000 rewards miles and for merchandise or gift cards you'll need a minimum of 6,000 reward miles. If you wish to redeem for cash back the minimum amount needed is 10,000 reward miles, which equals $75.00. To accelerate your reward miles accumulation, you can add an authorized user with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. World MasterCard benefits such as travel emergency medical insurance, trip cancellation insurance, purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has a $120 annual fee with a reasonable interest rate for a reward card. If you fly frequently, want to earn reward miles faster, and don't mind paying an annual fee, then Aspire™ World MasterCard® is the right card for you. Furthermore, the first year annual fee is easily offset with the 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year. If you do not wish to pay for annual fee, and don't mind the 50% slower reward miles accumulation, then the Aspire™ Gold MasterCard® is a good choice for you. Aspire™ World MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $60,000 a year. |
The Aspire™ Gold MasterCard® , issued by Capital One Bank Canada, is designed for Canadian residents with good or excellent credit who want to earn air miles reward on their purchases. Cardholders can earn 1 reward miles per $1 spent on purchases. Cardholders are also rewarded with 5,000 bonus reward miles on their first purchase. Plus cardholders get 1,000 anniversary bonus reward miles every year. There is no limit on the rewards miles you can earn and with no expiry as well. Cardholders can choose to redeem the reward miles for travel, merchandise, gift cards, or cash. To redeem for travel you need a minimum of 15,000 rewards miles and for merchandise or gift cards you'll need a minimum of 6,000 reward miles. If you wish to redeem for cash back the minimum amount needed is 10,000 reward miles, which equals $75.00. To accelerate your reward miles accumulation, you can add an authorized user with no fee. The authorized user will receive a card which can then be used for purchases and cash advances. Gold MasterCard benefits such as purchase assurance and extended warranty, car rental collision and damage waiver, travel accident insurance are included. Cardholders are protected with $0 fraud liability for unauthorized use. The card also comes with the convenient MasterCard PayPassTM feature, allowing you to Tap & Go for small purchases. This card has no annual fee and a reasonable interest rate for a reward card. Aspire™ Gold MasterCard® is the right chocie for those who want a fee free reward miles card. However, if you fly frequently and want to take advantage of the faster way to accumulate reward miles, then Aspire™ World MasterCard® is a better option for you. Aspire™ Gold MasterCard® is a good match for you if: You've had open credit such as a credit card, loan or line of credit for more than three years. You've had excellent credit for the last seven years (no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors). You've made all your payments on your existing credit on time in the past three months. Your household income is more than $30,000 a year. |
|
Your application is safe and secure with SSL encryption technology.















