The new MBNA Rewards American Express® Credit Card lets you get more from a credit card, and from life. With just one credit card you have the benefit of two great programmes:- MBNA Rewards* and American Express SelectsSM. So, whether you are shopping, travelling or going out for the evening, this credit card brings something extra to the experience.
An outstanding introductory balance transfer rate of just 0% p.a. - available for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
0% p.a. on card purchases for three months from the date your account is opened.
Earn 1 MBNA Reward point* for every £1 spent on card purchases.
Redeem your MBNA Reward points for a select range of rewards including travel, dream experiences, wines from around the world and even cash.
2,000 bonus MBNA Reward points on your first card purchase within 90 days of your account opening.†
Specially negotiated discounts, priviliges and bonus Reward points through our MBNA RewardsPlus partners, AVIS, CD WOW!, Charles Tyrwhitt, Habitat, Macdonald Hotels & Resorts and WHSmith.
Exclusive offers and discounts on the best leisure, dining and shopping offers through American Express SelectsSM.
Personalised VIP travel service with great offers on flights, hotels and holidays through MBNA TravelPlus.
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Purchase Protection Benefit - If something you bought with your Card gets stolen or damaged within 90 days of purchase, we'll reimburse you for repairing or replacing it.
Refund Protection Benefit - We'll reimburse you for unwanted items bought with the Card within 90 days of purchase.
Extended Warranty Benefit - We'll add a year to manufacturers' warranties.
Fraud Guarantee - We aim to put things right straight away if someone uses your account details without your consent.
Membership Rewards® - Earn points for almost every pound you spend. Redeem them for a choice of rewards.
SelectsSM - Hundreds of offers for you to enjoy at home and abroad.
Travel Back-Up - Problems abroad? Call us and we'll get your holiday back on track.
Travel Inconvenience Benefit - If you or your luggage are delayed, we'll compensate you for unexpected costs.
Supplementary Cards - Up to 2 free additional Cards for family and friends.
24hr Customer Care
Pay in full every month - No interest charges.
£60 annual fee - Get all these benefits for the equivalent of just £5 a month.
Superior travel and lifestyle benefits for you and your family.
Complimentary enrolment in Membership Rewards® - reward yourself and your family more often.
Earning Membership Rewards is easy. Every time you use your Card you’ll earn one point for virtually very £1 you spend
Points can be redeemed for hundreds of free rewards - from chic fashion accessories, fine wines and digital cameras, to the best hotels and resorts in over 5,000 locations and flights with some of the worlds leading airlines including Virgin and Continental
Free access to VIP airport lounges worldwide for you and your partner
Global annual travel insurance for you and your family
Platinum Service - preferential treatment when you travel
Five more free cards for family and friends
Companion tickets - friends and family fly with our complements. With the Platinum Card, every time you book a full-fare business class ticket with our partner airlines, your friend or partner enjoys their flight on us.
Emergency assistance - wherever, whenever, we're there for you
0% p.a. on balance transfers for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
0% p.a. on card purchases for three months from the date your account is opened
Typical rate 15.9% APR (variable).
Receive 20,000 free destinations miles* when you spend £250 on card purchases within 90 days of your account opening (enough for a return flight to Italy, Spain and many other great destinations!)
Earn miles on your every day spend taking you to over 850 destinations worldwide
Automatic diamond club membership, the UK's most generous frequent flyer scheme**
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 850 worldwide destinations
Earn double destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No booking fee when you use your bmi credit card to buy bmi flights online at flybmi.com or via the bmi call centre
No annual fee
Manage your account online – view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month
1 Flying Club mile for every £1 spent on card purchases using your card.**
2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.**
3,000 bonus Flying Club miles upon first spend.***
0% p.a. - a cracking introductory rate on balances transferred to us from other cards - for six months from the date your account is opened. 2% handling fee applies.
Typical rate 17.9% APR (variable).
No annual fee - this card won't cost you a penny extra to carry.
A complimentary companion reward flight - spend £15,000 or more a year on card purchases using your Virgin Atlantic White Card and you'll qualify for one complimentary round trip companion reward flight the next time you book a qualifying flight with Virgin Atlantic.†
Premium Economy reward upgrade - spend £10,000 or more a year on your Virgin Atlantic White Card and you'll qualify for a complimentary round trip Premium Economy reward upgrade the next time you use your miles to book a qualifying reward flight in Economy, plus, spend another £10,000 in the same year and get another one.††
Additional Cardmembers - you can link up to three free other cards to your main account giving you multiplied miles as others spend.
Free Travel Accident Insurance up to £250,000* - pay for your travel tickets in full using your Virgin Atlantic Credit Card and you'll automatically be covered if you have an accident during your journey. If your spouse or children are travelling with you, they're covered too.
Free Travel Inconvenience Insurance* - up to £750 for delayed or cancelled flights, up to £500 for luggage delays.
Free Lost Luggage Insurance* - up to £1,500 (max £500 per item).
Free 24 hour telephone helpline - 365 days a year whether you're calling from home or abroad.
Up to 46 days interest free on card purchases - if you always pay off your statement balance in full and on the dot each month you won't pay a penny interest.
Cash advances - from 'holes in the wall' in most countries throughout the world.
Truly global spending power - You can withdraw cash from all LINK cash machines including Halifax, Lloyds TSB, Barclays, HSBC and Bank of Scotland. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on freephone 0800 056 7686.
Online fraud protection - There is no liability or excess to pay for theft, loss or fraudulent Internet use of your card as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Extra benefits - Together with Virgin Money, the Virgin Atlantic Credit Card has been designed to help you make the most of Flying Club, Virgin Atlantic's loyalty programme.
Introducing the new Nectar for Business Credit Card
Earn up to 4 points per £1 spent at participating Nectar sponsors by using both the Nectar for Business Credit Card and your Nectar loyalty card together.
Earn 1 point for almost every £1 spent elsewhere - wherever American Express® is welcomed, worldwide.
1,000 Nectar bonus points when you first use your card
No Annual Fee
Typical 18.9% APR variable
Flexible repayment options and up to 56 days interest-free
Apply today and you'll be free to focus on the reasons why you went into business in the first place.
0% p.a. introductory rate on purchases for six months
Typical 15.9% APR variable ongoing
0% p.a. on Balance Transfers for six months
Up to 2% MoneyBack on all purchases
No Annual Fee
For no extra charge, you can add free Supplementary Cards for Employees to your Platinum Business Credit Card, earning you Business MoneyBack every time they spend.
Flexible repayment options and up to 56 days interest-free
Discounts and savings through the Small Business Savings Network
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.