"It just takes a minute to complete and submit your Credit Card for Bad Debt UK application."
Is bad credit rating affecting you getting a credit card?
It's always difficult and hard to get a credit card for people who have had CCJs (now cleared), poor credit history or credit problems in the past.
It's common to miss the odd payment or been late a few times, and now you find it difficult to get credit. But these things should not necessarily mean you don’t deserve credit.
Choose from a bad credit visa card with no annual fee or a prepaid master card with no debt worry. Help yourself to rebuild your credit and get back on the credit ladder today.
Safe and secure online application with SSL encryption technology.
Get the bad debt credit card of your choice in uk today and enjoy the power of plastic again!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Get control over your finances with our low-limit, easy-to-manage credit card
Get hold of your finances
Great for people who want to build or rebuild their credit rating
No Annual Fee
Low, easy-to-manage credit limit from £200
Choose your own credit card design
Register for email alerts to help you stay in control
34.9% APR Representative variable
Identity Theft Protection
Online account management with paperless statements
You can pay your bill online by accessing your account anytime, anywhere. You can also set up a monthly email alert to remind you when your payments are due.
Up to maximum 56 days interest free period for purchases where the balance is paid in full every month.
Free Purchase Protection Insurance
For peace of mind many of the things you buy are now covered against loss, damage or theft for 100 days after purchase with this free insurance.
Add up to 3 extra cardholders to your account
You can give your partner, a member of your family or even a close friend a credit card on your account. When you already have so many bank and card accounts to manage, this is a great way of keeping your finances in one place.
Capital One eXtras
Get simple discounts on the things you want every day. Just choose what you need and start saving money straight away.
Apply now and get a response in 60 seconds
Representative example
Assuming a credit limit of £1,200, an interest rate on purchases of 19.94% p.a. variable, you will receive a 19.9% APR representative variable.
Start with a low, manageable credit limit that we may later review and increase
Stay on top of your spending with free text reminders, five days before payment is due
Enjoy one single, simple rate for purchases and cash advances.
Go contactless – Make purchases of £15 and under in an instant wherever you see the contactless symbol
No annual fee.
Representative 29.9% APR (variable)
Up to 56 days interest free from the date of the transaction on new purchases if you pay your statement balance in full and on time each month.
Barclaycard Freedom - earn 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
Barclaycard Unwind puts some of the best live music at your fingertips. You'll have easy access to some of the hottest tickets as well as live sessions, news, reviews and more.
mybarclaycard - keep an eye on your spending, manage your account online
Shop safer with Chip and PIN protection and more
Get a response in minutes
Representative Example:
Representative 29.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 29.9% p.a. (variable)
Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past.
Available to people who have had CCJs (now cleared) or credit problems in the past with poor credit history
No annual fee
Representative 39.9% APR (variable)
A sensible credit limit to help you stay in control. Initial credit limits range from £150 and £1,000.
You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000. Conditions apply see below*
Up to 56 days interest free on purchases, where you have paid off two or more consecutive current statement balances in full and on time.
Free additional cardholder
Free fraud monitoring - we'll warn you of any suspicious activity on your account
Chip & PIN technology for added security whenever you use your card
Visa is widely accepted in the UK and abroad
Convenient shopping online, over the phone and across the world
A friendly UK call centre to give you the support you need
A simple application process. Apply online for a response in 1 minute!
Representative example
Purchase annual interest rate 39.94% (variable)
Amount of credit £1000
Representative 39.9% APR (variable).
Now you can choose a credit card colour that suits you. Decide between our Blueberry, Lime or Cherry designs when you apply and add a splash of personality to your wallet.
* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.
We will not charge interest on purchases if you pay your balance in full and on time each month
Manageable monthly payments
Flexible payment dates
A friendly 24-hour customer helpline
Representative 35.9% APR(variable)
Be free to enjoy the benefits
Over 150,000 people in the UK have already been helped by aqua and on top of the card features listed above, also enjoy all these great benefits:
Free additional cardholder
Access to optional insurance products such as credit card repayments cover and card care, designed to help you should your circumstances change
Security of chip & PIN technology whenever you use your card
An attractive MasterCard accepted in 24 million places and 600,000 cash points around the world
We can’t promise to say yes, but we can guarantee that we’ll try, even if you have been refused credit before or are:
self employed and find it difficult to prove a regular income
a homemaker
working part-time or on a low income
at a new address or not on the electoral roll
recently moved to the UK
affected by previous poor credit, including County Court Judgments (CCJs)
Representative example:
Your interest rate for purchases is 35.95% p.a
With a representative 35.9% APR
If you borrowed £1,200 and repaid it over 12 months
The Provident Money Card gives you instant spending power, use it on the Internet or over the phone. It's a really flexible and modern way to borrow money. Safe, secure and it's not a credit card.
Withdraw cash as and when you need it from cash machines and banks
Shop on the phone or over the Internet
Stay in control of your finances – with our Money Card you only spend what you have borrowed
Spend as much or as little as you want, when you want
Your very own PIN (Personal Identification Number) keeps your loan safe
Cards are available in values of £300
Your friendly agent will call at your home to collect your weekly repayments
Kalixa is the prepaid MasterCard® that keeps you in control.
Kalixa is a combined prepaid MasterCard® and eAccount (e-money account) that lets you shop securely online, on the high street and over the phone.
Your Kalixa Card can be used all around the world – wherever the MasterCard acceptance mark is displayed – both to shop and withdraw cash from ATMs.
You can use your Kalixa Card just like a credit or debit card, but because it’s a prepaid card, there’s no chance of going into debt (like with a credit card), or giving fraudsters direct access to your bank account (like with a debit card).
Shop in-store, online & over the phone
Look for the MasterCard acceptance mark
It’s Chip & PIN enabled
Reduces fraud and keeps your money safe
Withdraw cash
From over 1.2 million ATMs worldwide
Manage your day-to-day finances
It’s Pay As You Go – spend what you load
Ideal for business expenses
Keep all your expenses together
Perfect when travelling abroad
No more cash or travellers' cheques
Unlike many prepaid cards, all transactions are free when you use your Kalixa Card - online or on the high street. We believe that you shouldn't be charged to spend your own money, so we don't charge a monthly management fee either.
Your Kalixa eAccount and Kalixa Card are issued by Vincento Payment Solutions Limited.
Getting a payment card has never been easier. With no credit check and no need for a bank account. This is the exclusive cashplus Gold prepaid MasterCard® that lets you stay in control.
100% acceptance guaranteed*
No credit check or bank account required
The only prepaid card offering purchase protection
Shop securely online, by phone or in store
Use at over 26 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark
Top-up for FREE at 12,500 locations, including any UK Post Office® branch
Online account management with the secure member's area
24 hour, seven days a week telephone service
Other Benefits:-
Traveling with cashplus. Instead of taking all your holiday money in cash or travellers cheques, you can load money onto your cashplus Gold prepaid MasterCard® to use as you travel, so you can have a hassle free holiday.
An affordable and easy way to share money. Your cashplus Gold prepaid MasterCard® is the new way for you to get money to your loved ones abroad. Simply order an additional card on your account and send it to a friend or family member abroad. You load the account in the UK and they can get their money as and when they need it, in a safer and more convenient way.
Apply for an additional card on your cashplus Gold account and pass onto your family and friends (as long as they're aged 13 or over) when they are at university, on holiday or even out for the evening so you have the peace of mind that they have access to funds no matter where they are in the world.
cashplus is the market leader in the UK for prepaid cards. cashplus is the most awarded prepaid payment card in Europe; including winning the ifs/Capgemini Hallmark of Innovation award 2006, MasterCard Best Cardholder Service 2007 and Best New Prepaid Card awarded by Cards International Global Awards 2007. cashplus is the first and only prepaid gold MasterCard card.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.