Apply online for a FREE Bank Card Credit Gold Royal Scotland.
"It just takes a minute to complete and submit your Royal Bank of Scotland Gold Credit Card application"
Shrink your balances
RBS is one of the UK’s leading banks, offering a range of Credit Cards to suit all needs.
Experience the feeling of Gold with RBS Gold Card, available for applicant over 18 years old and earning at least £10,000 per year.
A Gold Credit Card could help you to shrink the size of the balance on your credit card. 8.9% p.a. for the life of balances transferred. There’s no balance transfer fee, plus we'll make regular payments back into your account.
As you would expect from a leading trusted high street bank, we have many years of experience dealing with online customer service. Our straightforward online application gives an instant decision within seconds.
Safe and secure online application with SSL encryption technology.
Get the RBS Gold credit card and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
Shrink your balance
Our Gold Credit Card charges a fixed rate on transferred balances, until they are repaid. It could help to shrink your balance.
This offer is available exclusively online.
Balance transfers - switch your balances within three months of opening your account, pay 8.9% p.a. until the balance transfer is paid off
Reduce your balance – every six months, we’ll pay 2% of the value of your remaining transferred balances to your account
Day-to-day spending – pay 8.9% p.a. on everyday purchases for nine months from account opening
No balance transfer fee
No annual fee
Typical 16.9% APR (Variable)
Up to 56 days interest free on purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time
£300 daily cash advance. Use your Gold Credit Card to get up to £300 each day (depending on your credit limit) from cash machines worldwide. Subject to a 3% handling fee with a minimum £3.00.
Flexible credit limits. Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.
Money transfers by phone. Transfer money from your Gold Credit Card to any UK bank account. The minimum is £250 - and you just pay the usual purchase rate from the date of the transfer.
Add a cardholder for free. Would your spouse, partner or a close friend enjoy the benefits of your credit card?
Control your credit card online. Check your balance whenever it suits - and pay your balance from almost any computer - PC or Apple Mac.
Extra Rewards - Special discounts, travel benefits and wine offers
Security - Identity Theft Helpline, Internet Fraud Protection(RBS Secure), Fraud Warning and Text Alerts, Chip and PIN protection, Emergency, Medical and Legal assistance abroad
Apply online right now and receive an instant decision
Intro APR
Intro Period
Annual Fee
8.9%
until Paid
None
Offer Ended
Balance Transfer Rebate Scheme Terms and Conditions
In order to qualify for the Balance Transfer Rebate ("the Rebate"), one or more balance transfer transactions must be debited to your credit card account ('your account') in the first 3 months from account opening.
Please see Other Financial Information 2(B) of your credit card account terms and conditions ('credit card agreement') for details of the interest rate that applies to balance transfers.
Any balance transfers debited to your account during the first 3 months from account opening (the 'Qualifying Balance') will be eligible for the Rebate. Balance transfers debited to your account after the first 3 months from account opening will not be eligible for the Rebate.
Balance transfers are limited to 95% of your credit limit. You will receive details of your credit limit with your card.
The Rebate will be a sum equal to 2% of such part of the Qualifying Balance that remains outstanding, as follows (i) on the date of your 8th statement from account opening, and (ii) on the date of every 5th statement thereafter. The statement date will appear at the top of your credit card statement and will remain fixed unless you elect to change your statement date. If you change your statement date, the Rebate will be calculated on your new statement date.
The Rebate will be paid in the form of a credit to your account and will appear on your following month's credit card statement.
Balance transfers for the purposes of the Rebate will have the meaning set out in your credit card agreement.
If you break any terms and conditions of the credit card agreement with us, we reserve the right to (a) postpone or cancel payment of any Rebate earned but not yet credited to your account and (b) reduce or end any future Rebate.
In the event that we take steps to terminate your credit card agreement, any Rebate earned but not yet credited to your account will be forfeited immediately. We may do this if you break any term of your credit card agreement, you become bankrupt, you die, we take action against you to obtain payment under your credit card agreement or you end your credit card agreement with us.
On giving 6 months' notice to you, we may terminate the Rebate scheme and, on giving 30 days' notice to you, we may change these rules, the transactions that qualify for the Rebate, the rate at which the Rebate is earned, when the Rebate is paid and how it is paid to your account.
We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit
Extra Reward.
Special discounts
We have great pleasure in offering our MasterCard holders these great discounts:
10% off all products from HP UK
Choose from a great range of PCs, Printers and Accessories from HP
20% off at Buyagift.com
Choose from a range of over 2000 amazing gift ideas from Ferrari driving or spa breaks to flowers, hampers and chocolates.
10% off UK short breaks with Superbreak
Superbreak is the UK's No.1 short break operator, providing accomodation at over 1,600 hotels across the country. Whether you're heading for the bright lights of the city or a rugged coastal adventure, Superbreak offers everything from 2-star economy to 5-star luxury.
Travel benefits
Travel bookings - Organise your holiday or business travel with a single phone call. There are discounts on advance bookings, last-minute bargains and on almost everything else - from flights to airport car parking.
Wine offers
Royal Bank Wine Club - Special offers for cardholders, and sometimes free gifts too.
Safe and secure online application with SSL encryption technology.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.