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If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 12 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).
0% for 12 months on balance transfers made in the first 90 days
0% for the first 12 months on purchases with your Bank of Scotland All In One Credit Card.
Representative 17.9% APR variable
A handling fee of 3% applies for each balance transfer
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
Want a great deal on your balance transfers?
Switch to the Bank of Scotland Plus Credit Card and you could save money with our 0% balance transfer offer. We’ll give you a generous 0% for the first 18 months on balance transfers (3% balance transfer fee applies). As well as all the savings you could make on your balance transfers, you can also spread the cost of your purchases - with 0% for the first 3 months.
0% for 18 months on balance transfers
0% for 3 months on purchases
Representative 16.9% APR variable
A handling fee of 3% applies for each balance transfer
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
Take a few minutes to apply online for an instant decision (in most circumstances).
To benefit from the 0% rate, you must stay within your credit limit and make your monthly payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 16.9% APR(variable).
The purchase rate is 16.94% pa(variable).