None of us are perfect. But we think you should be rewarded for trying.
Let's face it. With the best will in the world, it may not be always feasible to settle your credit card bill in full every month. But if you could pay some of it back, wouldn't it be nice to have your efforts appreciated?
Our innovative Flexi-Rate™ Card offers tiered interest rates, so the more you pay back each month, the less we'll charge you in interest.
The more you repay the lower your interest rate... If you don't always settle your bill in full every month, this card helps you lower the amount of interest you pay on the balance.

Regular, Petite or Micro-Minuscule?
With the new Flexi-Rate from Barclaycard, your purchase rate comes in three different sizes. The more you pay off, the smaller it becomes. You can choose the rate you pay and it can be as low as 9.9% interest p.a. Pay less interest by repaying more each month.
Repay the minimum 2.25% each month and pay just 14.9% APR typical(variable); Repay 5% each month and pay only 12.9% ; Repay 10% each month and pay even less 9.9%

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Get your Barclays Flexi Rate Card and enjoy the low interest rate/apr today.

WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.

For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.

	Barclaycard Flexi-Rate® Credit Card
	You control the rate you pay 0% interest on balance transfers for 14 months from account opening (2.9% handling fee applies). 0% on purchases for 3 months from account opening. Flexi-rate™ - you control the rate you pay and can be as low as 9.9% No annual fee Typical 14.9% APR (variable) Up to 56 interest-free days on card purchases if you pay your balance in full and on time each month, during the first six months. Identity Protection Service - advice about protecting yourself from identity theft Safer shopping with Fraud Protection including Chip and PIN and monitoring your account for unusual spending Purchase Delivery Protection against loss or damage to online, phone or mail orders from despatch to door (second-hand goods and services excluded) Emergency help when travelling abroad Great holiday deals with our Travel Service Convenient online account management Emergency cash advance and credit card replacement service Text alerts five days before payment is due(opt in required) 24 hour helpline Intro APR Intro Period Annual Fee 0% 14 Months None Offer Ended

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