Apply online for a FREE Barclaycard Initial Credit Card
"It just takes a minute to complete and submit your Barclays Initial Credit Card application"
your first step to simplifying your finances
Three good reasons to get an Initial card
Enjoy one single, simple rate for purchases and cash advances. 29.9% APR typical (variable)
Start with a low, manageable credit limit that we may later review and increase
Stay on top of your spending with free text reminders, five days before payment is due
Get an answer right away
Apply for an Initial card and we’’ll give you a response in minutes.
So what are you waiting for?
Barclaycard Initial helps you take charge of your finances.
Safe and secure online application with SSL encryption technology.
Get your Barclaycard Initial Visa to enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
Start with a low, manageable credit limit that we may later review and increase
Stay on top of your spending with free text reminders, five days before payment is due
Enjoy one single, simple rate for purchases and cash advances.
Go contactless – Make purchases of £15 and under in an instant wherever you see the contactless symbol
No annual fee.
Representative 29.9% APR (variable)
Up to 56 days interest free from the date of the transaction on new purchases if you pay your statement balance in full and on time each month.
Barclaycard Freedom - earn 1% of the value of your purchase in Reward Money (0.5% at Shell) in participating retailers.
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mybarclaycard - keep an eye on your spending, manage your account online
Shop safer with Chip and PIN protection and more
Get a response in minutes
Representative Example:
Representative 29.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 29.9% p.a. (variable)
We don’t believe in making life difficult. So we designed Barclaycard Initial with sensible spending limits. Owning this card could actually help improve your credit rating.
An Initial Credit Card could be right for you, if:
You have a limited credit history
You earn more than £10,000 a year
You’re on the electoral roll at your current address
An Initial card will not be suitable for you, if:
You are not yet 18
You have been declared bankrupt
You have had a CCJ or IVA registered against you in the last 5 years
You are already a Barclaycard customer
What is Contactless Payment?
Contactless payments is all about harnessing innovative technology to save you time and effort. Integrated into your card, it means you can quickly pay for those items £15
or under like coffee or lunch without having to search around for cash. As well as being quick and easy, it’s secure, so you can shop with confidence. Just look out for the wave symbol.
Quick, easy payments for items of £15 or under
Free yourself from the hassle of paying with cash
Just hold your card close to the reader and go
Enjoy the same fraud protection on contactless payments as chip and PIN transactions
Barclaycard Freedom - How it works
Barclaycard Freedom is a reward programme like no other. With Barclaycard Freedom you automatically earn Reward Money (not points or fiddly vouchers) at participating retailers, which you may then be able to redeem on your next transaction at selected stores within the programme. (Experience at retailers may vary)
You just need your existing Barclaycard
As a Barclaycard customer you may already be part of the programme – so to start being rewarded, just shop as usual at participating retailers.
Participating retailers
Over 30,000 retailers, nationwide, have been invited to take part in the programme, from high street stores to local shops. That means more places for you to earn Reward Money which you may then be able to redeem on your next transaction at selected stores within the programme
Reward Money not points
Unlike other reward schemes that offer points or vouchers, Barclaycard Freedom gives you Reward Money, which you can use to pay for goods or services at selected stores.
Easy to earn. Easy to redeem.
It's easy to be rewarded for shopping as usual. With the range of retailers involved and the frequently changing offers and promotions, you can choose to shop where you get the best deals.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.