Apply online for a FREE Barclaycard Simplicity Visa
"It just takes a minute to complete and submit your Barclays Simplicity credit card application"
Want to settle down for good?
If you're tired of having to find someone new each time the promotional offer on your current card ends, let us make life simpler for you.
This card offers one of the lowest rates available on the high street - for life. You'll never have to transfer your balance again.
Enjoy a low rate of 7.9% on all purchases and on all balance transfers (no handling fee applies). Apply now to start enjoying all the benefits of the Barclaycard Platinum Simplicity credit card.
Safe and secure online application with SSL encryption technology.
Get your Barclay Card Simplicity and enjoy the lifetime low interest rate/apr today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
7.9% interest on all balance transfers (no handling fee applies) and on all purchases
A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
No annual fee
Representative 7.9% APR (variable)
Up to 56 days interest free from the date of the transaction on new purchases if you pay your statement balance in full and on time each month
Get into whatever you’re into – Barclaycard Unwind puts some of the best live music at your fingertips. You’ll have easy access to some of the hottest tickets as well as live sessions, news, reviews and more.
Identity Protection Service - advice about protecting yourself from identity theft
Safer shopping with Fraud Monitoring including Chip and PIN and monitoring your account for unusual spending
Purchase Delivery Protection peace of mind against loss or damage to goods ordered and delivered from UK suppliers online, over the phone using your Barclaycard (second-hand goods and services excluded)
Worldwide Assistance - emergency help when travelling abroad
Travel Service- pay with your Barclaycard and you'll get great deals on thousands of destinations worldwide
Mybarclaycard - register and manage your account online, switch to paperless statements, set-up direct debits, track your spending and much more.
Emergency Card Replacement and Cash Advance - replacement card and cash advances if your Barclaycard goes missing
Text alerts five days before payment is due (opt in required)
24 hour Customer Service Assistance
Representative Example:
Representative 7.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 7.9% p.a. (variable)
Best suited for
Think about our Simplicity Credit Card if you:
Want a low rate for all your purchases and balance transfers
Have a good credit rating
You have no history of bankruptcy
You have not had any County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs) registered against you in the past 5 years
You have a history of managing credit commitments well i.e. have existing credit and at least 4 years of experience managing credit cards, loans, overdraft or mortgage
You have always made payments on time
Don't already have a Barclaycard
Have had a permanent UK address for 3 months or more
Have a regular income of more than £20,000 pa
Excluding a mortgage, your debt on credit cards or store cards is less than 10% of your income