Apply online for Best Balance Transfer Credit Card UK
"It just takes a minute to complete and submit your credit cards balance transfer uk application"
Save hundreds on your credit card interest
Choose from a list of impressive balance transfer credit card deals in UK. You're spoiled with choices of 0% balance transfer up to 12 months and
fixed interest rate life of balance tranfers with no annual fee.
Stop paying interest and save money now by transferring a balance from your existing store or credit cards.
Select the one suits you and gain all the savings you can. Furthermore, transferring your balance is quick and easy.
Safe and secure online application with SSL encryption technology.
Get your best balance transfers credit cards in UK deals and save hundreds today!
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply,
click on the link next to the card of your choice and a new window will be opened for you.
When you take out a Virgin Credit Card, you get more than just a nice piece of plastic.
0% p.a. on Balance Transfers for 16 months* from the date your account is opened. Transfers to be made within first 60 days(2.98% handling fee applies)
0% p.a. on Card Purchases for 6 months from the date your account is opened.
Voted best credit card for balance transfers. Moneyfacts Awards 2008 - Winner Best Credit Card Provider (Balance Transfer Rate).
No annual fee.
Typical rate 16.6% APR (variable)
Manage your account online or over the phone 24/7
Awesome discounts like 10% off at zavvi, 10% off Virgin Holidays, discounted high street vouchers and more…
FREE Purchase Protection Insurance
FREE Travel Accident Insurance up to £100,000
Up to 50 interest-free days on card purchases if you pay your statement balance in full and on time every month
* Your repayments will be allocated to balances at the lowest rates first. If you have balances attracting the same promotional rate, we will allocate your repayments to the balance at the promotional rate which ends first.
The Virgin Credit Card is promoted by Virgin Money Limited and issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status,
only to UK residents aged 18 or over. As the Virgin Credit Card is issued by MBNA you can't transfer a balance from another credit card issued by them. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
0% p.a. until January 2010 on Balance Transfers made in the first 90 days. 2.9% handling fee applies(minimum £3).
0% p.a. on card purchases until your statement date March 2009 from the date your account is opened.
0% p.a. until January 2010 on cash transfers into your current account made in the first 90 days. 2.9% handling fee applies(minimum £3).
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
MBNA goes further to protect both you and your credit card with MBNA Secure.
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Virtual Hold - have you ever been left hanging on the phone? We know how annoying that is, so we have a callback facility. You won't lose your place in the queue and we'll call you back as soon as a specialist is available.
Unlike some other lenders, we guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
0% for 9 months on balance transfers, plus a fee of 3% (min £3)1
a competitive rate of typical 15.9% APR variable
Earn points and make great savings
Earn 1 AA reward point for every £1 you spend.2 You can then save up and redeem your points against the purchase, renewal or upgrade of AA membership, AA insurance or AA European Breakdown Cover. Every 100 points redeemed are worth £1 off selected AA products.
Get £10 off selected AA products or £5 in cashback on your first purchase
Apply today and get 1,000 points, worth £10 off selected AA products or £5 in cashback, when you make your first purchase with your AA Credit Card.
Get your AA reward points motoring with double points on fuel
And because we're the AA we'll give you double AA reward points when you buy fuel with your AA Credit Card3.
More reasons to choose an AA Credit Card
There is no annual fee.
Our online servicing means you can keep control of your credit card account securely.
Use AA Credit Card Secure to protect from online fraud.
You may choose AA Creditcare to protect your credit card repayments.
Request additional cards for your partner or family members as long as they are over 18.
The AA Credit Card is accepted wherever you see the MasterCard sign in over 24 million locations worldwide.
The AA Credit Card is issued by Bank of Scotland plc.
1 Introductory offer does not apply to balances transferred from an existing AA Credit Card, which will be transferred at our typical variable 15.9% APR. The balance transfer rate of 0% pa applies for all balances transferred for the first nine months from the date the account is opened.
No advance payment required. To benefit from the 0% rate, you must stay with your credit limit and make your payments on time.
2 Savings on AA products are available at a redemption rate of 1 point = 1p of saving. Cashback can be redeemed for at a rate of 1 point = 0.5p, up to a maximum of £75 a year. The AA Credit Card Reward Scheme is offered by Automobile Association Personal Finance Limited.
3 The double points on fuel applies to petrol, diesel, or LPG spend in the UK – there is no restriction to any single brand of fuel. Please note that some independent garages may not be included. Rewards are not provided for balance transfers, cash advances, interest or charges incurred. Cashback at a rate of 0.5%, up to £75 per year.
0% per annum on all purchases and balance transfers, fixed for the first five months from account opening, after which it will revert to the variable rate. A 2% balance transfer handling fee applies (minimum £5).
100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Rebate Points are earned at the rate of 3% of your spend, which means a total of £3 back for every £100 spent.
1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend. These include Thomson Holiday Shops (formerly Lunn Poly), Vauxhall Retailers and Saab Dealers. So, for every £100 spent you earn 3 Rebate Points and 3 Partner Points, totalling a £6 saving toward your next new Vauxhall/Saab.
Transfer your Rebate Points to an eligible family member who is not a GM Cardholder. A member of your family can benefit from your GM Card Rebate Points as long as they are not a GM Cardholder. You can transfer your points to an ‘eligible relative’ – your son, daughter, spouse, brother, sister, grandparent, niece, nephew, aunt, uncle, step-parent, step-children or in-laws.
Two GM Cardholders living at the same address can pool their Rebate Points. When redeeming your Rebate Points towards the purchase of a new Vauxhall or Saab, Rebate Points from separate accounts held by two GM Cardholders at the same address can be pooled.
Free additional Card(s).
Up to 56 days interest free for purchases when you pay your balance in full every month by the due date.
Minimum Credit limit £250, maximum credit limit subject to status.
Company car drivers can redeem up to 500 points at a time as vouchers, acceptable in high street retailers such as Debenhams, B&Q, Next, Thomson Holiday Shops, Travel Inns and Burtons.
Rebate Points have a 4 year life span - enabling Cardholders to accumulate their Rebate Points and redeem them within the usual 4 year renewal/repurchase cycle. Once a Rebate Point reaches its fourth anniversary, it is deleted from the Cardholders account.
Manage your account online to check balances and Rebate Points.
The new MBNA Rewards American Express® Credit Card lets you get more from a credit card, and from life. With just one credit card you have the benefit of two great programmes:- MBNA Rewards* and American Express SelectsSM. So, whether you are shopping, travelling or going out for the evening, this credit card brings something extra to the experience.
An outstanding introductory balance transfer rate of just 0% p.a. - available for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
0% p.a. on card purchases for three months from the date your account is opened.
Earn 1 MBNA Reward point* for every £1 spent on card purchases.
Redeem your MBNA Reward points for a select range of rewards including travel, dream experiences, wines from around the world and even cash.
2,000 bonus MBNA Reward points on your first card purchase within 90 days of your account opening.†
Specially negotiated discounts, priviliges and bonus Reward points through our MBNA RewardsPlus partners, AVIS, CD WOW!, Charles Tyrwhitt, Habitat, Macdonald Hotels & Resorts and WHSmith.
Exclusive offers and discounts on the best leisure, dining and shopping offers through American Express SelectsSM.
Personalised VIP travel service with great offers on flights, hotels and holidays through MBNA TravelPlus.
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Welcome to MBNA, the home of credit cards. You know who to trust and what you're looking for, so come on in and enjoy the benefits…
Enjoy the rewards you want... when you want them
0% p.a. for 13 months on balance transfers made in the first 90 days. 2.9% handling fee applies(minimum £3).
0% p.a. on card purchases for 3 months.
0% p.a. for 13 months on cash transfers into your current account made in the first 90 days. 2.9% handling fee applies(minimum £3).
Earn 1 point for every £1 spent on card purchases.
Redeem your points for a select range of rewards including travel, entertainment, shopping vouchers, wines from around the world and even cash.
Typical rate 15.9% APR (variable).
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Online Banking – Access your account to view your PIN, check your balance and transactions, set up direct debits, carry out balance transfers and much more.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
Virtual Hold - have you ever been left hanging on the phone? We know how annoying that is, so we have a callback facility. You won't lose your place in the queue and we'll call you back as soon as a specialist is available.
Unlike some other lenders, we guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
An outstanding introductory balance transfer rate of just 0% p.a. - available for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
A fantastic 0% p.a. on card purchases for three months from the date your account is opened.
Typical rate 15.9% APR (variable).
When you first use your card MBNA will contribute to WWF, provided you apply online for your card, and MBNA will continue to contribute every year you continue to use your card.
In addition, every time you use your WWF Credit Card to make a card purchase, WWF will receive another contribution. These contributions are made at no extra cost to you. Contributions are made by MBNA Europe Bank Limited and will not cost you a penny extra.
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free Purchase Protection Insurance* - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card.
Your card is now accepted at over 20 million retail outlets and over 630,000 ATMs - in most countries throughout the world.
It's your opportunity to help us fight breast cancer.
The Breakthrough Breast Cancer credit card - contribute as you spend and enjoy great rates!
0% p.a. on balance transfers for twelve months from the date your account is opened (3% handling fee).
0% p.a. on card purchases for three months from the date your account is opened.
Typical rate 15.9% APR (variable).
When you first use your card, MBNA will contribute to Breakthrough Breast Cancer provided you apply online for your card, and make a further contribution every year you continue to use your card.
In addition, every time you use your Breakthrough Breast Cancer Credit Card to make a card purchase, a payment equivalent to 0.25% of the value of the purchase is made to Breakthrough Breast Cancer.
These contributions are made at no extra cost to you, and to date, card users have raised over £1,000,000, simply by using their cards.
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Free Purchase Protection Insurance* - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
Your card is now accepted at over 20 million retail outlets and over 630,000 ATMs - in most countries throughout the world.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
The National Trust credit card - contribute as you spend and enjoy great rates!
An outstanding introductory balance transfer rate of just 0% p.a. - available for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
A fantastic 0% p.a. on card purchases for three months from the date your account is opened.
Typical rate 15.9% APR (variable).
When you first use your card, MBNA will make a contribution to the National Trust, provided you apply online for your card, and MBNA will continue to contribute every year you continue to use your card.
In addition, every time you use your National Trust Credit Card to make a card purchase, the National Trust will receive another contribution. These contributions are made at no extra cost to you.
Winner of 2007 Credit Card Awards for the Best Charity Credit Card Award.
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month.
No annual fee
Credit limit to suit your needs - up to £50,000 is available according to your financial status.
Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Free Purchase Protection Insurance* - most major purchases between £50 and £1,000 will be covered against accidental damage or theft for up to 100 days if you pay for them in full using your card.
Your card is now accepted at over 20 million retail outlets and over 630,000 ATMs - in most countries throughout the world.
Free 24 hour worldwide Customer Satisfaction Helpline - wherever you are, whenever you need them, our Customer Satisfaction Representatives are just a Freephone call away.
0% p.a. on balance transfers for twelve months from the date your account is opened. 3% handling fee applies(minimum £3).
0% p.a. on card purchases for three months from the date your account is opened
Typical rate 15.9% APR (variable).
Receive 20,000 free destinations miles* when you spend £250 on card purchases within 90 days of your account opening (enough for a return flight to Italy, Spain and many other great destinations!)
Earn miles on your every day spend taking you to over 850 destinations worldwide
Automatic diamond club membership, the UK's most generous frequent flyer scheme**
Earn 1.5 destinations miles for every £1 spent on everyday card purchases to get you to over 850 worldwide destinations
Earn double destinations miles when you use your bmi credit card to buy a bmi flight at flybmi.com
No booking fee when you use your bmi credit card to buy bmi flights online at flybmi.com or via the bmi call centre
No annual fee
Manage your account online – view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home
There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account
Enjoy up to 56 days interest free - on card purchases, when you pay your statement balance in full and on time each month
1 Flying Club mile for every £1 spent on card purchases using your card.**
2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.**
3,000 bonus Flying Club miles upon first spend.***
0% p.a. - a cracking introductory rate on balances transferred to us from other cards - for six months from the date your account is opened. 2% handling fee applies.
Typical rate 17.9% APR (variable).
No annual fee - this card won't cost you a penny extra to carry.
A complimentary companion reward flight - spend £15,000 or more a year on card purchases using your Virgin Atlantic White Card and you'll qualify for one complimentary round trip companion reward flight the next time you book a qualifying flight with Virgin Atlantic.†
Premium Economy reward upgrade - spend £10,000 or more a year on your Virgin Atlantic White Card and you'll qualify for a complimentary round trip Premium Economy reward upgrade the next time you use your miles to book a qualifying reward flight in Economy, plus, spend another £10,000 in the same year and get another one.††
Additional Cardmembers - you can link up to three free other cards to your main account giving you multiplied miles as others spend.
Free Travel Accident Insurance up to £250,000* - pay for your travel tickets in full using your Virgin Atlantic Credit Card and you'll automatically be covered if you have an accident during your journey. If your spouse or children are travelling with you, they're covered too.
Free Travel Inconvenience Insurance* - up to £750 for delayed or cancelled flights, up to £500 for luggage delays.
Free Lost Luggage Insurance* - up to £1,500 (max £500 per item).
Free 24 hour telephone helpline - 365 days a year whether you're calling from home or abroad.
Up to 46 days interest free on card purchases - if you always pay off your statement balance in full and on the dot each month you won't pay a penny interest.
Cash advances - from 'holes in the wall' in most countries throughout the world.
Truly global spending power - You can withdraw cash from all LINK cash machines including Halifax, Lloyds TSB, Barclays, HSBC and Bank of Scotland. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on freephone 0800 056 7686.
Online fraud protection - There is no liability or excess to pay for theft, loss or fraudulent Internet use of your card as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
Extra benefits - Together with Virgin Money, the Virgin Atlantic Credit Card has been designed to help you make the most of Flying Club, Virgin Atlantic's loyalty programme.
The MBNA Business Credit Card helps you organise your time more efficiently. You can see all your accounts at a glance and keep track of expenditure in one place.
It takes away the hassle of paperwork and administration; giving you time to do the things that matter. Whether that’s free time away from the office or concentrating on new ways to grow your business.
Keep your business expenses separate with MBNA Business Self Employed Credit Card - to avoid using your personal account.
0% p.a. on balance transfers and credit card cheques for 12 months from the date your account is opened(3% handling fee applies)
0% p.a. when transferring cash into your current account for 12 months from the date your account is opened(3% handling fee applies)
0% p.a. on card purchases for 3 months from the date your account is opened
Standard annual rate of 15.9% APR (variable) thereafter
No Annual Fee
FREE Purchase Protection Insurance* and Employee Misuse Insurance*
One account - multiple cards - you decide how many cards you need and what credit limit each person should have
Benefit from specially negotiated discounts - designed for the needs of your business.
A dedicated MBNA Business Customer Service Team - talk to a real person who knows the day-to-day needs of the business Customer.
Up to 57 days interest free on card purchases when you pay your statement balance in full and on time every month.
MBNA goes further to protect both you and your credit card with MBNA Secure.
FREE online account management - view your balance, credit limits for each cardholder and your last thirteen months' transaction history online, all from the comfort of your business or home.
Itemised monthly statements for easy admin. Monitor and control additional cardholders spending.
If you've been running your own business for more than 2 years apply now.
The MBNA Business Credit Card helps you organise your time more efficiently. You can see all your accounts at a glance and keep track of expenditure in one place.
It takes away the hassle of paperwork and administration; giving you time to do the things that matter. Whether that’s free time away from the office or concentrating on new ways to grow your business.
Keep your business expenses separate with your MBNA Business Credit Card - to avoid using your personal account.
0% p.a. on balance transfers and credit card cheques for 12 months from the date your account is opened(3% handling fee applies)
0% p.a. when transferring cash into your current account for 12 months from the date your account is opened(3% handling fee applies)
0% p.a. on card purchases for 3 months from the date your account is opened
Standard annual rate of 17.9% p.a. (variable) thereafter, and a yearly membership fee of just £69.
20,000 free destination miles with every MBNA Business Credit Card account opened and activated - enough to get a return BMI flight to Paris, Milan, Venice, Madrid, Amsterdam and many more destinations.
Receive 1 destinations mile** every time you or an additional cardholder spend £1 on card purchases.
One account - multiple cards - you decide how many cards you need and what credit limit each person should have.
A dedicated MBNA Business Customer Service Team - talk to a real person who knows the day-to-day needs of the business Customer.
Up to 57 days interest free on card purchases when you pay your statement balance in full and on time every month.
MBNA goes further to protect both you and your credit card with MBNA Secure.
FREE online account management - view your balance, credit limits for each cardholder and your last thirteen months' transaction history online, all from the comfort of your business or home.
If you've been running your own business for more than 2 years apply now.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.