Apply online for a Bread Prepaid Card
with no credit check or bank account
"It just takes a minute to complete and submit
your Bread Debit Card application"
It’s simple
BREAD Cards work just like a "pay-as-you-go" mobile phone. They can be topped up with cash at any PayPoint location. You can even have your employer pay your wages onto the card.
Because the BREAD Card is a prepaid card, your spending limits are set by the amount of money you load onto the card. When you make a purchase with the card, the purchase amount is deducted from the card balance. You cannot spend any more than the current balance.
You can view your balance and transaction history 24 hours a day.
No Credit Check; Pay-As-You-Go; Top it up with Cash
The BREAD Card is available to anyone with a valid international digital passport or UK driving licence and a UK delivery address
The Bread Card is issued by Newcastle Building Society pursuant to licence from MasterCard International Incoporated or its affiliates.
Safe and secure online application with SSL encryption technology.
Get your bread maestro card and enjoy the benefits today.
WARNING : The card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.
For detailed card information or to apply, click on the link next to the card of your choice and a new window will be opened for you.
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For people with damaged or no credit history Getting a spending card has never been easier than with the Bread Card. Your approval is 100% guaranteed once you meet the minimum identification requirements. There will be no credit checks or employment verification. You don’t even need a bank account! For foreign nationals Getting a bank account in the UK can be very difficult if you are a foreign national residing or working in the UK. With the Bread Card approval is 100% guaranteed if you provide us with your Passport number and current address (no utility bills or further proof of address required). For people who want to control and budget their spending You set the spending limits by the prepaid amount loaded on your card. You also can log on to the web site to review your spending. Your BREAD Card makes it easy to get your spending under control and shop wisely. For people who want to shop or purchase online The popularity of the Internet makes it difficult to use cash for transactions like booking a flight or train ticket, reserving a cinema seat, and buying products online. The BREAD Card allows you to access all these things in the knowledge that your transactions are safe and secure. For people who regularly share money with friends or family abroad You can use your BREAD Card to share money with people who live abroad very cheaply. Just order a secondary card, and then post this to your family member or friend. Then you can share your money with them. They will be able to spend using the card or make cash withdrawals from ATMs in their home country. Sharing money within one transaction will only cost £1.50, regardless of the amount.* * There is a maximum balance of £3500 |
Topping up your BREAD Card couldn’t be easier. You can use the following methods:
To use a Paypoint outlet, hand over some cash and your card and they will be able to load it for you. Please note that a charge of 3% applies to loading done in this way but funds are credited to your card immediately. All fees will be deducted from your cards balance. You can also load money on to your card from a bank account, using BACS transfer or standing order. |
It is important that you know what your balance is to avoid any embarrassing situations at the checkout! There are three ways you can do it:
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If you share money with friends or family in the UK or abroad regularly, then you can make this money available to them at very little cost using your BREAD Card. After you receive your card, you need to order an additional secondary BREAD Card from the website or via customer services. When you receive this, you can post this secondary card abroad to the person you want to share money with. After that, all you have to do is load money on to your own card, and then decide, how much money you would like to make available to the person you sent the secondary card to. The person with the secondary card can then spend the money in the normal way, or withdraw it from an ATM machine anywhere in the world where Maestro® is taken. You can have up to four secondary cards on your account. You can share money with your secondary cards in three ways:
There is a flat rate charge of £1.50 to transfer money between your cards, regardless of the amount. We think you will find that using BREAD to share money with people who live abroad is very cost effective. |
Your Prepaid Maestro® Card provides security and peace of mind. Maestro® is a global network and can be used at over 3.7 million merchants in over 60 countries. You may already have access to Maestro® in your wallet today as many financial institutions support Maestro®: In the UK, most "Switch" and "Solo" cards have the Maestro®& logo on the back of the card. Your prepaid Maestro® card is accepted wherever you see the Maestro®, Switch or Solo signs. Switch is an all-electronic debit card payment system. Founded in 1988, there are now over 19 million cardholders and more than 425,550 outlets accepting Switch in the UK. There are 31 member banks and building societies. You can have up to four secondary cards on your account. Your BREAD Card bears the Maestro® brand mark which means you're all set for the following benefits:
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All card applications are strictly confidential.
You are allowed to apply for more than one card.
Your application is safe and secure with SSL encryption technology.