Want a brillant deal on your balance transfers?
With no interest to pay for 22 months on balance transfers and 3 months on purchases, you really could make some great savings.
If you earn £20,000 or more a year switch your balance over to our longest EVER balance transfer offer and pay no interest for almost 2 Years.
0% for the first 22 months on balance transfers (3.5% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for the first 3 months on all purchases
To help spread the cost of any new purchases
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.95% pa (variable).
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
Unfortunately we can't accept your application if don't earn the £20,000 a year minimum.
However we have a generous 17 month balance transfer card you could apply for. It also has 3 months interest free on purchases and all the same great extra benefits.
Applying only takes a few minutes and you'll get an instant decision.
Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
A great deal if you're after the flexibility to transfer any amount up to your credit limit.
Switching your balance to the 20 Month Balance Transfer Card could help you save money, by giving you up to 20 months interest free on any amount you want to transfer, as long as it's an amount within your credit limit.
If you earn £20,000 or more a year you can apply for this great 20 month interest free deal and switch your balance to Halifax.
0% for up to 20 months on balance transfers (3% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for the first 3 months on all purchases
To help spread the cost of any new purchases
The APR and length of the promotional offer are dependent on your personal circumstances.
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 16.9% APR (variable). The purchase rate is 16.94% pa (variable).
Halifax MasterCard offers including fantastic deals and discounts on travel, entertainment and shopping
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
Unfortunately we can't accept your application if don't earn the £20,000 a year minimum.
However we have a generous 17 month balance transfer card you could apply for. It also has 3 months interest free on purchases and all the same great extra benefits.
Please be aware to keep promotional rates you must pay at least the minimum payment by the due date and stay within your credit limit. Balance transfers can be made from most credit and some store cards, excluding other Halifax or Bank of Scotland products.
Applying only takes a few minutes and you'll get an instant decision.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 16.9% APR(variable).
The purchase rate is 16.94% pa (variable).
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. An amazing 15 months interest free on both balance transfers and purchases for the majority of our customers*
0% for up to 15 months on balance transfers* (3% fee applies)
A long introductory interest free period to help you manage your existing credit
0% for up to 15 months on purchases*
To help spread the cost of any new purchases
Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.95% pa (variable).
A handling fee of 3% applies for each balance transfer
No annual fee
No interest will be charged on purchases if every statement balance is paid in full by the payment date
Cover against online fraud when purchasing on the Internet
Accepted wherever you see the MasterCard sign in over 31 million locations worldwide
Card replacement if lost
Additional Cards available
Around the clock service
Manage your card online
Choice of 5 card colours - Black, Pink, Red, White and Blue
*The majority of customers will be offered our best rate of 17.9% APR representative (variable) and 0% for 15 months on balance transfers and purchases. Other customers will receive a 0% introductory offer of 13 or 11 months.
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
Representative Example:
Based on borrowing £1,200 and repaying over 12 months
the representative rate would be 17.9% APR(variable).
The purchase rate is 17.95% pa (variable).
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All card applications are strictly confidential.