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Features of The GM Credit Card reward program
- Typical 14.9% APR variable
- 0% per annum on all purchases and balance transfers, fixed for the first five months from account opening, after which it will revert to the variable rate. A 2% balance transfer handling fee applies (minimum £5).
- 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
- Rebate Points are earned at the rate of 3% of your spend, which means a total of £3 back for every £100 spent.
- 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
- Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend. These include Thomson Holiday Shops (formerly Lunn Poly), Vauxhall Retailers and Saab Dealers. So, for every £100 spent you earn 3 Rebate Points and 3 Partner Points, totalling a £6 saving toward your next new Vauxhall/Saab.
- Transfer your Rebate Points to an eligible family member who is not a GM Cardholder. A member of your family can benefit from your GM Card Rebate Points as long as they are not a GM Cardholder. You can transfer your points to an ‘eligible relative’ – your son, daughter, spouse, brother, sister, grandparent, niece, nephew, aunt, uncle, step-parent, step-children or in-laws.
- Two GM Cardholders living at the same address can pool their Rebate Points. When redeeming your Rebate Points towards the purchase of a new Vauxhall or Saab, Rebate Points from separate accounts held by two GM Cardholders at the same address can be pooled.
- Free additional Card(s).
- Up to 56 days interest free for purchases when you pay your balance in full every month by the due date.
- Minimum Credit limit £250, maximum credit limit subject to status.
- Company car drivers can redeem up to 500 points at a time as vouchers, acceptable in high street retailers such as Debenhams, B&Q, Next, Thomson Holiday Shops, Travel Inns and Burtons.
- Rebate Points have a 4 year life span - enabling Cardholders to accumulate their Rebate Points and redeem them within the usual 4 year renewal/repurchase cycle. Once a Rebate Point reaches its fourth anniversary, it is deleted from the Cardholders account.
- Manage your account online to check balances and Rebate Points.
- No Annual Fee.
- Apply online for a decision in just 60 seconds.
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Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.