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Property Vehicle Insurance in UK
In 2010, total net premiums (written premium less reinsurance premiums paid by the insurer) for property insurance amounted to £8.375 billion, an increase of £0.172 billion or 2.10% compares to £8.203 billion in 2009. claims paid for property insurance is £5.219 billion in 2010, an increase of £0.727 billion or 16.18% of compares to £4.492 billion in 2009. Even though the written premium amount increase by 2.10%, the claims paid shoot up by 16.18%.
Whereas commission and expenses on the property insurance written premium amounted to £3.424 billion in 2009, an increase £0.099 billion or 2.98% of compares to £3.325 billion in 2009. This is inline with the increase in written premium amount.
Here is a list of Top 20 Household (Domestic Property) Insurers in the UK based on gross written permiums in 2010
(Note: Click on the selected insurer to get a free quote):-
  • RBS Group - (Churchill, Direct Line, NIG, Privilege, UK Insurance)
  • Lloyds Banking Group
  • Aviva plc
  • RSA Insurance Group
  • AXA
  • Zurich Financial Services
  • Legal & General
  • Ageas
  • Allianz
  • National Farmers Union Mutual Insurance
  • Co-operative Financial Services
  • Hiscox Ltd
  • London General Insurance
  • Liverpool Victoria Financial Services
  • MMA Insurance
  • Groupama
  • Esure Holdings
  • Chubb Corporation
  • Munich Re
  • Homecare Insurance Limited
The top 5 companies made up of 62.57% market share; the top 10 companies made up of 80.88% market share; the top 20 companies made up of 94.98% market share.
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  • eHome Insurance

  • Kwik Fit Home Insurance

  • Marks and Spencer Home Insurance

  • Simple Landlords Home Insurance

  • AA Home Insurance

  • Endsleigh Home Insurance

  • Swiftcover Home Insurance

  • Budget Home Insurance


Here is a list of Top 20 Household (Domestic Property) Insurers in the UK based on net written permiums in 2010:-
  • RBS Group - (Churchill, Direct Line, NIG, Privilege, UK Insurance)
  • Aviva plc
  • Lloyds Banking Group
  • RSA Insurance Group
  • AXA
  • Legal & General
  • Ageas
  • Zurich Financial Services
  • National Farmers Union Mutual Insurance
  • Co-operative Financial Services
  • Allianz
  • Liverpool Victoria Financial Services
  • Hiscox Ltd
  • MMA Insurance
  • Groupama
  • Esure Holdings
  • Chubb Corporation
  • Sterling Insurance Group
  • Homecare Insurance Limited
  • Ecclesiastical Insurance Group
The top 5 companies made up of 67.69% market share; the top 10 companies made up of 85.28% market share; the top 20 companies made up of 97.11% market share.
Property Vehicle Insurance in UK 2008-2209 statistics
In 2009, total net premiums (written premium less reinsurance premiums paid by the insurer) for property insurance amounted to £8.203 billion, a decrease of £0.645 billion or 7.29% compares to £8.848 billion in 2008. claims paid for property insurance is £4.492 billion in 2009, a decrease of £0.361 billion or 7.44% of compares to £4.853 billion in 2008. The reduction in claims paid is is inline with the decrease in written premium amount.
Whereas commission and expenses on the property insurance written premium amounted to £3.325 billion in 2009, a decrease £0.147 billion or 4.23% of compares to £3.472 billion in 2008. This is inline with the decrease in written premium amount.
Here is a list of Top 20 Household (Domestic Property) Insurers in the UK based on gross written permiums in 2009
(Note: Click on the selected insurer to get a free quote):-
  • RBS Group - (Churchill, Direct Line, NIG, Privilege, UK Insurance)
  • Aviva plc
  • Lloyds Banking Group
  • RSA Insurance Group
  • AXA
  • Zurich Financial Services
  • Legal & General
  • Fortis NV
  • National Farmers Union Mutual Insurance
  • Allianz
  • Co-operative Financial Services
  • London General Insurance
  • Liverpool Victoria Financial Services
  • Hiscox Ltd
  • MMA Insurance
  • Groupama
  • Esure Holdings
  • Chubb Corporation
  • Sterling Insurance Group
  • Homecare Insurance Limited
The top 5 companies made up of 65.84% market share; the top 10 companies made up of 83.28% market share; the top 20 companies made up of 96.55% market share.
Here is a list of Top 20 Household (Domestic Property) Insurers in the UK based on net written permiums in 2009:-
  • RBS Group - (Churchill, Direct Line, NIG, Privilege, UK Insurance)
  • Aviva plc
  • Lloyds Banking Group
  • RSA Insurance Group
  • AXA
  • Legal & General
  • Fortis NV
  • Zurich Financial Services
  • National Farmers Union Mutual Insurance
  • Co-operative Financial Services
  • Allianz
  • Liverpool Victoria Financial Services
  • Hiscox Ltd
  • MMA Insurance
  • Groupama
  • Esure Holdings
  • Chubb Corporation
  • Sterling Insurance Group
  • Homecare Insurance Limited
  • Ecclesiastical Insurance Group
The top 5 companies made up of 68.94% market share; the top 10 companies made up of 85.52% market share; the top 20 companies made up of 97.73% market share.

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