"It just takes a minute to complete and submit you Lloyds TSB Current Accounts application"
Your everyday banking made simple
Whatever you need from a bank account, from youth bank accounts to current accounts with added benefits, we have a range of accounts to suit you.
Lloyds TSB bank offers a range of bank accounts with a great range of benefits and competitive interest rates. Switch your current bank account to us today.
Safe and secure online application with SSL encryption technology.
Get the Lloyds Current Account with Aof your choice to enjoy the benefits today.
WARNING : The bank may STOP offers and promotions without notice. Grab the current account of your choice while it last.
For detailed information or to apply,
click on the link next to the offer of your choice and a new window will be opened for you.
Our Classic Account will give you all you need to make everyday banking easier. It comes packed with great features to help you make the most of your money. Manage your money 24 hours a day, 7 days a week.
And if you add Vantage to your account, you could get up to 4.00% AER variable (3.93% Gross) interest for balances up to £7,000 on your current account.
Features & Benefits
Free banking with the UK’s most popular current account provider* - no charge for everyday transactions when you’re in credit.
A Lloyds TSB Visa debit card you can use in over 500,000 places in the UK, 27 million outlets worldwide and online.
Manage your money 24 hours a day through Internet Banking, PhoneBank® and Mobile Banking.
Money Manager is a free, easy-to-use Internet Banking service that introduces a new way of keeping track of your money across your Lloyds TSB personal current and credit card accounts.
Get 4.00% AER variable (3.93% Gross) interest paid monthly for balances from £5,000 up to £7,000 on your current account by adding Vantage to your account.
£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
Grace period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
Switching to us is easy - We can help take the stress out of changing your bank account by helping to move Direct Debits and standing orders from any existing accounts to your Lloyds TSB current account.
Access to one of the biggest banking networks in the UK with over 1,800 branches and 63,000 LINK cash machines (you may be charged for using non-Lloyds TSB machines).
Commission-free foreign currency and non-sterling American Express® Travellers Cheques.
We understand that starting college or university can be both an exciting and challenging time. That’s why our Student Account is packed with everything you need to make the most of your time at university. From an Interest and fee-free tiered Planned Overdraft of up to £1,500 (subject to application and approval),
to a range of great discounts including a YHA membership for three years, Mobile Banking plus more. Our Student Account is the perfect way to prepare for the road ahead./>
Features & Benefits
With the Lloyds TSB Student Account we offer:
Up to £1,500 interest and fee-free tiered Planned Overdraft* in years one to three, and up to £2,000 in years four to six (subject to application and status).
Discounts and offers to make the most of your student life: free YHA membership for three years and 40 free music downloads plus a free LAVA mini-speaker (subject to availability) from eMusic.
A Lloyds TSB Visa debit card.
A Lloyds TSB Student MasterCard Credit Card – to help you spread your costs, typical 19.9% APR variable and a minimum limit of £500 (subject to application and status).*
Internet Banking, Mobile Banking and PhoneBank.
Mobile phone top up facility for pay-as-you-go phones at most Lloyds TSB Cashpoint® machines.
Mobile Banking. Our free Mobile Banking service enables you to use your phone to help keep you in control of your finances. Mobile Banking includes a range of Text Message Services including Weekly Balance Alerts to help you keep in touch with your money wherever you are. We offer Mobile Banking for free but your mobile operator may charge for certain services, so please check with them.
Option to sign up for Save the Change®.
Commission-free foreign currency and non-sterling Travellers Cheques.
£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
Grace period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
A current account with a great interest rate.
Now that really is a headline.
Get up to 4% AER variable with Vantage.
Make your money work harder for you by adding Vantage to our Classic or Added Value current accounts. Vantage offers competitive, tiered interest rates so the bigger your balance, up to £7,000, the harder your money will work for you and the higher interest you’ll earn.
Features & Benefits
The bigger your balance, up to £7,000, the higher the interest you’ll earn. There’s no additional cost – to earn Vantage interest rates. All you need to do is, stay in credit during the monthly billing period, and pay in at least £1,000, for example your salary, each calendar month.
If you do not meet both of the Vantage conditions we will not pay interest on the amount in your account for that month. We also do not pay interest on amounts above £7,000.
It’s simple to manage, once you’ve upgraded, Vantage gives you the opportunity to earn high interest without having to manage multiple accounts and move money around during the month.
Our current accounts with Vantage pay up to 4.00% AER (3.93% Gross). Rates are tiered, paid monthly and variable 0.10% AER/Gross interest is paid on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account and meet the Vantage conditions stated above. For other account balances the rate varies depending on how much is in your account.
Our Silver Account gives you benefits worth up to £249 a year and includes European Travel Insurance up to 65 years of age, AA Breakdown Cover, Mobile Phone Insurance and lots more. After paying the monthly fee of £7.95, you could make savings of up to £153 each year.
Features & Benefits
European Travel Insurance up to 65 years of age* - 5 star Defaqto† cover for you and your partner for up to 22 days per trip.
AA Breakdown Cover - UK Roadside Assistance whether you’re in your own car or someone else’s.
Mobile Phone Insurance - worldwide cover for loss, theft, accidental damage, breakdown and unauthorised calls.
Get 4.00 AER variable (3.93% Gross) interest for balances from £5,000 up to £7,000 on your Silver Account by adding vantage to your account.
Sentinel® Card Protection - convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
The Lloyds TSB Airmiles Travel Service - collect Airmiles or enjoy a 6.5% discount.
Lloyds TSB Visa debit card you can use in over 500,000 places in the UK and 27 million outlets worldwide.
Manage your money 24 hours a day with access to PhoneBank® on 0845 3 000 000 and Internet Banking and Mobile Banking.
£10 overdraft buffer No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
Grace Period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
Switching to us is easy - We can take the stress out of changing your bank account by helping to move Direct Debits and standing orders from any existing accounts to your Lloyds TSB current account.
The Gold Account offers a range of great money saving benefits which are worth up to £420 a year. You'll enjoy Worldwide and UK Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and much more. After paying the monthly fee of £12, you could make savings of up to £276 each year.
Features & Benefits
Worldwide and UK Travel Insurance* - 5 star Defaqto† rated cover for you and your partner for up to 31 days per trip.
Mobile Phone Insurance - worldwide cover for loss, theft, breakdown, accidental damage and unauthorised calls.
AA Breakdown Cover - roadside assistance whether you're in your own car or someone else's.
Save My NumbersTM - store all your important phone numbers and contact details securely.
Get up to 4.00% AER variable (3.93% Gross) interest paid monthly for balances up to £7,000 on your Gold Account by adding vantage to your account.
£100 interest-free planned overdraft**. (Subject to application and approval).
£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less. This £10 buffer is in addition to the interest and fee-free overdraft as part of your Gold Account.
Grace period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
Switching to us is easy - we'll help move your salary, direct debits and standing orders so joining us is as easy as possible.
Sentinel® Card Protection - convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
The Lloyds TSB Airmiles Travel Service upgrade - collect Airmiles or enjoy a 6.5% discount.
A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
24 hour banking with access to PhoneBank® on 0845 3 000 000, Internet Banking and Mobile Banking.
The Platinum Account provides you with extensive levels of cover and protection. Enjoy a wide range of money saving benefits from household names such as AXA and the AA. With a monthly fee of £17 your benefits are worth up to £703 a year.
Features & Benefits
Worldwide and UK Travel Insurance* - 5 star Defaqto† rated protection for up to 45 days per trip. Choose from Family or Winter sports cover.
AA Breakdown Cover - including Roadside Assistance, Relay and Home Start.
Mobile Phone Insurance - for loss, theft, accidental damage and unauthorised calls.
Save My NumbersTM - store all your important phone numbers and contact details securely.
Choose from Airport Lounge Access or Airport Meet and Greet service upgrade - for a relaxing start to your holiday.
Get up to 4.00% AER variable (3.93% Gross) interest paid monthly for balances up to £7,000 on your Platinum account by adding vantage to your account.
£250 interest and fee-free planned overdraft** (subject to application and approval).
£10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less. This £10 buffer is in addition to the interest and fee-free overdraft as part of your Platinum Account.
Grace Period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
Switching to us is easy - we'll help to move your salary, direct debits and standing orders so joining us is as easy as possible.
Sentinel® Card Protection - convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
The Lloyds TSB AIRMILES Travel Service - collect Airmiles or claim a 6.5% discount.
A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
Preferential charges when you make purchases abroad using your Lloyds TSB Platinum Visa debit card.
24 hour banking with access to PhoneBank® on 0845 3 000 000 and Internet Banking and Mobile Banking.
The Premier Account is the very best current account that we offer. In fact, it's so good it's been awarded a 5 Star Rating from Defaqto† - leading independent financial researchers. The Premier Account includes a wide range of benefits worth up to £1,127 a year for a monthly fee of £25.
Features & Benefits
Worldwide and UK Travel Insurance - for 62 days per trip with both Family and Winter sports cover.
AA Breakdown Cover - including Roadside Assistance, Home Start, Relay and Stay Mobile.
Mobile Phone Insurance - worldwide cover for loss, theft, accidental damage, breakdown and unauthorised calls.Cover up to three phones on a joint account.
Home Emergency Cover - fast professional help for household emergencies.
ID Aware - helps you manage and monitor your credit profile and spot the early warning signs of identity theft.
Save My NumbersTM - store all your important phone numbers and contact details securely.
Get 4.00% AER variable (3.93% Gross) interest paid monthly for balances up to £7,000 on your Premier Account by adding vantage to your account.
£500 interest and fee-free planned overdraft*** (subject to application and approval).
Sentinel® Card Protection - convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
The Lloyds TSB Airmiles Travel Service - collect Airmiles or enjoy a 7.5% discount.
A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
Preferential charges when you make purchases abroad using your Lloyds TSB Premier Visa debit card.
Preferential share dealing.
24 hour banking with access to PhoneBank® on 0845 3 000 000, Internet Banking and Mobile Banking.
You need to register for Internet, PhoneBank® and Mobile Banking. Terms and conditions apply.
Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.