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- 0% interest for 14 months on balances transferred within the first 90 days (3% fee applies).
- 0% interest on purchases for 3 months
- Representative 15.9% APR (variable)
- No annual fee
- Up to 56 days interest free on Purchases if your full balance is paid off by the due date.
- Add an additional cardholder, aged 18 or over.
- Secure internet shopping with Lloyds TSB ClickSafe® - this makes internet shopping safer. You choose a personal password to ensure only you can use your card to shop online.
- Safe online shopping with our internet shopping promise including internet fraud loss protection.
- Managing your account online, by phone or at a local Lloyds TSB branch.
- Active Account Monitoring – fraud specialists will alert you to any suspicious credit card transactions.
- Overseas Emergency Assistance – call our overseas contact number if you lose your card abroad and we will issue a free replacement card.
- Accepted in over 24 million places worldwide.
- Chip and PIN security.
Representative Example:
Purchase Rate: 15.94% APR
Representative 15.9% APR(variable)
Based on borrowing of £1,200 over 12 months
* Minimum balance transfer is £100 and is subject to your credit limit. Balances must be transferred within 90 days of opening the account. 3% balance transfer fee applies and interest is charged on this fee. If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers, Cheques, followed by the default charges.
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Safe and secure online application with SSL encryption technology.
All card applications are strictly confidential.